Hi Andreas,

Yes, we explicitly ask to pay in EUR to get the cheaper SEPA transaction
fees.
Our receiving bank charges no fees for EUR to CHF conversion.
Philipp
On Jul 11, 2013 4:12 PM, "Andreas Tille" <andr...@an3as.eu> wrote:

> Hi,
>
> I'd like to give some additional hint to this topic (after just having
> initialised the transaction).  I personally went to my Bank and they
> said that in case some conversion of currency is involved *all* Banks
> would charge you at least 12.?? Euro but 27.?? Euro (as I payed actually
> when paying the Nomad) would be the "usual" amount.  I immediately
> offered help for to divide the amount in CHF by the exchange rate
> printed on the invoice and this changed things a bit.  So if I do not
> put the price in CHF on the form but in EURO the transaction should
> really be for free.  At least I've got the word of the stuff personal
> that they will solve the issue on their account if this should be not
> the case.
>
> So for everybody there should be a warning:  If you use SEPA than regard
> the exchange rate on the invoice for your transaction and use the value
> in EURO.
>
> Hope this helps
>
>       Andreas.
>
> On Thu, Jun 20, 2013 at 11:46:53PM +0200, Gaudenz Steinlin wrote:
> > Judit Foglszinger <fgr...@freenet.de> writes:
> >
> > >> I had a very bad experience when doing money transfer from Germany to
> > >> Swiss for my Nomad Swiss knife:  The banks have taken extra 25 Euro
> for
> > >> the about 30 Euro knife.
> >
> > Philipp Hug is more qualified to talk about this, but when I last talked
> > to him about this the idea was to allow at least one option that makes
> > it possible to pay by credit card (most probably through PayPal).
> >
> > >
> > > When I ordered my knife, I got the following instructions:
> > >
> > >> Most banks are capable of performing so-called
> > >> SEPA-transactions, which are not any more expensive than national
> > >> transations. Please make sure to ask your bank.
> >
> > This is not true for transactions to Switzerland. We already discussed
> > this at some length last autumn. SEPA is only the technology used and
> > does not have anything to do with the fees charged. The confusion comes
> > from the fact that *inside* the European Union banks are not allowed to
> > charge more for international transactions than for national
> > transactions and as national transactions are usually free of charge,
> > most transactions inside the EU are free as well. But note that
> > Switzerland while at the heart of Europe is *not* an European Union
> > member state. Some banks don't charge for SEPA transactions to
> > Switzerland, others do. How much the transaction costs depends on your
> > bank.
> >
> > Gaudenz
> >
> > >
> > > The trick is doing the transfer in euro,
> > > regardless of the currency and using BIC/IBAN.
> > > When asked about transfers in foreign currency,
> > > banks tend to only mention the expensive option.
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> >
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> > Try again. Fail again. Fail better.
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