Bank of America behemoth as Bailey Brothers S&L - hilareous! On Tuesday, November 11, 2025, Louis Zipes <[email protected]> wrote:
> If only there was a movie that was about a small town’s banking dilemma. > Bonus if it is made in a way that it is timeless so it can be shown around > this time of the year every year 🧐 > > On Tue, Nov 11, 2025 at 12:53 PM Linda McMillan <[email protected]> > wrote: > >> For what it's worth, the Bank of America sales associate told me >> yesterday that she has heard that apartments are going in there. Obviously, >> that's rumor at this point. >> >> On Mon, Nov 10, 2025, 2:14 PM Sara Mattes <[email protected]> wrote: >> >>> That is why I urge serious town-wide conversation of what is needed and >>> what is wanted, and what it might take to get it. >>> We need a clear-eyed approach to the realities of the market place. >>> If we are not proactive and let the free market dictate, there will, >>> most likely, be no more commerce. >>> If the town chooses to allow that to happen, so be it. >>> But, we should have a conversation-what would it take to keep commerce? >>> What kind of public investment? >>> >>> We had that discussion when we chose to save Codman Farm and to create >>> Lincoln Woods and the Mall. >>> We were given an opportunity, with the disposition of the Codman estate, >>> to make those investments. >>> We could have chosen to let the opportunity to pass, to let the >>> properties be developed by the marketplace, but we did not. >>> And, I believe, we are the better for it. >>> >>> I suggest we revisit that kind of conversation rather than “let nature >>> take its course.” >>> Let’s do some big-picture thinking-let’s plan our future and that for >>> generations to come. >>> >>> >>> >>> On Nov 10, 2025, at 1:15 PM, Margaret Olson <[email protected]> >>> wrote: >>> >>> Banks, like all commercial entities, need an adequate customer base to >>> remain viable. In the case of a physical location, an adequate local >>> customer base. We may want certain kinds of establishments and amenities, >>> but that doesn’t mean that the owners of those amenities and establishments >>> will view the Lincoln Station area as worth their investment of time, >>> money, and effort. >>> >>> The commercial landscape has radically changed over the past 20 years. >>> What once worked no longer does. >>> >>> Margaret >>> >>> On Mon, Nov 10, 2025 at 1:06 PM Sara Mattes <[email protected]> wrote: >>> >>>> We can all hope another bank will settle here, and in that location. >>>> Remember, it is across the street from the Ryan Estates and next door >>>> to Lincoln Woods…populations who might not have access to more distant >>>> banking services and need more than a simple ATM at Donelans. >>>> We still have a diverse population here in Lincoln and we must remain >>>> sensitive to the needs of all. >>>> >>>> As to “speculation” as to what is to come-it is only speculative on >>>> that it has not yet appeared. >>>> For all who followed the HCA debate and attended meetings and >>>> presentations, the redevelopment plan was presented to us in both text and >>>> graphic representations. >>>> CIVICO has been a partner with town organizations and worked with town >>>> boards on several projects., most recently the project on the >>>> Panetta/Harrington property. >>>> The teardown/redevelopment scenario at the Mall was presented as a >>>> positive outcome. >>>> >>>> How quickly we forget. >>>> >>>> >>>> On Nov 10, 2025, at 12:28 PM, Lis Herbert <[email protected]> wrote: >>>> >>>> Sure, yes -- it will be inconvenient, and it's a shame, and if I had to >>>> guess the local impact, if no other bank moves in, it is that Donelan's >>>> will find itself doing more cash back debit transactions than they'd like, >>>> and they will become an ATM. >>>> >>>> But in case my larger point was missed, it is this: without any >>>> information other than the bank is closing next spring, I think the most we >>>> can assume is that they just decided not to renew their lease. >>>> >>>> Speculating in a public forum, saying "I suspect it is the first shoe >>>> to drop. CIVICO will be on the doorstep. A teardown/ redevelopment in >>>> our future?"; or tying this to "revenues for land acquisition and the >>>> support of staff"; or declaring "there will be no more village" when, as >>>> far as I know, the remaining businesses, apart from the USPS, are all >>>> locally owned; and making unfounded claims that "we are faced with the >>>> potential loss of the retail hub"... It's all just a bit much. >>>> >>>> Maybe it's not some big conspiracy and the beginning of the end. Maybe >>>> something new and exciting will move in, or maybe it will be another bank. >>>> Who knows? >>>> >>>> Lis >>>> >>>> On Sun, Nov 9, 2025 at 8:35 PM Sara Mattes <[email protected]> wrote: >>>> >>>>> For many who are not able to hop in a car, or on the onto the internet >>>>> for banking, the loss of a bank, any bank, in Lincoln is a real loss and >>>>> has an impact on life. >>>>> So, the replacement of a bank with another retail business is a loss. >>>>> >>>>> As to Lincoln’s rural expansive and wonderful look today-you can thank >>>>> many visionary people from decades ago-Quincy Adams, Bob Lemire, Perry >>>>> Culver (who saved Codman Farm), Warren Flint, Sr., and many many others. >>>>> It is worth revisiting this extensive history, beginning with delving >>>>> into *A Rich Harvest * by Lincoln Historian Jack MacLean. >>>>> >>>>> Most of all, we need to recognize the role of town boards who helped >>>>> shaped plans and acquisitions, and finally and most important, the voters >>>>> and taxpayers of Lincoln who saw the wisdom of the vision of those cited >>>>> before. >>>>> >>>>> Certainly non-profits have played a role-RLF, LLCT, Walden Woods >>>>> Project, Historic New England, Mass.Audubon and Drumlin Farm, Friends of >>>>> MMNP, and most recently Trustees of the Reservations all have played >>>>> critical roles in ensuring we look the way we look and will most likely >>>>> preserve that for decades to come. >>>>> >>>>> But, again, none of that would have happened if it were not for the >>>>> collaboration with town officials and support of Lincoln voters and >>>>> taxpayers. >>>>> >>>>> I am forever grateful to all of them, and especially to the town, writ >>>>> large. >>>>> >>>>> On Nov 9, 2025, at 8:17 PM, Lis Herbert <[email protected]> wrote: >>>>> >>>>> It’s odd (in my admittedly under-informed opinion) to lament the >>>>> closure of a multinational bank while saying it means the end of a >>>>> village… >>>>> what if this is just an incredibly boring leasing decision, for all the >>>>> reasons Nick Gardner stated, and a small locally owned business moves in? >>>>> Why, apart from the closure of a bank branch (which it seems people are >>>>> somehow attached to as a fixture of village life??) is this reason to say >>>>> the sky is falling? And why would the maneuvers of a bank with (let’s at >>>>> least be honest) zero physical investment in town, trump the >>>>> needs/opinions >>>>> (and as yet totally nonexistent maneuvering) of the non-profit >>>>> organization >>>>> that is largely if not entirely — and I mean no offense to past town >>>>> officials — responsible for Lincoln looking and feeling so rural, >>>>> expansive, and wonderful as it does today? >>>>> >>>>> Lis >>>>> >>>>> >>>>> Sent from my iPhone >>>>> >>>>> On Nov 9, 2025, at 7:42 PM, Rachel Marie Schachter < >>>>> [email protected]> wrote: >>>>> >>>>> >>>>> Didn't expect to be chiming in here, but for some of us in a lower >>>>> income bracket, the fee for depositing cash at the ATM if you don't bank >>>>> there really does affect our bottom line. >>>>> >>>>> I don't expect anyone to rally for East Cambridge Savings Bank (or >>>>> have any idea what rallying would actually do), but I do happen to be a >>>>> customer and a fan. >>>>> >>>>> Rachel >>>>> >>>>> On Sun, Nov 9, 2025 at 7:35 PM Nick Gardner <[email protected]> wrote: >>>>> >>>>>> I think the broad issue is that even for good banks, there's less and >>>>>> less reason to use in person branches. I can deposit cash into the ATM, >>>>>> deposit checks on my phone, open and close accounts on my phone, and even >>>>>> get loans on my laptop. I've probably had to use a physical bank branch >>>>>> half a dozen times in the last decade, and it's why so many physical >>>>>> branches are closing. >>>>>> >>>>>> I would love to see a good bank or credit union come to Lincoln but >>>>>> it's an uphill battle these days. >>>>>> >>>>>> -Nick >>>>>> >>>>>> On Sun, Nov 9, 2025, 19:31 JMG at Lincolntalk < >>>>>> [email protected]> wrote: >>>>>> >>>>>>> I upvote DCU also. Great rates, plus staff in Lexington, online app, >>>>>>> all good. >>>>>>> Jennie >>>>>>> >>>>>>> On Nov 8, 2025, at 3:26 PM, Jennifer Saffran < >>>>>>> [email protected]> wrote: >>>>>>> >>>>>>> We have been using DCU—Digital Federal Credit Union—for many years. >>>>>>> >>>>>>> On Nov 8, 2025, at 1:22 PM, Bob Kupperstein <[email protected]> >>>>>>> wrote: >>>>>>> >>>>>>> IMO everyone should consider using a credit union rather than a bank >>>>>>> - lower or no fees, lower penalties and charges, better service, etc. >>>>>>> >>>>>>> There are a number of excellent ones in the area and they use >>>>>>> convenient ATM networks with no fees. >>>>>>> >>>>>>> -Bob >>>>>>> >>>>>>> On Saturday, November 8, 2025, nbergen--- via Lincoln < >>>>>>> [email protected]> wrote: >>>>>>> >>>>>>>> I also use Middlesex Saving Bank and have for years. They are small >>>>>>>> and personable and I love it. >>>>>>>> >>>>>>>> Nan B. >>>>>>>> ------------------------------ >>>>>>>> *From:* Lincoln <[email protected]> on behalf of >>>>>>>> Anna Lombroso <[email protected]> >>>>>>>> *Sent:* Saturday, November 8, 2025 11:07 AM >>>>>>>> *To:* Anne Sobol <[email protected]> >>>>>>>> *Cc:* [email protected] <[email protected]> >>>>>>>> *Subject:* Re: [LincolnTalk] Replacing the Bank of America >>>>>>>> >>>>>>>> Another very satisfied Middlesex Savings Bank customer here, for 30 >>>>>>>> years. Close branches in Wayland, W. Concord, Concord and Sudbury. >>>>>>>> ACL >>>>>>>> >>>>>>>> Sent from my iPad >>>>>>>> >>>>>>>> On Nov 8, 2025, at 10:31 AM, Anne Sobol <[email protected]> >>>>>>>> wrote: >>>>>>>> >>>>>>>> >>>>>>>> I also use Middlesex Savings Bank, it has lots of branches, and it >>>>>>>> is a small bank which doesn't lend to fossil fuel projects, I think it >>>>>>>> mostly lends for residential mortgages. >>>>>>>> >>>>>>>> On Fri, Nov 7, 2025 at 4:38 PM Jeff Eaton via Lincoln < >>>>>>>> [email protected]> wrote: >>>>>>>> >>>>>>>> >>>>>>>> Hello Steve- >>>>>>>> >>>>>>>> For what it's worth, I have been a customer of the Middlesex >>>>>>>> Savings Bank (nee "Middlesex Institution for Savings") for over sixty >>>>>>>> years. Likely that's more akin to an indication of inertia, but when >>>>>>>> I've >>>>>>>> needed their services they have done well. I also have maintained a >>>>>>>> Safe >>>>>>>> Deposit Box with them for all these years... at their Main Street >>>>>>>> building, >>>>>>>> Concord Village. >>>>>>>> >>>>>>>> --- Jeff >>>>>>>> >>>>>>>> Jeff Eaton >>>>>>>> 8 Storey Drive >>>>>>>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>>>>>>> Lincoln MA 01773-2109 >>>>>>>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>>>>>>> >>>>>>>> Covid booster: October 17, 2025 >>>>>>>> >>>>>>>> cell: (781) 686-8120 >>>>>>>> Land line: (781) 259-0321 >>>>>>>> Permanent email address: >>>>>>>> [email protected] >>>>>>>> >>>>>>>> * We are on a highway to climate hell ... with our foot still >>>>>>>> on the accelerator.”* >>>>>>>> >>>>>>>> * - António Guterres, >>>>>>>> 11-7-2022* >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> In a message dated 11/7/2025 3:17:33 PM Eastern Standard Time, >>>>>>>> [email protected] writes: >>>>>>>> >>>>>>>> >>>>>>>> *Many of us have been notified of the BofA’s plans to leave >>>>>>>> Lincoln.* >>>>>>>> >>>>>>>> >>>>>>>> *For some of us, it’s good riddance! Terrible hours, horrible >>>>>>>> customer service (I was on hold for 40 minutes today waiting to ask a >>>>>>>> simple question of the BofA’s national customer service team), interest >>>>>>>> rates on deposits that sucked, and fees charged to customers that >>>>>>>> “blew” >>>>>>>> (the opposite of sucked when money flows in the opposite direction!).* >>>>>>>> >>>>>>>> >>>>>>>> *Obviously, the Rural Land Foundation will be working hard to find >>>>>>>> a new bank, a better bank—one that is not just “here,” but one that is >>>>>>>> here >>>>>>>> for its customers.* >>>>>>>> >>>>>>>> >>>>>>>> *Right now, there is one thing that all current customers of the >>>>>>>> Lincoln BofA branch can do to help the RLF attract a top-notch >>>>>>>> replacement: >>>>>>>> We can continue to rely on Lincoln’s BofA branch for safe deposit box >>>>>>>> services. Think of that not as maintaining a relationship with the >>>>>>>> BofA, >>>>>>>> but rather a relationship with the Lincoln Mall and the replacement >>>>>>>> bank >>>>>>>> that the RLF secures.* >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> *In evaluating the desirability of establishing a new branch in >>>>>>>> Lincoln, the existence of our large safe deposit box base will be an >>>>>>>> important inducement to open a branch here because it means not >>>>>>>> building a >>>>>>>> customer base from scratch.* >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> *For Lincolnites, maintaining a safe deposit box in Lincoln will be >>>>>>>> an inducement to keep the rest of our banking business in Lincoln, and >>>>>>>> that >>>>>>>> will help our new bank to succeed here.* >>>>>>>> >>>>>>>> >>>>>>>> Regards, >>>>>>>> Steve Low >>>>>>>> >>>>>>>> -- >>>>>>>> The LincolnTalk mailing list. >>>>>>>> To post, send mail to [email protected]. >>>>>>>> Browse the archives at https://pairlist9.pair.net/ >>>>>>>> mailman/private/lincoln/. >>>>>>>> <https://pairlist9.pair.net/mailman/private/lincoln/> >>>>>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>>>>> mailman/listinfo/lincoln. >>>>>>>> >>>>>>>> -- >>>>>>>> The LincolnTalk mailing list. >>>>>>>> To post, send mail to [email protected]. >>>>>>>> Browse the archives at https://pairlist9.pair.net/ >>>>>>>> mailman/private/lincoln/. >>>>>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>>>>> mailman/listinfo/lincoln. >>>>>>>> >>>>>>>> -- >>>>>>>> The LincolnTalk mailing list. >>>>>>>> To post, send mail to [email protected]. >>>>>>>> Browse the archives at https://pairlist9.pair.net/ >>>>>>>> mailman/private/lincoln/. >>>>>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>>>>> mailman/listinfo/lincoln. >>>>>>>> >>>>>>>> -- >>>>>>> The LincolnTalk mailing list. >>>>>>> To post, send mail to [email protected]. >>>>>>> Browse the archives at https://pairlist9.pair.net/ >>>>>>> mailman/private/lincoln/. >>>>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>>>> mailman/listinfo/lincoln. >>>>>>> >>>>>>> >>>>>>> -- >>>>>>> The LincolnTalk mailing list. >>>>>>> To post, send mail to [email protected]. >>>>>>> Browse the archives at https://pairlist9.pair.net/ >>>>>>> mailman/private/lincoln/. >>>>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>>>> mailman/listinfo/lincoln. >>>>>>> >>>>>>> -- >>>>>>> The LincolnTalk mailing list. >>>>>>> To post, send mail to [email protected]. >>>>>>> Browse the archives at https://pairlist9.pair.net/ >>>>>>> mailman/private/lincoln/. >>>>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>>>> mailman/listinfo/lincoln. >>>>>>> >>>>>>> -- >>>>>> The LincolnTalk mailing list. >>>>>> To post, send mail to [email protected]. >>>>>> Browse the archives at https://pairlist9.pair.net/ >>>>>> mailman/private/lincoln/. >>>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>>> mailman/listinfo/lincoln. >>>>>> >>>>>> -- >>>>> The LincolnTalk mailing list. >>>>> To post, send mail to [email protected]. >>>>> Browse the archives at https://pairlist9.pair.net/ >>>>> mailman/private/lincoln/. >>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>> mailman/listinfo/lincoln. >>>>> >>>>> -- >>>>> The LincolnTalk mailing list. >>>>> To post, send mail to [email protected]. >>>>> Browse the archives at https://pairlist9.pair.net/ >>>>> mailman/private/lincoln/. >>>>> Change your subscription settings at https://pairlist9.pair.net/ >>>>> mailman/listinfo/lincoln. >>>>> >>>>> >>>>> >>>> -- >>>> The LincolnTalk mailing list. >>>> To post, send mail to [email protected]. >>>> Browse the archives at https://pairlist9.pair.net/ >>>> mailman/private/lincoln/. >>>> Change your subscription settings at https://pairlist9.pair.net/ >>>> mailman/listinfo/lincoln. >>>> >>>> >>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at https://pairlist9.pair.net/ >>> mailman/private/lincoln/. >>> Change your subscription settings at https://pairlist9.pair.net/ >>> mailman/listinfo/lincoln. >>> >>> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at https://pairlist9.pair.net/ >> mailman/private/lincoln/. >> Change your subscription settings at https://pairlist9.pair.net/ >> mailman/listinfo/lincoln. >> >>
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