Didn't expect to be chiming in here, but for some of us in a lower income bracket, the fee for depositing cash at the ATM if you don't bank there really does affect our bottom line.
I don't expect anyone to rally for East Cambridge Savings Bank (or have any idea what rallying would actually do), but I do happen to be a customer and a fan. Rachel On Sun, Nov 9, 2025 at 7:35 PM Nick Gardner <[email protected]> wrote: > I think the broad issue is that even for good banks, there's less and less > reason to use in person branches. I can deposit cash into the ATM, deposit > checks on my phone, open and close accounts on my phone, and even get loans > on my laptop. I've probably had to use a physical bank branch half a dozen > times in the last decade, and it's why so many physical branches are > closing. > > I would love to see a good bank or credit union come to Lincoln but it's > an uphill battle these days. > > -Nick > > On Sun, Nov 9, 2025, 19:31 JMG at Lincolntalk < > [email protected]> wrote: > >> I upvote DCU also. Great rates, plus staff in Lexington, online app, all >> good. >> Jennie >> >> On Nov 8, 2025, at 3:26 PM, Jennifer Saffran <[email protected]> >> wrote: >> >> We have been using DCU—Digital Federal Credit Union—for many years. >> >> On Nov 8, 2025, at 1:22 PM, Bob Kupperstein <[email protected]> wrote: >> >> IMO everyone should consider using a credit union rather than a bank - >> lower or no fees, lower penalties and charges, better service, etc. >> >> There are a number of excellent ones in the area and they use convenient >> ATM networks with no fees. >> >> -Bob >> >> On Saturday, November 8, 2025, nbergen--- via Lincoln < >> [email protected]> wrote: >> >>> I also use Middlesex Saving Bank and have for years. They are small and >>> personable and I love it. >>> >>> Nan B. >>> ------------------------------ >>> *From:* Lincoln <[email protected]> on behalf of Anna >>> Lombroso <[email protected]> >>> *Sent:* Saturday, November 8, 2025 11:07 AM >>> *To:* Anne Sobol <[email protected]> >>> *Cc:* [email protected] <[email protected]> >>> *Subject:* Re: [LincolnTalk] Replacing the Bank of America >>> >>> Another very satisfied Middlesex Savings Bank customer here, for 30 >>> years. Close branches in Wayland, W. Concord, Concord and Sudbury. >>> ACL >>> >>> Sent from my iPad >>> >>> On Nov 8, 2025, at 10:31 AM, Anne Sobol <[email protected]> wrote: >>> >>> >>> I also use Middlesex Savings Bank, it has lots of branches, and it is a >>> small bank which doesn't lend to fossil fuel projects, I think it mostly >>> lends for residential mortgages. >>> >>> On Fri, Nov 7, 2025 at 4:38 PM Jeff Eaton via Lincoln < >>> [email protected]> wrote: >>> >>> >>> Hello Steve- >>> >>> For what it's worth, I have been a customer of the Middlesex Savings >>> Bank (nee "Middlesex Institution for Savings") for over sixty years. >>> Likely that's more akin to an indication of inertia, but when I've needed >>> their services they have done well. I also have maintained a Safe Deposit >>> Box with them for all these years... at their Main Street building, Concord >>> Village. >>> >>> --- Jeff >>> >>> Jeff Eaton >>> 8 Storey Drive >>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>> Lincoln MA 01773-2109 >>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>> >>> Covid booster: October 17, 2025 >>> >>> cell: (781) 686-8120 >>> Land line: (781) 259-0321 >>> Permanent email address: >>> [email protected] >>> >>> * We are on a highway to climate hell ... with our foot still on >>> the accelerator.”* >>> >>> * - António Guterres, >>> 11-7-2022* >>> >>> >>> >>> In a message dated 11/7/2025 3:17:33 PM Eastern Standard Time, >>> [email protected] writes: >>> >>> >>> *Many of us have been notified of the BofA’s plans to leave Lincoln.* >>> >>> >>> *For some of us, it’s good riddance! Terrible hours, horrible customer >>> service (I was on hold for 40 minutes today waiting to ask a simple >>> question of the BofA’s national customer service team), interest rates on >>> deposits that sucked, and fees charged to customers that “blew” (the >>> opposite of sucked when money flows in the opposite direction!).* >>> >>> >>> *Obviously, the Rural Land Foundation will be working hard to find a new >>> bank, a better bank—one that is not just “here,” but one that is here for >>> its customers.* >>> >>> >>> *Right now, there is one thing that all current customers of the Lincoln >>> BofA branch can do to help the RLF attract a top-notch replacement: We can >>> continue to rely on Lincoln’s BofA branch for safe deposit box services. >>> Think of that not as maintaining a relationship with the BofA, but rather a >>> relationship with the Lincoln Mall and the replacement bank that the RLF >>> secures.* >>> >>> >>> >>> *In evaluating the desirability of establishing a new branch in Lincoln, >>> the existence of our large safe deposit box base will be an important >>> inducement to open a branch here because it means not building a customer >>> base from scratch.* >>> >>> >>> >>> *For Lincolnites, maintaining a safe deposit box in Lincoln will be an >>> inducement to keep the rest of our banking business in Lincoln, and that >>> will help our new bank to succeed here.* >>> >>> >>> Regards, >>> Steve Low >>> >>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at >>> https://pairlist9.pair.net/mailman/private/lincoln/. >>> <https://pairlist9.pair.net/mailman/private/lincoln/> >>> Change your subscription settings at >>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>> >>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at >>> https://pairlist9.pair.net/mailman/private/lincoln/. >>> Change your subscription settings at >>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>> >>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at >>> https://pairlist9.pair.net/mailman/private/lincoln/. >>> Change your subscription settings at >>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>> >>> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at >> https://pairlist9.pair.net/mailman/private/lincoln/. >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >> >> >> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at >> https://pairlist9.pair.net/mailman/private/lincoln/. >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >> >> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at >> https://pairlist9.pair.net/mailman/private/lincoln/. >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >> >> -- > The LincolnTalk mailing list. > To post, send mail to [email protected]. > Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/ > . > Change your subscription settings at > https://pairlist9.pair.net/mailman/listinfo/lincoln. > >
-- The LincolnTalk mailing list. To post, send mail to [email protected]. Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/. Change your subscription settings at https://pairlist9.pair.net/mailman/listinfo/lincoln.
