on 12/15/09 10:11 AM, Seth Vidal at skvi...@gmail.com wrote:
> Does anyone know of an insurance company that offers insurance for
> bikes stolen when you're out in the world? Theoretically my
> homeowner's policy would cover it but I really don't want to test that
> and not know. So I'm curious - can anyone think of a company that
> explicitly offers bike-theft insurance?
Renter's/homeowner's should cover it. There may be limits on the policy
payouts, and pay attention to an specific-item exclusions or limits. But, if
you have documented replacement values, it's hard for them to argue
otherwise.
A call to your agent (if you have one) or to the company might help. I'd
verbally give them a general list of items ("computers, jewelry, hi-fi,
electronics, oh, and bicycles, a couple of musical instruments...") to
confirm nothing is excluded or needs a specific additional coverage rider.
- Jim
--
Jim Edgar
cyclofi...@earthlink.net
Cyclofiend Bicycle Photo Galleries - http://www.cyclofiend.com
Current Classics - Cross Bikes
Singlespeed - Working Bikes
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"There were messengers who named their bikes, but Chevette never would have
done that, and somehow because she did think about it like it was something
alive."
William Gibson - "Virtual Light"
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