> I had a very bad experience when doing money transfer from Germany to
> Swiss for my Nomad Swiss knife:  The banks have taken extra 25 Euro for
> the about 30 Euro knife.  

When I ordered my knife, I got the following instructions:

> Most banks are capable of performing so-called
> SEPA-transactions, which are not any more expensive than national
> transations. Please make sure to ask your bank. 

The trick is doing the transfer in euro, 
regardless of the currency and using BIC/IBAN.
When asked about transfers in foreign currency, 
banks tend to only mention the expensive option.
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