Generally I have video proof that they were not marked.
-----Original Message-----
From: Chris Fabien
Sent: Sunday, November 27, 2022 2:40 PM
To: AnimalFarm Microwave Users Group
Subject: Re: [AFMUG] The Hartford claims
We have Hartford but do not have any smallish claims like that to know
what their response would be. I would be more concerned about making
any claim as a brand new company / policyholder. What's the $$ of the
damage in question. My general policy is for a damage that we were
really at fault, under maybe $3000ish I would just pay it. Same for a
damaged piece of equipment etc. Anything over $5k I would probably
make a claim. When we have had an at-fault claim, I have had success
in negotiating with the utility. Local power/gas co will knock off 25%
for prompt payment and asking nicely. Some utilities really inflate
the repair costs and others are very reasonable. If it's an inflated
bill I would have a discussion about that. We do get damage bills all
the time for telco cables that were mismarked and we hit and were not
at fault, those I tell them once we were not at fault and here is why
and then ignore them. Eventually they give up and stop bothering.
On Fri, Nov 25, 2022 at 2:32 PM Steve Jones <thatoneguyst...@gmail.com>
wrote:
Any of you fine gents use the Hartford for general liability?
Is there some method to talk to an agent with these guys without filing a
claim? Calling just circles me to claims agents, and they wont tell me
anything.
Im just trying to find out what the impact of a small claim is with these
guys and whether its best to just pay out of pocket if the liability does
fall on me.
I dont want to save a couple grand out of pocket to have my rates
skyrocket or coverage cancelled since its a new account, but then again, I
pay for more coverage than I need for what I do so its kind of a waste to
not use it.
If any of you guys have filed a claim with them, how smooth is the
process?
--
AF mailing list
AF@af.afmug.com
http://af.afmug.com/mailman/listinfo/af_af.afmug.com
--
AF mailing list
AF@af.afmug.com
http://af.afmug.com/mailman/listinfo/af_af.afmug.com
--
AF mailing list
AF@af.afmug.com
http://af.afmug.com/mailman/listinfo/af_af.afmug.com
