You lost me at "I was born on a boat in New Zealand. I lived my first five years at sea".
Sorry, I can't relate to that, even a little. I lived my first five years in Serbia. Growing up an immigrant in Canada to immigrant parents and all that entails. Sailing was something only the privileged did. I never even considered it an option! I didn't even have friends that sailed! I took a leap and signed myself up for sailing lessons at the ripe old age of thirty... but there's hope for me yet, that's when Derek Hatfield got started too :) I think some people grow up around sailing and more importantly, *sailors*. Others don't. It takes the latter group quite a while to catch up to the former. Money plays a big role too, with money anything's possible, even a 13 year old sailing around the world. In other words, she had all the right ingredients to make that happen, without money, none of it would have. It can be a show stopper and that's a reality that many live with. Steve Suhana, C&C 32 Toronto On Tue, Feb 11, 2014 at 2:44 PM, Richard N. Bush <bushma...@aol.com> wrote: > All this talk about when to go; there's a striking clip of Laura Dekker in > this month's sailing World, which is exactly on point; she make us guys > look like pikers.....open the video and just listen to what she says, it > worth the effort.... > > > http://www.sailingworld.com/blogs/news/best-sailing-movie-ever-take-two?cmpid=enews021114&spPodID=030&spMailingID=19541142&spJobID=260694143&spReportId=MjYwNjk0MTQzS0 > > Richard > 1985 37 CB; > > Richard N. Bush Law Offices > 2950 Breckenridge Lane, Suite 9 > Louisville, Kentucky 40220 > 502-584-7255 > > > -----Original Message----- > From: JK2 <j...@svpaws.net> > To: cnc-list <cnc-list@cnc-list.com> > Sent: Tue, Feb 11, 2014 1:44 pm > Subject: Re: Stus-List when to go cruising > > Curt: > > You can always pull it off. You would be astounded by what some people are > cruising in and for how little (especially the French). With that said - if > it > were easy everyone would do it. > > The best way to plan is to take the word cruise out of it. Too personal. > What > would you do if you lost your job tomorrow and knew you would be unemployed > for > 1-2 years? What changes would you make to your budget? We found our overall > budget changed very little when cruising. It was just spent differently. > Also > how, where and what you cruise will often determine cost. > > Rental income while cruising (net of the two) - a huge plus > Don't hit the 401k > Working while cruising - possible but a lot of people try to do that. Special > skills are useful. Consult for your current company? > > Why not try a shorter cruise first - maybe just a year. You'll have a much > better sense of what it's all about and know if both you and your wife want > the > lifestyle. A lot of people hate it very quickly. Can you take a sabbatical > from work? Can you take several weeks vacation in the winter? > > Don't get hung up on going forever. > > pm me if you like - advice is free and worth every cent. > > John > > > > > Sent from my iPad > > > On Feb 11, 2014, at 12:46 PM, Curtis <cpt.b...@gmail.com> wrote: > > > > Thanks for the support guys. I have a great little boat in the "East > > Coast lady" the problem is, we had a plan to leave in a 5 year time > > frame and now the last daughter has been excepted to the university of > > South Carolina and "Mama" thinks we should pay for it out of our > > 401-K. I don't know how to fix this one! I think it will change the > > dynamics of the relationship of the cruise. We may not be able to > > retire early or at all for that matter. I had a plan to leave in 2018 > > or 2019 at the age of 55. That would give me 5 years to cruise and > > make our way by savings and side work. We also will have 2 rental > > properties. > > The daughter's school will set us way back on the time frame. Do you > > have any advice on how to overcome this hurdle? It could this costing > > us at least a 3 year cruising kitty. It's not that I don't want to > > send my girl to a good school. I will just have to give up my 40 year > > dream to do it? Your post just made this a little real for me. I did > > not mean to spat off. > > So Here is the lay out. > > 1) Primary resident $205,000 very good rentable property "was planning > > to rent when we sail" > > 2) Rental property paid off $85,000 collecting $725.00 a month "Will > > continue to rent when we sail" > > 3) Rental property $95,000 rented but not enough to cover mortgage. > > "Will sell for a loss" > > 4) $300,586.58 in $401-K can't touch till age 62 without penalty. > > 'Start collecting after 5 year sail" > > 5) Savings $15,000 roughly. > > 6) Both the wife and I are fully vested in the SS program. > > Not sure how to pull this off. Very disheartened > > > >> > > _______________________________________________ > This List is provided by the C&C Photo > Albumhttp://www.cncphotoalbum.comcnc-l...@cnc-list.com > > > _______________________________________________ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com > >
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