Most people are non-experts in most things. The map should be made for
most people, so that most people can use it.
And most people would expect something mapped as a bank to be available
for their use.
Much like a cafe or a pub. They would not expect it to be only for
certain groups of institutions.
The intent with amenity=bank is a financial institution offering
services to the public.
Read https://wiki.openstreetmap.org/wiki/Tag:amenity%3Dbank
That OSMwiki page suggest using office=financial for other 'banks' that
do not accept the public.
https://wiki.openstreetmap.org/wiki/Tag:office%3Dfinancial
Perhaps this OSMwiki office=financial definition could be expanded to
accept 'central banks'.
On 24/11/18 18:24, Allan Mustard wrote:
Sounds to me like the OSM wiki article in question was written by a
non-expert in banking and finance and should be corrected/expanded.
Cheers, apm-wa
Sent from my iPhone
On Nov 24, 2018, at 12:08 PM, Eugene Alvin Villar <sea...@gmail.com
<mailto:sea...@gmail.com>> wrote:
On Sat, Nov 24, 2018 at 12:45 AM Allan Mustard <al...@mustard.net
<mailto:al...@mustard.net>> wrote:
Well, a central bank is a bank, after all, whether it is owned by
the government or is a "private" parastatal organization. I
would tag it as amenity=bank since it is a bank. Not all banks
offer consumer services, so the fact that an individual cannot
open an account in a central bank doesn't disqualify it.
Individuals cannot open accounts in the Bank for International
Settlements, either, but it is a bank. A central bank is a
specialized bank that serves the government (controls the
monetary system) and the commercial banking sector. That's why
it is called a "central" bank.
> It also wouldn't be tagged as a bank, because it doesn't have
accounts & you can't go in & deposit / withdraw cash, or take out
a loan.
Maybe you and I cannot, but the commercial banks in that country
can. It's a bank.
While central banks are certainly banks in and of themselves, I think
tagging central banks as plain amenity=bank *without other qualifying
tags* is a tricky one, and might constitute as expanding the
definition of what amenity=bank is on the OSM wiki. The OSM wiki
states that an amenity=bank feature is a "financial establishment
where customers can, among other services, deposit and withdraw
money, take loans, make investments and transfer funds". I would
think that the word "customer" in OSM is intended to refer to people
and regular businesses, and this is why such establishments are under
the amenity=* key. Unlike regular banks, central banks usually only
have other banks and their government as their sole customers and in
many countries, central banks act as a regulatory agency for banks
and other financial institutions, set country-wide fiscal policies
like interest rates, and print/mint their countries' currencies. It
therefore makes sense to tag central banks somewhat differently from
other banks.
I would also like to note that in my country, we do have a central
bank, but we also have two 100%-government owned commercial banks,
established by law, that I would not hesitate to tag as amenity=bank
because they offer financial services to the public at large.
As for the current proposal, in my country, we currently tag central
bank land as landuse=commercial. It might make sense to switch this
to landuse=governmental (or some other keyword as may be decided by
OSM) if this proposal pushes through.
~Eugene
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