This has been a great thread to read with a lot of really good experiences shared. Thank you!
I just renewed my policy on Nina with Geico Marine. I've had this policy for 10 yrs with no claims and the 25% per year vanishing deductible vanished 6 yrs ago. This year they required a survey. Fortunately, a year ago a potential buyer had a survey performed but I never received a copy. So, I contacted that surveyor and he sold it to me for $100. It was a great survey. He kindly modified the date to be February this year. It valued Nina more than what the currently agreed value has been on the policy. Geico quickly renewed the policy. I was very intrigued by Richard's mention of adding a rider to a homeowners policy. I am also a USAA member so I called them. They transferred me around twice and the result was not enough personal property coverage to be worth it, plus it would not include liability. I think the reason is because the boat is in Florida. The USAA agent then transferred me over to Progressive who underwrites boat policies for them in this state, and still getting the USAA discounts. Their quote with the same policy parameters ended up quoting $250 more per year, and the vanishing deductible of the same 25% per year reduction would essentially reset for my scenario making it not worth it to switch carriers. Fair winds, Brian s/v Nina 1980 C&C Landfall 38 On Wed, Mar 18, 2026 at 10:09 PM Don Kern via CnC-List < [email protected]> wrote: > Dennis > > GEICO also required that i get survey by Feb. 11th to re-insure my 1974 > C&C 35. After I got the new policy, which raised my rate and placed the > boats value below the survey's median value, I drop Geico. Using the same > survey, the boat is now insured with USAA/Markel at a significantly lower > premium at a value slightly above the surveyor's median but also above > GEICO's value that it had been insured for the last 8 years. > > Don Kern > *Fireball,* C&C 35 Mk2 > Bristol, RI > > > > On 3/18/2026 11:52 AM, Dennis C. via CnC-List wrote: > > Several boat owners in my area use smaller independent insurers. Check > around. You don't necessarily have to go with one of the "big" companies. > > Unfortunately not available to all but Touche' is insured through USAA. > My policy is actually a legacy policy underwritten by USAA itself. I think > USAA now uses Progressive which might be a slight recommendation for > Progressive. So, my point is to get a quote from Progressive. > > -- > Dennis C. > Touche' 35-1 #83 > Mandeville, LA > > On Wed, Mar 18, 2026 at 9:19 AM Thomas Perison via CnC-List < > [email protected]> wrote: > >> Good morning all - >> I know this isn’t a new topic, but given the semi-recent requirement for >> V & C independent surveys for insurance, I’m shopping for an alternative to >> Geico. >> Recently received instructions from them to completely open up / “repair” >> about 4’ of my stbd topside due to a somewhat higher moisture reading. Even >> the surveyor said it wasn’t an issue. >> I could go on belly-aching about other ‘directives’ from them, but >> suffice to say am looking for your collective wisdom …and other companies >> ! >> V/R >> Tom >> Therapy >> 1984 29-2 >> Buffalo NY >> >> > > > November is the time of the year when my Internet bills come in. It's also > the time when you can show your appreciation of this list and the C&C Photo > Album. Please help by making a small contribution using PayPal at: > https://www.paypal.com/paypalme/stumurray All contributions are greatly > appreciated. > > > November is the time of the year when my Internet bills come in. It's > also the time when you can show your appreciation of this list and the C&C > Photo Album. Please help by making a small contribution using PayPal at: > https://www.paypal.com/paypalme/stumurray All contributions are greatly > appreciated. -- Brian Davis *Restorative CFO* Bringing financial clarity, stability, and confident decision-making 954-892-1128 *LinkedIn <http://www.linkedin.com/in/brian-w-davis-inc>*
November is the time of the year when my Internet bills come in. It's also the time when you can show your appreciation of this list and the C&C Photo Album. Please help by making a small contribution using PayPal at: https://www.paypal.com/paypalme/stumurray All contributions are greatly appreciated.
