I don't think OSM should be in the business of writing its own dictionary and defining terms independently of the rest of society. That's a slippery slope.
If a bank is a bank, it's a bank. If it is part of the banking system and is regulated as a bank, it's a bank. If we want to differentiate retail banks offering services to consumers from other types of banks with an additional tag, that's great--but that doesn't mean banks that offer different types of services are not banks because the OSM wiki says so. If it isn't a bank (a savings and loan, or credit union, or Aunt Matilda loaning money to her neighbors), it isn't a bank. apm-wa On 11/24/2018 7:51 PM, Mateusz Konieczny wrote: > Nobody is going to dispute that Central Bank can be considered as a > bank (see name). > > But amenity=bank if for places that perform bank-like services for > public - it excludes some > banks and includes some companies that technically are not banks. > > 24. Nov 2018 15:31 by al...@mustard.net <mailto:al...@mustard.net>: > > Here, I just looked up "bank" on 411.com (online directory > assistance) for Kansas City, Missouri: > > https://www.411.com/business/MO/Kansas-city/bank > > and guess what, Federal Reserve Bank of Kansas City, the Kansas > City branch of America's central bank, is listed... > > > https://www.411.com/business/MO/Kansas%20City/federal-reserve-bank-of-kc/b-13fzpij > > Try it for Washington, D.C., > > > https://www.411.com/business?key=Bank&utf8=%E2%9C%93&where=Washington%2C+DC > > and see how many non-retail banks you get under the directory > assistance rubric of "bank" :-) > > apm-wa > > On 11/24/2018 3:08 PM, Warin wrote: > > Most people are non-experts in most things. The map should be > made for most people, so that most people can use it. > > And most people would expect something mapped as a bank to be > available for their use. > Much like a cafe or a pub. They would not expect it to be only > for certain groups of institutions. > > The intent with amenity=bank is a financial institution > offering services to the public. > Read https://wiki.openstreetmap.org/wiki/Tag:amenity%3Dbank > > That OSMwiki page suggest using office=financial for other > 'banks' that do not accept the public. > https://wiki.openstreetmap.org/wiki/Tag:office%3Dfinancial > Perhaps this OSMwiki office=financial definition could be > expanded to accept 'central banks'. > > > > On 24/11/18 18:24, Allan Mustard wrote: > > Sounds to me like the OSM wiki article in question was > written by a non-expert in banking and finance and should > be corrected/expanded. > Cheers, apm-wa > > Sent from my iPhone > > On Nov 24, 2018, at 12:08 PM, Eugene Alvin Villar > <sea...@gmail.com <mailto:sea...@gmail.com>> wrote: > > On Sat, Nov 24, 2018 at 12:45 AM Allan Mustard > <al...@mustard.net <mailto:al...@mustard.net>> wrote: > > Well, a central bank is a bank, after all, whether > it is owned by the government or is a "private" > parastatal organization.Р’ I would tag it as > amenity=bank since it is a bank.Р’ Not all banks > offer consumer services, so the fact that an > individual cannot open an account in a central > bank doesn't disqualify it.Р’ Individuals cannot > open accounts in the Bank for International > Settlements, either, but it is a bank.Р’ A > central bank is a specialized bank that serves the > government (controls the monetary system) and the > commercial banking sector.Р’ That's why it is > called a "central" bank. > > >Р’ It also wouldn't be tagged as a bank, because > it doesn't have accounts & you can't go in & > deposit / withdraw cash, or take out a loan. > > Maybe you and I cannot, but the commercial banks > in that country can.Р’ It's a bank. > > > While central banks are certainly banks in and of > themselves, I think tagging central banks as plain > amenity=bank *without other qualifying tags* is a > tricky one, and might constitute as expanding the > definition of what amenity=bank is on the OSM wiki. > The OSM wiki states that an amenity=bank feature is > aР’ "financial establishment where customers can, > among other services, deposit and withdraw money, take > loans, make investments and transfer funds". I would > think that the word "customer" in OSM is intended to > refer to people and regular businesses, and this is > why such establishments are under the amenity=* key. > Unlike regular banks, central banks usually only have > other banks and their government as their sole > customers and in many countries, central banks act as > a regulatory agency for banks and other financial > institutions, set country-wide fiscal policies like > interest rates, and print/mint their countries' > currencies. It therefore makes sense to tag central > banks somewhat differently from other banks. > > I would also like to note that in my country, we do > have a central bank, but we also have two > 100%-government owned commercial banks, established by > law, that I would not hesitate to tag as amenity=bank > because they offer financial services to the public at > large. > > As for the current proposal, in my country, we > currently tag central bank land as landuse=commercial. > It might make sense to switch this to > landuse=governmental (or some other keyword as may be > decided by OSM) if this proposal pushes through. > > ~Eugene > > Р’ > > _______________________________________________ > Tagging mailing list > Tagging@openstreetmap.org > <mailto:Tagging@openstreetmap.org> > https://lists.openstreetmap.org/listinfo/tagging > > > > _______________________________________________ > Tagging mailing list > Tagging@openstreetmap.org > https://lists.openstreetmap.org/listinfo/tagging > > > > _______________________________________________ > Tagging mailing list > Tagging@openstreetmap.org > https://lists.openstreetmap.org/listinfo/tagging > > > _______________________________________________ > Tagging mailing list > Tagging@openstreetmap.org > https://lists.openstreetmap.org/listinfo/tagging
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