Your homeowner's or rental policy will cover it as with any other property, but it won't cover it for damages caused by an accident, AFAIK.
You do have to pay the deductible. OTOH, who is to say what the original price was? I don't recommend lying and cheating, but I do recommend using full list. After all, the insurance companies are not Benevolent Societies and one has every right to get one's money's worth from them. Patrick "ex-personal lines (and small business P&C AND Life and Health) agent who has gleefully let all his licenses lapse and who says, take this job and shove it'" Moore On Tue, Dec 15, 2009 at 11:38 AM, Seth Vidal <skvi...@gmail.com> wrote: > On Tue, Dec 15, 2009 at 1:35 PM, Z <xodus48...@yahoo.com> wrote: > > Good question. Would be helpful info. > > > > I just called me insurer again and he said: > > 1. use of it outside of the home provided that the device is NOT > motorized is covered under your homeowners insurance policy. > > 2. replacement value is covered > > 3. under NC law to get replacement value the bike must be replaced, > you cannot take the money and walk away. (for the record the idea of > not replacing a bike when it gets stolen makes me sad) > > 4. Normal deductible limits apply for stolen goods. In my case a $500 > deductible. > > -sv > > -- > > You received this message because you are subscribed to the Google Groups > "RBW Owners Bunch" group. > To post to this group, send email to rbw-owners-bu...@googlegroups.com. > To unsubscribe from this group, send email to > rbw-owners-bunch+unsubscr...@googlegroups.com<rbw-owners-bunch%2bunsubscr...@googlegroups.com> > . > For more options, visit this group at > http://groups.google.com/group/rbw-owners-bunch?hl=en. > > > -- Patrick Moore Albuquerque, NM For professional resumes, contact Patrick Moore, ACRW at resumespecialt...@gmail.com (505) 227-0523 -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To post to this group, send email to rbw-owners-bu...@googlegroups.com. To unsubscribe from this group, send email to rbw-owners-bunch+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/rbw-owners-bunch?hl=en.
