Thanks for the support guys. I have a great little boat in the "East
Coast lady" the problem is, we had a plan to leave in a 5 year time
frame and now the last daughter has been excepted to the university of
South Carolina and "Mama" thinks we should pay for it out of our
401-K. I don't know how to fix this one! I think it will change the
dynamics of the relationship of the cruise. We may not be able to
retire early or at all for that matter. I had a plan to leave in 2018
or 2019 at the age of 55. That would give me 5 years to cruise and
make our way by savings and side work. We also will have 2 rental
properties.
The daughter's school will set us way back on the time frame. Do you
have any advice on how to overcome this hurdle? It could this costing
us at least a 3 year cruising kitty. It's not that I don't want to
send my girl to a good school. I will just have to give up my 40 year
dream to do it? Your post just made this a little real for me. I did
not mean to spat off.
So Here is the lay out.
1) Primary resident $205,000 very good rentable property "was planning
to rent when we sail"
2) Rental property paid off $85,000 collecting $725.00 a month "Will
continue to rent when we sail"
3) Rental property $95,000 rented but not enough to cover mortgage.
"Will sell for a loss"
4) $300,586.58 in $401-K can't touch till age 62 without penalty.
'Start collecting after 5 year sail"
5) Savings $15,000 roughly.
6) Both the wife and I are fully vested in the SS program.
Not sure how to pull this off. Very disheartened
On 2/11/14, Stevan Plavsa <stevanpla...@gmail.com> wrote:
> Thanks all.
>
> What I've noticed is that it seems there are many that plan and wait and
> save and plan, and then never go. I've lost family and friends to cancer,
> I'm sure everyone has and that scares me more than anything; not being able
> to live long enough to really have some experiences and more importantly,
> to see what happens next! Maybe I'm missing the point? Maybe the point is
> to have kids and settle down. Maybe if I have kids I'll settle down and
> become 'realistic'. Probably not. If we do this, it's an all or nothing
> affair. Truth be told that scares me. I'm a lucky SOB to be where I am in
> life with a house, a wonderful partner and a good job. I'll be "throwing"
> away two of those things but really making a whole lot more room in my life
> for the third :)
>
> Finding another job when/if we come back is the main worry. In my field
> things change very quickly. I guess they do for everyone these days. Has
> anyone gone cruising for a few years and returned to life and work? How was
> *THAT* transition? I'm fairly confident I can get used to living on a boat
> in the tropics ... coming back is another matter. How do employers look at
> you when you answer the question "what have you been doing for the past
> five years" and you say "sailing"?
>
>
> Steve
> Suhana, C&C 32
> Toronto
>
>
>
> On Mon, Feb 10, 2014 at 10:50 PM, Chuck S <cscheaf...@comcast.net> wrote:
>
>> Life happens. I married a sailing gal long ago. She loved adventure and
>> could hand, reef, and steer. We cruised our 22 ft Cape Dory from NJ to
>> Branford and NJ to Swan Creek, in Chesapeake Bay. We learned together
>> how
>> to windsurf and travelled to many island destinations. Two kids and
>> several jobs later, I get a really nice sailing C&C, but the kids can't
>> go
>> because of field hockey or soccer practice, and now they are ot of
>> college
>> and I find I'm the only sailor left standing. Kids and wife are focused
>> on
>> careers and I'm the only one interested in sailing or cruising. I'm 59
>> and should be retired. Worked for 40plus years but have an expensive
>> hobby.
>>
>> Decided this year to take my boat cruising the Chesapeake, getting a slip
>> near Annapolis, a 3 hour commute, while putting her up for sale for a
>> high
>> number. Happy Valentine's Day! It's a long drive, but once you are
>> there,
>> you are in Mecca.
>>
>> Wal is 100% right. Go cruising as soon as you can. Or go when you can
>> afford to go. But just go.
>> Expand your horizons. Crew for other boatowners in other areas. Invite
>> yourself aboard.
>>
>> Another lister in Seattle took me sailing and I extend that offer to the
>> list, to come sailing on our boat. I'm looking for crew in Annapolis.
>> Email me.
>>
>> Chuck
>> Resolute
>> 1990 C&C 34R
>> Atlantic City, NJ
>> ------------------------------
>> *From: *j...@svpaws.net
>> *To: *cnc-list@cnc-list.com
>> *Sent: *Monday, February 10, 2014 10:10:29 PM
>> *Subject: *Re: Stus-List when to go cruising
>>
>>
>> Curt:
>>
>> Lighten up (just saying).
>>
>>
>> _______________________________________________
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>>
>
--
"All men dream: but not equally. Those who dream by night in the dusty
recesses of their minds wake up in the day to find it was vanity, but
the dreamers of the day are dangerous men,for they may act their
dreams with open eyes, to make it possible."
T. E. Lawrence
.
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