Every time I've made a claim on any policy it has resulted in a premium increase at renewal, pay now or pay later it seems.
On Sun, Nov 27, 2022, 4:26 PM Steve Jones <st...@togservice.com> wrote: > This is a situation where a resident had toget the repair done and already > paid the bill. > I'd have negotiated with the plumber, maybe had luck, maybe not. > I could argue about the lack of paint, but then the consumer gets screwed. > Its 2800 and a water bill. Dont know how bad that will be but it filled a > ditch apparently. > Could have been worse because the resident could have had them come on > Thanksgiving instead of friday. > > On Sun, Nov 27, 2022, 3:52 PM Chuck McCown via AF <af@af.afmug.com> wrote: > >> Generally I have video proof that they were not marked. >> >> -----Original Message----- >> From: Chris Fabien >> Sent: Sunday, November 27, 2022 2:40 PM >> To: AnimalFarm Microwave Users Group >> Subject: Re: [AFMUG] The Hartford claims >> >> We have Hartford but do not have any smallish claims like that to know >> what their response would be. I would be more concerned about making >> any claim as a brand new company / policyholder. What's the $$ of the >> damage in question. My general policy is for a damage that we were >> really at fault, under maybe $3000ish I would just pay it. Same for a >> damaged piece of equipment etc. Anything over $5k I would probably >> make a claim. When we have had an at-fault claim, I have had success >> in negotiating with the utility. Local power/gas co will knock off 25% >> for prompt payment and asking nicely. Some utilities really inflate >> the repair costs and others are very reasonable. If it's an inflated >> bill I would have a discussion about that. We do get damage bills all >> the time for telco cables that were mismarked and we hit and were not >> at fault, those I tell them once we were not at fault and here is why >> and then ignore them. Eventually they give up and stop bothering. >> >> >> On Fri, Nov 25, 2022 at 2:32 PM Steve Jones <thatoneguyst...@gmail.com> >> wrote: >> > >> > Any of you fine gents use the Hartford for general liability? >> > >> > Is there some method to talk to an agent with these guys without filing >> a >> > claim? Calling just circles me to claims agents, and they wont tell me >> > anything. >> > Im just trying to find out what the impact of a small claim is with >> these >> > guys and whether its best to just pay out of pocket if the liability >> does >> > fall on me. >> > I dont want to save a couple grand out of pocket to have my rates >> > skyrocket or coverage cancelled since its a new account, but then >> again, I >> > pay for more coverage than I need for what I do so its kind of a waste >> to >> > not use it. >> > >> > If any of you guys have filed a claim with them, how smooth is the >> > process? >> > -- >> > AF mailing list >> > AF@af.afmug.com >> > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> >> -- >> AF mailing list >> AF@af.afmug.com >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> >> >> -- >> AF mailing list >> AF@af.afmug.com >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >
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