Mike understands that accidents happen On Mon, Nov 28, 2022 at 4:02 PM Mike Hammett <af...@ics-il.net> wrote:
> If you don't want your house to burn down in a boring accident, you'll buy > one, try it out, then tell Steve. > > > > ----- > Mike Hammett > Intelligent Computing Solutions <http://www.ics-il.com/> > <https://www.facebook.com/ICSIL> > <https://plus.google.com/+IntelligentComputingSolutionsDeKalb> > <https://www.linkedin.com/company/intelligent-computing-solutions> > <https://twitter.com/ICSIL> > Midwest Internet Exchange <http://www.midwest-ix.com/> > <https://www.facebook.com/mdwestix> > <https://www.linkedin.com/company/midwest-internet-exchange> > <https://twitter.com/mdwestix> > The Brothers WISP <http://www.thebrotherswisp.com/> > <https://www.facebook.com/thebrotherswisp> > > > <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg> > ------------------------------ > *From: *"Chuck McCown via AF" <af@af.afmug.com> > *To: *"AnimalFarm Microwave Users Group" <af@af.afmug.com> > *Cc: *"Chuck McCown" <ch...@go-mtc.com> > *Sent: *Monday, November 28, 2022 3:37:57 PM > *Subject: *Re: [AFMUG] The Hartford claims > > I would sure like to know how well those work. > > *From:* Steve Jones > *Sent:* Monday, November 28, 2022 2:29 PM > *To:* AnimalFarm Microwave Users Group > *Subject:* Re: [AFMUG] The Hartford claims > > I'm planning on getting an acoustic water line locating system, not today, > cause I'm still a startup whose poor, but hopefully sometime in 2023. > > On Mon, Nov 28, 2022, 1:13 PM Mike Hammett <af...@ics-il.net> wrote: > >> Well right, so then the utility should locate up to the first building. I >> don't care if there's a valve under the sidewalk, that doesn't matter much. >> >> >> >> ----- >> Mike Hammett >> Intelligent Computing Solutions <http://www.ics-il.com/> >> <https://www.facebook.com/ICSIL> >> <https://plus.google.com/+IntelligentComputingSolutionsDeKalb> >> <https://www.linkedin.com/company/intelligent-computing-solutions> >> <https://twitter.com/ICSIL> >> Midwest Internet Exchange <http://www.midwest-ix.com/> >> <https://www.facebook.com/mdwestix> >> <https://www.linkedin.com/company/midwest-internet-exchange> >> <https://twitter.com/mdwestix> >> The Brothers WISP <http://www.thebrotherswisp.com/> >> <https://www.facebook.com/thebrotherswisp> >> >> >> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg> >> ------------------------------ >> *From: *"Steve Jones" <thatoneguyst...@gmail.com> >> *To: *"AnimalFarm Microwave Users Group" <af@af.afmug.com> >> *Sent: *Monday, November 28, 2022 1:06:54 PM >> *Subject: *Re: [AFMUG] The Hartford claims >> >> the chicago utility code is deferred to on that, it muddies it by saying >> that homeowners arent directly responsible to be in the database solely by >> owning a property that contains underground utilities. it doesnt clarify >> though the responsibility and liability. Its good the because otherwise >> theyd be assessed a 100 dollar fine per day per utility thats not in the >> JULIE database like a utility owner. >> >> On Mon, Nov 28, 2022 at 10:56 AM Mike Hammett <af...@ics-il.net> wrote: >> >>> Around here, water and sewer waive any liability for anything other than >>> their mains. >>> >>> Somehow the residence is supposed to know how to locate their service >>> lines, be notified by 811, etc. >>> >>> >>> >>> ----- >>> Mike Hammett >>> Intelligent Computing Solutions <http://www.ics-il.com/> >>> <https://www.facebook.com/ICSIL> >>> <https://plus.google.com/+IntelligentComputingSolutionsDeKalb> >>> <https://www.linkedin.com/company/intelligent-computing-solutions> >>> <https://twitter.com/ICSIL> >>> Midwest Internet Exchange <http://www.midwest-ix.com/> >>> <https://www.facebook.com/mdwestix> >>> <https://www.linkedin.com/company/midwest-internet-exchange> >>> <https://twitter.com/mdwestix> >>> The Brothers WISP <http://www.thebrotherswisp.com/> >>> <https://www.facebook.com/thebrotherswisp> >>> >>> >>> <https://www.youtube.com/channel/UCXSdfxQv7SpoRQYNyLwntZg> >>> ------------------------------ >>> *From: *"Josh Luthman" <j...@imaginenetworksllc.com> >>> *To: *"AnimalFarm Microwave Users Group" <af@af.afmug.com> >>> *Sent: *Monday, November 28, 2022 10:47:04 AM >>> *Subject: *Re: [AFMUG] The Hartford claims >>> >>> If it wasn't marked, I would push it to the water utility. If the >>> customer paid it already I'd question why they fixed it themselves instead >>> of the water company. >>> >>> If it was marked and you hit it, you fucked up. Like TJ said - pay now >>> or pay later. >>> >>> On Sun, Nov 27, 2022 at 7:27 PM Steve Jones <st...@togservice.com> >>> wrote: >>> >>>> This is a situation where a resident had toget the repair done and >>>> already paid the bill. >>>> I'd have negotiated with the plumber, maybe had luck, maybe not. >>>> I could argue about the lack of paint, but then the consumer gets >>>> screwed. >>>> Its 2800 and a water bill. Dont know how bad that will be but it filled >>>> a ditch apparently. >>>> Could have been worse because the resident could have had them come on >>>> Thanksgiving instead of friday. >>>> >>>> On Sun, Nov 27, 2022, 3:52 PM Chuck McCown via AF <af@af.afmug.com> >>>> wrote: >>>> >>>>> Generally I have video proof that they were not marked. >>>>> >>>>> -----Original Message----- >>>>> From: Chris Fabien >>>>> Sent: Sunday, November 27, 2022 2:40 PM >>>>> To: AnimalFarm Microwave Users Group >>>>> Subject: Re: [AFMUG] The Hartford claims >>>>> >>>>> We have Hartford but do not have any smallish claims like that to know >>>>> what their response would be. I would be more concerned about making >>>>> any claim as a brand new company / policyholder. What's the $ of the >>>>> damage in question. My general policy is for a damage that we were >>>>> really at fault, under maybe $3000ish I would just pay it. Same for a >>>>> damaged piece of equipment etc. Anything over $5k I would probably >>>>> make a claim. When we have had an at-fault claim, I have had success >>>>> in negotiating with the utility. Local power/gas co will knock off 25% >>>>> for prompt payment and asking nicely. Some utilities really inflate >>>>> the repair costs and others are very reasonable. If it's an inflated >>>>> bill I would have a discussion about that. We do get damage bills all >>>>> the time for telco cables that were mismarked and we hit and were not >>>>> at fault, those I tell them once we were not at fault and here is why >>>>> and then ignore them. Eventually they give up and stop bothering. >>>>> >>>>> >>>>> On Fri, Nov 25, 2022 at 2:32 PM Steve Jones <thatoneguyst...@gmail.com> >>>>> >>>>> wrote: >>>>> > >>>>> > Any of you fine gents use the Hartford for general liability? >>>>> > >>>>> > Is there some method to talk to an agent with these guys without >>>>> filing a >>>>> > claim? Calling just circles me to claims agents, and they wont tell >>>>> me >>>>> > anything. >>>>> > Im just trying to find out what the impact of a small claim is with >>>>> these >>>>> > guys and whether its best to just pay out of pocket if the liability >>>>> does >>>>> > fall on me. >>>>> > I dont want to save a couple grand out of pocket to have my rates >>>>> > skyrocket or coverage cancelled since its a new account, but then >>>>> again, I >>>>> > pay for more coverage than I need for what I do so its kind of a >>>>> waste to >>>>> > not use it. >>>>> > >>>>> > If any of you guys have filed a claim with them, how smooth is the >>>>> > process? >>>>> > -- >>>>> > AF mailing list >>>>> > AF@af.afmug.com >>>>> > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>>> >>>>> -- >>>>> AF mailing list >>>>> AF@af.afmug.com >>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>>> >>>>> >>>>> -- >>>>> AF mailing list >>>>> AF@af.afmug.com >>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>>> >>>> -- >>>> AF mailing list >>>> AF@af.afmug.com >>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>> >>> >>> -- >>> AF mailing list >>> AF@af.afmug.com >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> >>> -- >>> AF mailing list >>> AF@af.afmug.com >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> >> >> -- >> AF mailing list >> AF@af.afmug.com >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> >> -- >> AF mailing list >> AF@af.afmug.com >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> > ------------------------------ > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com > > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com > > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >
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