So Steve, what was the impetus to sign up for sailing lessons at 30? With all this talk of "saving sailing," I think the answer to that question is an important one.
Andy C&C 40 Peregrine On Tue, Feb 11, 2014 at 3:21 PM, Stevan Plavsa <stevanpla...@gmail.com>wrote: > You lost me at "I was born on a boat in New Zealand. I lived my first five > years at sea". > > Sorry, I can't relate to that, even a little. > > I lived my first five years in Serbia. Growing up an immigrant in Canada > to immigrant parents and all that entails. Sailing was something only the > privileged did. I never even considered it an option! I didn't even have > friends that sailed! I took a leap and signed myself up for sailing lessons > at the ripe old age of thirty... but there's hope for me yet, that's when > Derek Hatfield got started too :) > > I think some people grow up around sailing and more importantly, *sailors*. > Others don't. It takes the latter group quite a while to catch up to the > former. Money plays a big role too, with money anything's possible, even a > 13 year old sailing around the world. In other words, she had all the right > ingredients to make that happen, without money, none of it would have. It > can be a show stopper and that's a reality that many live with. > > > Steve > Suhana, C&C 32 > Toronto > > > > On Tue, Feb 11, 2014 at 2:44 PM, Richard N. Bush <bushma...@aol.com>wrote: > >> All this talk about when to go; there's a striking clip of Laura Dekker >> in this month's sailing World, which is exactly on point; she make us guys >> look like pikers.....open the video and just listen to what she says, it >> worth the effort.... >> >> >> http://www.sailingworld.com/blogs/news/best-sailing-movie-ever-take-two?cmpid=enews021114&spPodID=030&spMailingID=19541142&spJobID=260694143&spReportId=MjYwNjk0MTQzS0 >> >> Richard >> 1985 37 CB; >> >> Richard N. Bush Law Offices >> 2950 Breckenridge Lane, Suite 9 >> Louisville, Kentucky 40220 >> 502-584-7255 >> >> >> -----Original Message----- >> From: JK2 <j...@svpaws.net> >> To: cnc-list <cnc-list@cnc-list.com> >> Sent: Tue, Feb 11, 2014 1:44 pm >> Subject: Re: Stus-List when to go cruising >> >> Curt: >> >> You can always pull it off. You would be astounded by what some people are >> cruising in and for how little (especially the French). With that said - if >> it >> were easy everyone would do it. >> >> The best way to plan is to take the word cruise out of it. Too personal. >> What >> would you do if you lost your job tomorrow and knew you would be unemployed >> for >> 1-2 years? What changes would you make to your budget? We found our overall >> budget changed very little when cruising. It was just spent differently. >> Also >> how, where and what you cruise will often determine cost. >> >> Rental income while cruising (net of the two) - a huge plus >> Don't hit the 401k >> Working while cruising - possible but a lot of people try to do that. >> Special >> skills are useful. Consult for your current company? >> >> Why not try a shorter cruise first - maybe just a year. You'll have a much >> better sense of what it's all about and know if both you and your wife want >> the >> lifestyle. A lot of people hate it very quickly. Can you take a sabbatical >> from work? Can you take several weeks vacation in the winter? >> >> Don't get hung up on going forever. >> >> pm me if you like - advice is free and worth every cent. >> >> John >> >> >> >> >> Sent from my iPad >> >> > On Feb 11, 2014, at 12:46 PM, Curtis <cpt.b...@gmail.com> wrote: >> > >> > Thanks for the support guys. I have a great little boat in the "East >> > Coast lady" the problem is, we had a plan to leave in a 5 year time >> > frame and now the last daughter has been excepted to the university of >> > South Carolina and "Mama" thinks we should pay for it out of our >> > 401-K. I don't know how to fix this one! I think it will change the >> > dynamics of the relationship of the cruise. We may not be able to >> > retire early or at all for that matter. I had a plan to leave in 2018 >> > or 2019 at the age of 55. That would give me 5 years to cruise and >> > make our way by savings and side work. We also will have 2 rental >> > properties. >> > The daughter's school will set us way back on the time frame. Do you >> > have any advice on how to overcome this hurdle? It could this costing >> > us at least a 3 year cruising kitty. It's not that I don't want to >> > send my girl to a good school. I will just have to give up my 40 year >> > dream to do it? Your post just made this a little real for me. I did >> > not mean to spat off. >> > So Here is the lay out. >> > 1) Primary resident $205,000 very good rentable property "was planning >> > to rent when we sail" >> > 2) Rental property paid off $85,000 collecting $725.00 a month "Will >> > continue to rent when we sail" >> > 3) Rental property $95,000 rented but not enough to cover mortgage. >> > "Will sell for a loss" >> > 4) $300,586.58 in $401-K can't touch till age 62 without penalty. >> > 'Start collecting after 5 year sail" >> > 5) Savings $15,000 roughly. >> > 6) Both the wife and I are fully vested in the SS program. >> > Not sure how to pull this off. Very disheartened >> > >> >> >> >> _______________________________________________ >> This List is provided by the C&C Photo >> Albumhttp://www.cncphotoalbum.comcnc-l...@cnc-list.com >> >> >> _______________________________________________ >> This List is provided by the C&C Photo Album >> http://www.cncphotoalbum.com >> CnC-List@cnc-list.com >> >> > > _______________________________________________ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com > > -- Andrew Burton 61 W Narragansett Ave Newport, RI USA 02840 http://sites.google.com/site/andrewburtonyachtservices/ phone +401 965 5260
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