I think the broad issue is that even for good banks, there's less and less reason to use in person branches. I can deposit cash into the ATM, deposit checks on my phone, open and close accounts on my phone, and even get loans on my laptop. I've probably had to use a physical bank branch half a dozen times in the last decade, and it's why so many physical branches are closing.
I would love to see a good bank or credit union come to Lincoln but it's an uphill battle these days. -Nick On Sun, Nov 9, 2025, 19:31 JMG at Lincolntalk <[email protected]> wrote: > I upvote DCU also. Great rates, plus staff in Lexington, online app, all > good. > Jennie > > On Nov 8, 2025, at 3:26 PM, Jennifer Saffran <[email protected]> > wrote: > > We have been using DCU—Digital Federal Credit Union—for many years. > > On Nov 8, 2025, at 1:22 PM, Bob Kupperstein <[email protected]> wrote: > > IMO everyone should consider using a credit union rather than a bank - > lower or no fees, lower penalties and charges, better service, etc. > > There are a number of excellent ones in the area and they use convenient > ATM networks with no fees. > > -Bob > > On Saturday, November 8, 2025, nbergen--- via Lincoln < > [email protected]> wrote: > >> I also use Middlesex Saving Bank and have for years. They are small and >> personable and I love it. >> >> Nan B. >> ------------------------------ >> *From:* Lincoln <[email protected]> on behalf of Anna >> Lombroso <[email protected]> >> *Sent:* Saturday, November 8, 2025 11:07 AM >> *To:* Anne Sobol <[email protected]> >> *Cc:* [email protected] <[email protected]> >> *Subject:* Re: [LincolnTalk] Replacing the Bank of America >> >> Another very satisfied Middlesex Savings Bank customer here, for 30 >> years. Close branches in Wayland, W. Concord, Concord and Sudbury. >> ACL >> >> Sent from my iPad >> >> On Nov 8, 2025, at 10:31 AM, Anne Sobol <[email protected]> wrote: >> >> >> I also use Middlesex Savings Bank, it has lots of branches, and it is a >> small bank which doesn't lend to fossil fuel projects, I think it mostly >> lends for residential mortgages. >> >> On Fri, Nov 7, 2025 at 4:38 PM Jeff Eaton via Lincoln < >> [email protected]> wrote: >> >> >> Hello Steve- >> >> For what it's worth, I have been a customer of the Middlesex Savings Bank >> (nee "Middlesex Institution for Savings") for over sixty years. Likely >> that's more akin to an indication of inertia, but when I've needed their >> services they have done well. I also have maintained a Safe Deposit Box >> with them for all these years... at their Main Street building, Concord >> Village. >> >> --- Jeff >> >> Jeff Eaton >> 8 Storey Drive >> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >> Lincoln MA 01773-2109 >> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >> >> Covid booster: October 17, 2025 >> >> cell: (781) 686-8120 >> Land line: (781) 259-0321 >> Permanent email address: >> [email protected] >> >> * We are on a highway to climate hell ... with our foot still on >> the accelerator.”* >> >> * - António Guterres, >> 11-7-2022* >> >> >> >> In a message dated 11/7/2025 3:17:33 PM Eastern Standard Time, >> [email protected] writes: >> >> >> *Many of us have been notified of the BofA’s plans to leave Lincoln.* >> >> >> *For some of us, it’s good riddance! Terrible hours, horrible customer >> service (I was on hold for 40 minutes today waiting to ask a simple >> question of the BofA’s national customer service team), interest rates on >> deposits that sucked, and fees charged to customers that “blew” (the >> opposite of sucked when money flows in the opposite direction!).* >> >> >> *Obviously, the Rural Land Foundation will be working hard to find a new >> bank, a better bank—one that is not just “here,” but one that is here for >> its customers.* >> >> >> *Right now, there is one thing that all current customers of the Lincoln >> BofA branch can do to help the RLF attract a top-notch replacement: We can >> continue to rely on Lincoln’s BofA branch for safe deposit box services. >> Think of that not as maintaining a relationship with the BofA, but rather a >> relationship with the Lincoln Mall and the replacement bank that the RLF >> secures.* >> >> >> >> *In evaluating the desirability of establishing a new branch in Lincoln, >> the existence of our large safe deposit box base will be an important >> inducement to open a branch here because it means not building a customer >> base from scratch.* >> >> >> >> *For Lincolnites, maintaining a safe deposit box in Lincoln will be an >> inducement to keep the rest of our banking business in Lincoln, and that >> will help our new bank to succeed here.* >> >> >> Regards, >> Steve Low >> >> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at >> https://pairlist9.pair.net/mailman/private/lincoln/. >> <https://pairlist9.pair.net/mailman/private/lincoln/> >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >> >> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at >> https://pairlist9.pair.net/mailman/private/lincoln/. >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >> >> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at >> https://pairlist9.pair.net/mailman/private/lincoln/. >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >> >> -- > The LincolnTalk mailing list. > To post, send mail to [email protected]. > Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/ > . > Change your subscription settings at > https://pairlist9.pair.net/mailman/listinfo/lincoln. > > > -- > The LincolnTalk mailing list. > To post, send mail to [email protected]. > Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/ > . > Change your subscription settings at > https://pairlist9.pair.net/mailman/listinfo/lincoln. > > -- > The LincolnTalk mailing list. > To post, send mail to [email protected]. > Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/ > . > Change your subscription settings at > https://pairlist9.pair.net/mailman/listinfo/lincoln. > >
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