On Tue, Dec 15, 2009 at 1:35 PM, Z <xodus48...@yahoo.com> wrote:
> Good question.  Would be helpful info.
>

I just called me insurer again and he said:

1. use of it outside of the home provided that the device is NOT
motorized is covered under your homeowners insurance policy.

2. replacement value is covered

3. under NC law to get replacement value the bike must be replaced,
you cannot take the money and walk away. (for the record the idea of
not replacing a bike when it gets stolen makes me sad)

4. Normal deductible limits apply for stolen goods. In my case a $500
deductible.

-sv

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