Hello Steve- For what it's worth, I have been a customer of the Middlesex 
Savings Bank (nee "Middlesex Institution for Savings") for over sixty years.  
Likely that's more akin to an indication of inertia, but when I've needed their 
services they have done well.   I also have maintained a Safe Deposit Box with 
them for all these years... at their Main Street building, Concord Village. --- 
 Jeff
Jeff Eaton8 Storey Drive
Lincoln MA 01773-2109 Covid booster: October 17, 2025 cell: (781) 686-8120
Land line: (781) 259-0321 Permanent email address: [email protected]


       We are on a highway to climate hell ... with our foot still on the 
accelerator.”

                                               - António Guterres, 11-7-2022

  In a message dated 11/7/2025 3:17:33 PM Eastern Standard Time, 
[email protected] writes: 

Many of us have been notified of the BofA’s plans to leave Lincoln.

 

For some of us, it’s good riddance! Terrible hours, horrible customer service 
(I was on hold for 40 minutes today waiting to ask a simple question of the 
BofA’s national customer service team), interest rates on deposits that sucked, 
and fees charged to customers that  “blew”  (the opposite of sucked when money 
flows in the opposite direction!).

 

Obviously, the Rural Land Foundation will be working hard to find a new bank, a 
better bank—one that is not just “here,” but one that is here for its customers.

 

Right now, there is one thing that all current customers of the Lincoln BofA 
branch can do to help the RLF attract a top-notch replacement: We can continue 
to rely on Lincoln’s BofA branch for safe deposit box services. Think of that 
not as maintaining a relationship with the BofA, but rather a relationship with 
the Lincoln Mall and the replacement bank that the RLF secures.

  

In evaluating the desirability of establishing a new branch in Lincoln, the 
existence of our large safe deposit box base will be an important inducement to 
open a branch here because it means not building a customer base from scratch.

  

For Lincolnites, maintaining a safe deposit box in Lincoln will be an 
inducement to keep the rest of our banking business in Lincoln, and that will 
help our new bank to succeed here.

 

Regards,
Steve Low

 
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