One issue that I have not seen mentioned in this thread is worth considering 
in my opinion:  How and where are you using your boat.
For instance, I use my 1995 C&C 36 XL/kcb almost exclusively inside the NC 
Outer Banks in the Pamlico Sound and Neuse River, both of which I consider 
'protected waters'--inside the banks, relative shallow (< 30 feet) and muddy 
bottom, no swells or tides and many creeks to anchor/hide in unless on the way 
to Ocracoke, where it looks like open ocean (no land visible for miles) but is 
still inside the banks. I have taken her down the ICW to Charleston and back 
with one or 2 near-shore trips between NC and Charleston and the Chesapeake 
Bay. All of this is on my schedule, so I mostly decide what weather she will 
face--not mother nature.

That said, I still had my rod rigging replaced in 2021, after 26 years of this 
type use and anticipating similar future use. Did it need replaced--probably 
not--I didn't bother with any inspections. Why did I do it:  1) most 
knowledgeable sailors (from this list) and riggers recommended replacement 
after a couple of decades and 2) some assurance that it would not come down on 
me under my sailing conditions. Plus although she has not been in any offshore 
conditions, her rig had been 'stressed' in various strong wind speeds (~25 
knots) and kite adventures in similar winds over the years.
While my rod rigging replacement doesn't guarantee the rig's integrity, I 
prefer not to press my luck and have the rig come down on me as a matter of 
principle--very bad form IMHO!
So if you sail and/or cruise in such relatively protected waters as I describe, 
should you replace your rigging at 20-30 years--you decide based on how, where 
and how often you use/stress your rigging AND your tolerance for the risk of a 
rig failure.

FWIW,
Charlie Nelson1995 C&C 36 XL/kcbWater Phantom6

 
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