Has anyone had luck hiring a public insurance adjuster?

I may need one for property damage from my roofing contractor who caused
water ingress from a storm at my movie theater. I don't think it'll be fun
working with two insurance providers (my contractor's and my own). So I
thought hiring an adjuster is easy for me but they take a cut of the
settlement.
On Tue, Feb 7, 2023, 7:07 PM Josh Luthman <j...@imaginenetworksllc.com>
wrote:

> Totally depends on the model.
>
> Some record 24/7.  Some on movement.
>
> Some will overwrite the oldest files.  Some will simply not record at all.
>
> On Tue, Feb 7, 2023 at 6:08 PM Chuck McCown via AF <af@af.afmug.com>
> wrote:
>
>> So do dash cams record continually whenever your car is turned on?
>> Do they write over memory?
>>
>> *From:* James Howard
>> *Sent:* Tuesday, February 7, 2023 3:35 PM
>> *To:* 'AnimalFarm Microwave Users Group'
>> *Subject:* Re: [AFMUG] Missed me by that much
>>
>>
>> Record all your calls with them.  My daughter made a left turn (she
>> thought she had a green arrow but wasn’t positive and told the cop and
>> insurance guy that) in front of a car that might have run a red light if
>> she was correct.  It was a four lane street and the oncoming car by all
>> accounts including the driver was in the left lane.  He hit the rear wheel
>> of my daughter’s Jeep in the crosswalk of the street she had turned into
>> (he came from the left lane, actually came across a lane to hit her in the
>> left lane of the street she had turned into).  They pulled into the gas
>> station at the corner to get out of traffic (his suggestion).  I came
>> because my daughter didn’t have proof of insurance in the Jeep so I ran
>> over to show that on my phone.  The other guy comes out of his car and
>> knocks on my daughter’s window since it had started to rain and says “do
>> you happen to have any cigarettes, I don’t want to run to gas station in
>> the rain”.  17 year old daughter was driving.  15 year old sitting in
>> passenger seat (was reading a book when it happened so said she didn’t see
>> anything) was who the guy asked for cigs.   Anyway, back to the story, he
>> tells the cop while I’m sitting there that he was going straight at the
>> intersection (nothing about turning) and was pretty sure he had a green
>> light.  Cop says since they left the intersection he couldn’t write
>> anything for sure.  You could see the pile of pieces in the crosswalk that
>> came off my daughter’s Jeep but he said there was no proof that it happened
>> there.  There were skid marks but not definitive.  Cop felt bad but I
>> understand he couldn’t state what he thought probably happened.  So,
>> anyway, I check with gas station and they don’t have any cameras pointed at
>> the intersection so no footage.
>>
>>
>>
>> So to the reason for recording all calls from State Farm.  I have State
>> Farm but because it was an older Jeep we don’t have collision coverage.
>> The other driver also had State Farm but had an almost new CRV and had full
>> coverage.  Jeep was still sort of driveable (I ended up selling it for
>> $500) but the whole front end of CRV was hanging off.  State Farm calls me
>> and asks to talk to my daughter.  I sit next to her while she’s talking to
>> them.  She tells them that she’s pretty sure she had a green arrow but
>> she’s not positive.  State Farm talks to the other guy.  State Farm calls
>> me back and says “your daughter is 85% at fault so you get nothing”.   I
>> said wait a minute…..  how is 85% her fault if the other guy came across 2
>> lanes and told the cop on sight he was going straight, not turning?  The
>> State Farm guy says “your daughter said she turned in front of him and he
>> had a green light”.  I said that is completely false.  I was sitting here
>> when she said she was pretty sure she had a green arrow.  State Farm says
>> “the other driver stated that he had a green light and your daughter turned
>> in front of him”.  So I said, “my 15 year old was reading a book in the
>> Jeep and said so rather than lying like this other driver.  If she had said
>> that she saw the whole thing and my daughter had a green arrow would you
>> have said that was 2 stories against one?”.  They didn’t say for sure but
>> it sounded like that would have affected it.  So including getting no money
>> for the Jeep, my daughter also got that accident on her record and State
>> Farm raised our rates.  I wish I could find a different company but they’ve
>> actually been decent other than that time.
>>
>>
>>
>> But….. again record the calls to them because they will lie about what
>> you tell them.  Also, anybody that’s still suffering through my account
>> here…. Put dash cams in your cars.  I put them in every vehicle we have
>> after that.  Thankfully we haven’t been in any accidents since but I’ve
>> actually turned dash cam footage over to the cops twice now for accidents
>> that happened in front of us.
>>
>>
>>
>> Good luck with State Farm!!
>>
>>
>>
>> James
>>
>>
>>
>>
>>
>> *From:* AF <af-boun...@af.afmug.com> *On Behalf Of *Chuck McCown via AF
>> *Sent:* Tuesday, February 7, 2023 10:49 AM
>> *To:* AnimalFarm Microwave Users Group <af@af.afmug.com>
>> *Cc:* Chuck McCown <ch...@go-mtc.com>
>> *Subject:* Re: [AFMUG] Missed me by that much
>>
>>
>>
>> Good video.
>>
>>
>>
>> I am now faced with asking State Farm to make me whole with respect to
>> the crash.
>>
>> We have had bad experience with State Farm in the past.
>>
>>
>>
>> Any tips?
>>
>>
>>
>>
>>
>>
>>
>> *From:* Josh Luthman
>>
>> *Sent:* Monday, February 6, 2023 1:18 PM
>>
>> *To:* AnimalFarm Microwave Users Group
>>
>> *Subject:* Re: [AFMUG] Missed me by that much
>>
>>
>>
>> Watch the video.
>>
>>
>>
>> On Mon, Feb 6, 2023 at 2:52 PM Robert Andrews <i...@avantwireless.com>
>> wrote:
>>
>> two crumple zones hitting each other vs one crumple zone hitting a wall,
>> makes off the cuff sense to me...  two old, non crumple zone, cars
>> hitting each other would seem like what it would take to get a 120 mph
>> impact.   Those crumple zones make a monster difference...
>>
>>
>>
>> On 2/6/23 10:52, Josh Luthman wrote:
>> > Not correct, Bill :(
>> >
>> > On Mon, Feb 6, 2023 at 1:07 PM Bill Prince <part15...@gmail.com
>> > <mailto:part15...@gmail.com>> wrote:
>> >
>> >     There would be the difference between colliding with an "almost"
>> >     immovable object (wall) versus colliding with a vehicle that has
>> >     some semblance of a crush zone. I don't know how much that
>> >     difference would be.
>> >
>> >
>> >     bp
>> >     <part15sbs{at}gmail{dot}com>
>> >
>> >     On 2/6/2023 9:04 AM, Chuck McCown via AF wrote:
>> >>     As I recall, mythbusters did the whole two cars head on vs one car
>> >>     and an immovable wall.  Seemed like there was no difference.
>> >>     *From:* Brian Webster
>> >>     *Sent:* Monday, February 6, 2023 9:25 AM
>> >>     *To:* 'AnimalFarm Microwave Users Group'
>> >>     *Subject:* Re: [AFMUG] Missed me by that much
>> >>
>> >>     Yes I would rather have a collision with another car at the
>> >>     difference in speed than the combined speed of the two…. ____
>> >>
>> >>     ____
>> >>
>> >>     Brian____
>> >>
>> >>     ____
>> >>
>> >>     *From:*AF [mailto:af-boun...@af.afmug.com
>> >>     <mailto:af-boun...@af.afmug.com>] *On Behalf Of
>> >>     *dmmoff...@gmail.com <mailto:dmmoff...@gmail.com>
>> >>     *Sent:* Monday, February 6, 2023 9:54 AM
>> >>     *To:* 'AnimalFarm Microwave Users Group'
>> >>     *Subject:* Re: [AFMUG] Missed me by that much____
>> >>
>> >>     ____
>> >>
>> >>     Huh….never heard them called Jersey Barriers before.____
>> >>
>> >>     Apparently the slope on the bottom is to make your tires ride up
>> >>     so you redirect back into your own lane (though possibly flipped
>> >>     over) whereas a flat wall might make you flip into the oncoming
>> >>     lane. ____
>> >>
>> >>     Fun stuff.____
>> >>
>> >>     ____
>> >>
>> >>     *From:* AF <af-boun...@af.afmug.com>
>> >>     <mailto:af-boun...@af.afmug.com> *On Behalf Of *Robert
>> >>     *Sent:* Friday, February 03, 2023 10:42 PM
>> >>     *To:* af@af.afmug.com <mailto:af@af.afmug.com>
>> >>     *Subject:* Re: [AFMUG] Missed me by that much____
>> >>
>> >>     ____
>> >>
>> >>     Same, california name for them.   Always remembered that name from
>> >>     the movie "Volcano"____
>> >>
>> >>     On 2/3/23 5:10 PM, Chuck McCown via AF wrote:____
>> >>
>> >>         Looks the same as Jersey barriers?____
>> >>
>> >>         Sent from my iPhone____
>> >>
>> >>         ____
>> >>
>> >>             On Feb 3, 2023, at 5:29 PM, Robert
>> >>             mailto:i...@avantwireless.com wrote:____
>> >>
>> >>              surplus K rail, if you think they might make it over,
>> >>             double it up...
>> >>
>> >>
>> >>
>> https://www.eiffeltrading.com/marketplace/traffic-barrier/barrier-wall/k-rail-barrier-wall
>> <
>> https://www.eiffeltrading.com/marketplace/traffic-barrier/barrier-wall/k-rail-barrier-wall
>> >____
>> >>
>> >>             On 2/3/23 9:19 AM, Chuck McCown via AF wrote:____
>> >>
>> >>                 Yeah, sonotube filled with a rebar cage.  Make a
>> >>                 picket fence of them.  Cheaper than a cutover to a new
>> >>                 building.  I have 576 strands feeding this shelter.
>> >>                 Or maybe I beam hammered in with a pile driver. ____
>> >>
>> >>                 ____
>> >>
>> >>                 Best Regards,
>> >>                 Chuck McCown
>> >>
>> >>                 McCown Technology Corporation
>> >>                 8401 N Commerce Dr
>> >>                 Lake Point, Utah 84074
>> >>                 801-250-9503 Office
>> >>                 435-830-4306 Cell
>> >>                 www.mccowntech.com <http://www.mccowntech.com>
>> >>                 www.microtrench.pro <http://www.microtrench.pro>
>> >>                 www.terabitnetworks.com
>> >>                 <http://www.terabitnetworks.com>____
>> >>
>> >>                 ____
>> >>
>> >>                 *From:*TJ Trout ____
>> >>
>> >>                 *Sent:*Friday, February 3, 2023 10:08 AM____
>> >>
>> >>                 *To:*AnimalFarm Microwave Users Group ____
>> >>
>> >>                 *Cc:*Chuck McCown ____
>> >>
>> >>                 *Subject:*Re: [AFMUG] Missed me by that much____
>> >>
>> >>                 ____
>> >>
>> >>                 I'm sure you could design some bollards that wouldn't
>> >>                 allow a tractor trailer through your fence 😁____
>> >>
>> >>                 ____
>> >>
>> >>                 On Fri, Feb 3, 2023, 8:34 AM Chuck McCown via AF
>> >>                 <af@af.afmug.com> wrote:____
>> >>
>> >>                     I think we are going to install a larger shelter,
>> >>                     farther away from the I-80 ROW fence.  Second
>> >>                     crash right there.  First to come through the
>> >>                     fence.  Car landed on our back up generator after
>> >>                     wiping out our fiber splicing trailer, dump
>> >>                     trailer and really nice powered reel trailer. ____
>> >>
>> >>                     ____
>> >>
>> >>                     Hope the kid had insurance.  No seat belt.  Head
>> >>                     wound but apparently no broken bones. ____
>> >>
>> >>                     ____
>> >>
>> >>                     *From:*Mark Radabaugh ____
>> >>
>> >>                     *Sent:*Friday, February 3, 2023 7:27 AM____
>> >>
>> >>                     *To:*AnimalFarm Microwave Users Group ____
>> >>
>> >>                     *Subject:*Re: [AFMUG] Missed me by that much____
>> >>
>> >>                     ____
>> >>
>> >>                     I don’t see the brown stain marking where you were
>> >>                     standing before the car arrived. ____
>> >>
>> >>                     ____
>> >>
>> >>                     Mark____
>> >>
>> >>                     ____
>> >>
>> >>                     Mark Radabaugh____
>> >>
>> >>                     Amplex____
>> >>
>> >>                     22690 Pemberville Rd____
>> >>
>> >>                     Luckey, OH 43443____
>> >>
>> >>                     419-837-5015 x 1021____
>> >>
>> >>                     419-261-5996 cell____
>> >>
>> >>                     mark@amplex.net____
>> >>
>> >>                     ____
>> >>
>> >>                     ____
>> >>
>> >>                     ____
>> >>
>> >>                         On Feb 3, 2023, at 7:55 AM, Chuck McCown via
>> >>                         AF <af@af.afmug.com> wrote:____
>> >>
>> >>                         ____
>> >>
>> >>                         ____
>> >>
>> >>                         ____
>> >>
>> >>
>> >>
>> >>                                 <IMG_5468.JPG>____
>> >>
>> >>                                 ____
>> >>
>> >>                                 Sent from my iPhone____
>> >>
>> >>                         --
>> >>                         AF mailing list
>> >>                         AF@af.afmug.com
>> >>
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com <
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com>____
>> >>
>> >>                     ____
>> >>
>> >>
>> ------------------------------------------------------------------------
>> >>
>> >>                     --
>> >>                     AF mailing list
>> >>                     AF@af.afmug.com
>> >>
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com <
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com>____
>> >>
>> >>                     --
>> >>                     AF mailing list
>> >>                     AF@af.afmug.com
>> >>
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com <
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com>____
>> >>
>> >>                 ____
>> >>
>> >>
>> >>             --
>> >>             AF mailing list
>> >>             AF@af.afmug.com
>> >>             http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>> >>             <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>____
>> >>
>> >>         ____
>> >>
>> >>     ____
>> >>
>> >>
>> ------------------------------------------------------------------------
>> >>     --
>> >>     AF mailing list
>> >>     AF@af.afmug.com <mailto:AF@af.afmug.com>
>> >>     http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>> >>     <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
>> >>
>> >     --
>> >     AF mailing list
>> >     AF@af.afmug.com <mailto:AF@af.afmug.com>
>> >     http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>> >     <http://af.afmug.com/mailman/listinfo/af_af.afmug.com>
>> >
>> >
>>
>> --
>> AF mailing list
>> AF@af.afmug.com
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>
>> ------------------------------
>>
>> --
>> AF mailing list
>> AF@af.afmug.com
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>
>> ------------------------------
>> --
>> AF mailing list
>> AF@af.afmug.com
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>
>> --
>> AF mailing list
>> AF@af.afmug.com
>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>
> --
> AF mailing list
> AF@af.afmug.com
> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>
-- 
AF mailing list
AF@af.afmug.com
http://af.afmug.com/mailman/listinfo/af_af.afmug.com

Reply via email to