Patrick: Are you sure your auto underinsured coverage covers you while on a bicycle? I hope you're correct, but I haven't seen that in my policy.
On Dec 15, 3:50 pm, PATRICK MOORE <bertin...@gmail.com> wrote: > > Your home or renter's insurance will not cover accidents. If you have an > accident and the other party is at fault, then (1) if he has insurance, his > property liability will cover it. If (2) he does not have it, or has too > little, your own auto Uninsured/Underinsured coverage will cover it. > > If you know how to talk to an adjuster, you will get your money's worth -- > at least, if the company is a reputable one: Hartford, Progessive, Travelers > and the other prime companies I now gleefully forget. Your bottom feeder > companies are often amenable to a letter saying, in effect: "I think $XXXX > is fair. I have given good reasons why it is fair. if you want to jerk me > around, I will hire a lawyer. If I hire a lawyer, then you can pay $XXXX > PLUS my lawyer's fees. Have a nice day. Sincerely yours, etc." > > On the two occasions I've had to claim for bicycle losses -- one a theft, > the second an accident -- I got full and prompt settlement -- heck, even > made a bit on the deals. > > On Tue, Dec 15, 2009 at 1:18 PM, Ken Yokanovich < > > > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To post to this group, send email to rbw-owners-bu...@googlegroups.com. To unsubscribe from this group, send email to rbw-owners-bunch+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/rbw-owners-bunch?hl=en.