Most people are non-experts in most things. The map should be made for most people, so that most people can use it.

And most people would expect something mapped as a bank to be available for their use. Much like a cafe or a pub. They would not expect it to be only for certain groups of institutions.

The intent with amenity=bank is a financial institution offering services to the public.
Read https://wiki.openstreetmap.org/wiki/Tag:amenity%3Dbank

That OSMwiki page suggest using office=financial for other 'banks' that do not accept the public.
https://wiki.openstreetmap.org/wiki/Tag:office%3Dfinancial
Perhaps this OSMwiki office=financial definition could be expanded to accept 'central banks'.



On 24/11/18 18:24, Allan Mustard wrote:
Sounds to me like the OSM wiki article in question was written by a non-expert in banking and finance and should be corrected/expanded.
Cheers, apm-wa

Sent from my iPhone

On Nov 24, 2018, at 12:08 PM, Eugene Alvin Villar <sea...@gmail.com <mailto:sea...@gmail.com>> wrote:

On Sat, Nov 24, 2018 at 12:45 AM Allan Mustard <al...@mustard.net <mailto:al...@mustard.net>> wrote:

    Well, a central bank is a bank, after all, whether it is owned by
    the government or is a "private" parastatal organization.  I
    would tag it as amenity=bank since it is a bank. Not all banks
    offer consumer services, so the fact that an individual cannot
    open an account in a central bank doesn't disqualify it. 
    Individuals cannot open accounts in the Bank for International
    Settlements, either, but it is a bank.  A central bank is a
    specialized bank that serves the government (controls the
    monetary system) and the commercial banking sector.  That's why
    it is called a "central" bank.

    > It also wouldn't be tagged as a bank, because it doesn't have
    accounts & you can't go in & deposit / withdraw cash, or take out
    a loan.

    Maybe you and I cannot, but the commercial banks in that country
    can.  It's a bank.


While central banks are certainly banks in and of themselves, I think tagging central banks as plain amenity=bank *without other qualifying tags* is a tricky one, and might constitute as expanding the definition of what amenity=bank is on the OSM wiki. The OSM wiki states that an amenity=bank feature is a  "financial establishment where customers can, among other services, deposit and withdraw money, take loans, make investments and transfer funds". I would think that the word "customer" in OSM is intended to refer to people and regular businesses, and this is why such establishments are under the amenity=* key. Unlike regular banks, central banks usually only have other banks and their government as their sole customers and in many countries, central banks act as a regulatory agency for banks and other financial institutions, set country-wide fiscal policies like interest rates, and print/mint their countries' currencies. It therefore makes sense to tag central banks somewhat differently from other banks.

I would also like to note that in my country, we do have a central bank, but we also have two 100%-government owned commercial banks, established by law, that I would not hesitate to tag as amenity=bank because they offer financial services to the public at large.

As for the current proposal, in my country, we currently tag central bank land as landuse=commercial. It might make sense to switch this to landuse=governmental (or some other keyword as may be decided by OSM) if this proposal pushes through.

~Eugene

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