On 2021-01-21 07:26, Jim Popovitch via mailop wrote:
On Thu, 2021-01-21 at 13:08 +0100, Alessandro Vesely via mailop wrote:
So yes, perhaps it's not extortion. We may call it demanding money with
menaces, exaction, extraction, blackmail...
Lot's of things in life require payment(s), or purchase of addon
equipment, depending on your circumstances in life, your living
arrangements, or your location. If you are in a high-crime area your
mortgage insurance will probably require you to purchase an alarm, or if
your home is prone to house fires, a smoke detector. Then there are
taxes, fees, licenses, etc. Life is self is pay-to-play, whether you
realize it or not.
Demanding a payment to protect someone from a threat, that you
*yourself* create is called a "protection racket" - classic extortion.
"Pay us for protection", when it really means "pay us or we'll [break
your knees|set your house on fire|break your windows...]" isn't
insurance, and can get you arrested.
Your example of addons isn't really relevant, it's just part of the fee
or a fee modifier of an insurance policy. Until the insurer is the
source of the threat as well - then it just becomes more extortion.
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