And give thanks…tis the season…. > On Nov 9, 2025, at 8:49 PM, melissa rentawife808.com > <[email protected]> wrote: > > LOOK THE WAY WE LOOK!!!! > Important words there Sara! Let’s push that looking forward…. > LOOK THE WAY WE LOOK!! > > Sent from my iPhone > >> On Nov 9, 2025, at 8:35 PM, Sara Mattes <[email protected]> wrote: >> >> For many who are not able to hop in a car, or on the onto the internet for >> banking, the loss of a bank, any bank, in Lincoln is a real loss and has an >> impact on life. >> So, the replacement of a bank with another retail business is a loss. >> >> As to Lincoln’s rural expansive and wonderful look today-you can thank many >> visionary people from decades ago-Quincy Adams, Bob Lemire, Perry Culver >> (who saved Codman Farm), Warren Flint, Sr., and many many others. >> It is worth revisiting this extensive history, beginning with delving into A >> Rich Harvest by Lincoln Historian Jack MacLean. >> >> Most of all, we need to recognize the role of town boards who helped shaped >> plans and acquisitions, and finally and most important, the voters and >> taxpayers of Lincoln who saw the wisdom of the vision of those cited before. >> >> Certainly non-profits have played a role-RLF, LLCT, Walden Woods Project, >> Historic New England, Mass.Audubon and Drumlin Farm, Friends of MMNP, and >> most recently Trustees of the Reservations all have played critical roles in >> ensuring we look the way we look and will most likely preserve that for >> decades to come. >> >> But, again, none of that would have happened if it were not for the >> collaboration with town officials and support of Lincoln voters and >> taxpayers. >> >> I am forever grateful to all of them, and especially to the town, writ large. >> >>> On Nov 9, 2025, at 8:17 PM, Lis Herbert <[email protected]> wrote: >>> >>> It’s odd (in my admittedly under-informed opinion) to lament the closure of >>> a multinational bank while saying it means the end of a village… what if >>> this is just an incredibly boring leasing decision, for all the reasons >>> Nick Gardner stated, and a small locally owned business moves in? Why, >>> apart from the closure of a bank branch (which it seems people are somehow >>> attached to as a fixture of village life??) is this reason to say the sky >>> is falling? And why would the maneuvers of a bank with (let’s at least be >>> honest) zero physical investment in town, trump the needs/opinions (and as >>> yet totally nonexistent maneuvering) of the non-profit organization that is >>> largely if not entirely — and I mean no offense to past town officials — >>> responsible for Lincoln looking and feeling so rural, expansive, and >>> wonderful as it does today? >>> >>> Lis >>> >>> >>> Sent from my iPhone >>> >>>> On Nov 9, 2025, at 7:42 PM, Rachel Marie Schachter >>>> <[email protected]> wrote: >>>> >>>> >>>> Didn't expect to be chiming in here, but for some of us in a lower income >>>> bracket, the fee for depositing cash at the ATM if you don't bank there >>>> really does affect our bottom line. >>>> >>>> I don't expect anyone to rally for East Cambridge Savings Bank (or have >>>> any idea what rallying would actually do), but I do happen to be a >>>> customer and a fan. >>>> >>>> Rachel >>>> >>>> On Sun, Nov 9, 2025 at 7:35 PM Nick Gardner <[email protected] >>>> <mailto:[email protected]>> wrote: >>>>> I think the broad issue is that even for good banks, there's less and >>>>> less reason to use in person branches. I can deposit cash into the ATM, >>>>> deposit checks on my phone, open and close accounts on my phone, and even >>>>> get loans on my laptop. I've probably had to use a physical bank branch >>>>> half a dozen times in the last decade, and it's why so many physical >>>>> branches are closing. >>>>> >>>>> I would love to see a good bank or credit union come to Lincoln but it's >>>>> an uphill battle these days. >>>>> >>>>> -Nick >>>>> >>>>> On Sun, Nov 9, 2025, 19:31 JMG at Lincolntalk >>>>> <[email protected] <mailto:[email protected]>> >>>>> wrote: >>>>>> I upvote DCU also. Great rates, plus staff in Lexington, online app, all >>>>>> good. >>>>>> Jennie >>>>>> >>>>>>> On Nov 8, 2025, at 3:26 PM, Jennifer Saffran >>>>>>> <[email protected] <mailto:[email protected]>> wrote: >>>>>>> >>>>>>> We have been using DCU—Digital Federal Credit Union—for many years. >>>>>>> >>>>>>>> On Nov 8, 2025, at 1:22 PM, Bob Kupperstein <[email protected] >>>>>>>> <mailto:[email protected]>> wrote: >>>>>>>> >>>>>>>> IMO everyone should consider using a credit union rather than a bank - >>>>>>>> lower or no fees, lower penalties and charges, better service, etc. >>>>>>>> >>>>>>>> There are a number of excellent ones in the area and they use >>>>>>>> convenient ATM networks with no fees. >>>>>>>> >>>>>>>> -Bob >>>>>>>> >>>>>>>> On Saturday, November 8, 2025, nbergen--- via Lincoln >>>>>>>> <[email protected] <mailto:[email protected]>> wrote: >>>>>>>>> I also use Middlesex Saving Bank and have for years. They are small >>>>>>>>> and personable and I love it. >>>>>>>>> >>>>>>>>> Nan B. >>>>>>>>> From: Lincoln <[email protected] >>>>>>>>> <mailto:[email protected]>> on behalf of Anna Lombroso >>>>>>>>> <[email protected] <mailto:[email protected]>> >>>>>>>>> Sent: Saturday, November 8, 2025 11:07 AM >>>>>>>>> To: Anne Sobol <[email protected] <mailto:[email protected]>> >>>>>>>>> Cc: [email protected] <mailto:[email protected]> >>>>>>>>> <[email protected] <mailto:[email protected]>> >>>>>>>>> Subject: Re: [LincolnTalk] Replacing the Bank of America >>>>>>>>> >>>>>>>>> Another very satisfied Middlesex Savings Bank customer here, for 30 >>>>>>>>> years. Close branches in Wayland, W. Concord, Concord and Sudbury. >>>>>>>>> ACL >>>>>>>>> >>>>>>>>> Sent from my iPad >>>>>>>>> >>>>>>>>>> On Nov 8, 2025, at 10:31 AM, Anne Sobol <[email protected] >>>>>>>>>> <mailto:[email protected]>> wrote: >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> I also use Middlesex Savings Bank, it has lots of branches, and it >>>>>>>>>> is a small bank which doesn't lend to fossil fuel projects, I think >>>>>>>>>> it mostly lends for residential mortgages. >>>>>>>>>> >>>>>>>>>> On Fri, Nov 7, 2025 at 4:38 PM Jeff Eaton via Lincoln >>>>>>>>>> <[email protected] <mailto:[email protected]>> wrote: >>>>>>>>>> >>>>>>>>>> Hello Steve- >>>>>>>>>> >>>>>>>>>> For what it's worth, I have been a customer of the Middlesex Savings >>>>>>>>>> Bank (nee "Middlesex Institution for Savings") for over sixty years. >>>>>>>>>> Likely that's more akin to an indication of inertia, but when I've >>>>>>>>>> needed their services they have done well. I also have maintained >>>>>>>>>> a Safe Deposit Box with them for all these years... at their Main >>>>>>>>>> Street building, Concord Village. >>>>>>>>>> >>>>>>>>>> --- Jeff >>>>>>>>>> >>>>>>>>>> Jeff Eaton >>>>>>>>>> 8 Storey Drive >>>>>>>>>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>>>>>>>>> Lincoln MA 01773-2109 >>>>>>>>>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>>>>>>>>> >>>>>>>>>> Covid booster: October 17, 2025 >>>>>>>>>> >>>>>>>>>> cell: (781) 686-8120 >>>>>>>>>> Land line: (781) 259-0321 >>>>>>>>>> Permanent email address: >>>>>>>>>> [email protected] <mailto:[email protected]> >>>>>>>>>> >>>>>>>>>> We are on a highway to climate hell ... with our foot still >>>>>>>>>> on the accelerator.” >>>>>>>>>> >>>>>>>>>> - António Guterres, >>>>>>>>>> 11-7-2022 >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> In a message dated 11/7/2025 3:17:33 PM Eastern Standard Time, >>>>>>>>>> [email protected] <mailto:[email protected]> >>>>>>>>>> writes: >>>>>>>>>> >>>>>>>>>> Many of us have been notified of the BofA’s plans to leave Lincoln. >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> For some of us, it’s good riddance! Terrible hours, horrible >>>>>>>>>> customer service (I was on hold for 40 minutes today waiting to ask >>>>>>>>>> a simple question of the BofA’s national customer service team), >>>>>>>>>> interest rates on deposits that sucked, and fees charged to >>>>>>>>>> customers that “blew” (the opposite of sucked when money flows in >>>>>>>>>> the opposite direction!). >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> Obviously, the Rural Land Foundation will be working hard to find a >>>>>>>>>> new bank, a better bank—one that is not just “here,” but one that is >>>>>>>>>> here for its customers. >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> Right now, there is one thing that all current customers of the >>>>>>>>>> Lincoln BofA branch can do to help the RLF attract a top-notch >>>>>>>>>> replacement: We can continue to rely on Lincoln’s BofA branch for >>>>>>>>>> safe deposit box services. Think of that not as maintaining a >>>>>>>>>> relationship with the BofA, but rather a relationship with the >>>>>>>>>> Lincoln Mall and the replacement bank that the RLF secures. >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> In evaluating the desirability of establishing a new branch in >>>>>>>>>> Lincoln, the existence of our large safe deposit box base will be an >>>>>>>>>> important inducement to open a branch here because it means not >>>>>>>>>> building a customer base from scratch. >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> For Lincolnites, maintaining a safe deposit box in Lincoln will be >>>>>>>>>> an inducement to keep the rest of our banking business in Lincoln, >>>>>>>>>> and that will help our new bank to succeed here. >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> Regards, >>>>>>>>>> Steve Low >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> -- >>>>>>>>>> The LincolnTalk mailing list. >>>>>>>>>> To post, send mail to [email protected]. >>>>>>>>>> <mailto:[email protected].> >>>>>>>>>> Browse the archives at >>>>>>>>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>>>>>>>> <https://pairlist9.pair.net/mailman/private/lincoln/> >>>>>>>>>> Change your subscription settings at >>>>>>>>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>>>>>>>> >>>>>>>>>> -- >>>>>>>>>> The LincolnTalk mailing list. >>>>>>>>>> To post, send mail to [email protected] >>>>>>>>>> <mailto:[email protected]>. >>>>>>>>>> Browse the archives at >>>>>>>>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>>>>>>>> Change your subscription settings at >>>>>>>>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>>>>>>>> >>>>>>>>>> -- >>>>>>>>>> The LincolnTalk mailing list. >>>>>>>>>> To post, send mail to [email protected] >>>>>>>>>> <mailto:[email protected]>. >>>>>>>>>> Browse the archives at >>>>>>>>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>>>>>>>> Change your subscription settings at >>>>>>>>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>>>>>>>> >>>>>>>> -- >>>>>>>> The LincolnTalk mailing list. >>>>>>>> To post, send mail to [email protected] >>>>>>>> <mailto:[email protected]>. >>>>>>>> Browse the archives at >>>>>>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>>>>>> Change your subscription settings at >>>>>>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>>>>>> >>>>>>> >>>>>>> -- >>>>>>> The LincolnTalk mailing list. >>>>>>> To post, send mail to [email protected] >>>>>>> <mailto:[email protected]>. >>>>>>> Browse the archives at >>>>>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>>>>> Change your subscription settings at >>>>>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>>>>> >>>>>> -- >>>>>> The LincolnTalk mailing list. >>>>>> To post, send mail to [email protected] >>>>>> <mailto:[email protected]>. >>>>>> Browse the archives at >>>>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>>>> Change your subscription settings at >>>>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>>>> >>>>> -- >>>>> The LincolnTalk mailing list. >>>>> To post, send mail to [email protected] >>>>> <mailto:[email protected]>. >>>>> Browse the archives at >>>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>>> Change your subscription settings at >>>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>>> >>>> -- >>>> The LincolnTalk mailing list. >>>> To post, send mail to [email protected]. >>>> Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/. >>>> Change your subscription settings at >>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>> >>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/. >>> Change your subscription settings at >>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>> >> >> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/. >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>
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