My only quibble with the new system is the points to dollars conversion: 20 points to the dollar is quirky... why not use "nickels" instead of points, or just go all the way and show a balance of rebate credit in dollars and cents? But overall, I think the new system is just fine - it works for those who want to maximize their rebates, and it's also not automatic, so if you prefer to let the balance expire, that works, too.
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