Hi,
I'd like to give some additional hint to this topic (after just having
initialised the transaction). I personally went to my Bank and they
said that in case some conversion of currency is involved *all* Banks
would charge you at least 12.?? Euro but 27.?? Euro (as I payed actually
when paying the Nomad) would be the "usual" amount. I immediately
offered help for to divide the amount in CHF by the exchange rate
printed on the invoice and this changed things a bit. So if I do not
put the price in CHF on the form but in EURO the transaction should
really be for free. At least I've got the word of the stuff personal
that they will solve the issue on their account if this should be not
the case.
So for everybody there should be a warning: If you use SEPA than regard
the exchange rate on the invoice for your transaction and use the value
in EURO.
Hope this helps
Andreas.
On Thu, Jun 20, 2013 at 11:46:53PM +0200, Gaudenz Steinlin wrote:
> Judit Foglszinger <fgr...@freenet.de> writes:
>
> >> I had a very bad experience when doing money transfer from Germany to
> >> Swiss for my Nomad Swiss knife: The banks have taken extra 25 Euro for
> >> the about 30 Euro knife.
>
> Philipp Hug is more qualified to talk about this, but when I last talked
> to him about this the idea was to allow at least one option that makes
> it possible to pay by credit card (most probably through PayPal).
>
> >
> > When I ordered my knife, I got the following instructions:
> >
> >> Most banks are capable of performing so-called
> >> SEPA-transactions, which are not any more expensive than national
> >> transations. Please make sure to ask your bank.
>
> This is not true for transactions to Switzerland. We already discussed
> this at some length last autumn. SEPA is only the technology used and
> does not have anything to do with the fees charged. The confusion comes
> from the fact that *inside* the European Union banks are not allowed to
> charge more for international transactions than for national
> transactions and as national transactions are usually free of charge,
> most transactions inside the EU are free as well. But note that
> Switzerland while at the heart of Europe is *not* an European Union
> member state. Some banks don't charge for SEPA transactions to
> Switzerland, others do. How much the transaction costs depends on your
> bank.
>
> Gaudenz
>
> >
> > The trick is doing the transfer in euro,
> > regardless of the currency and using BIC/IBAN.
> > When asked about transfers in foreign currency,
> > banks tend to only mention the expensive option.
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