When I bought our '84 Landfall 35, I went to Progressive who told me they subrogate to Hagerty for boats over 25 years old. I went with Hagerty who has since got out of the boat insurance gig and a company called Markel took over the policy and now handles my insurance.
Hagerty mandated a follow up survey after I had owned the boat for 5 years which made me worry as I still have the original rod rigging (which is flawless). Fortunately, my surveyor was a former Landfall 38 owner and handled the survey as an "insurance survey" not a purchase survey, where he was slightly less intense about picking up any and all flaws due to aging. I've yet to hear from Markel if they're going to need the boat re-surveyed anytime soon. My premium for a replacement cost policy with a deductible runs right around $1100 per year. I've yet to make a claim (knock on teak) and I really don't want to test that any time soon. Chuck Gilchrest S/V Half Magic 1984 LF 35 Padanaram, MA From: David Knecht via CnC-List <[email protected]> Sent: Wednesday, March 18, 2026 10:57 AM To: CnC CnC discussion list <[email protected]> Cc: David Knecht <[email protected]> Subject: Stus-List Re: Boat insurance options I switched to Progressive last year and so far so good. My genoa was destroyed in a storm last fall while on the furler and they paid to replace it (much to my surprise). An adjuster came to my sailmakers loft to look at the sail and the comment was that he appeared to have no clue about anything related to sails and boats. Perhaps a good thing? Dave David Knecht Emeritus Rear Commodore/Thames Yacht Club Emeritus Professor/University of Connecticut Basketball Capital of the World
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