Liability insurance covers other peoples' property and injuries.

On Mon, Mar 30, 2020 at 2:19 PM Robert Abbott via CnC-List <
cnc-list@cnc-list.com> wrote:

> If during winter layup (cradle or jack stands) or any other instance your
> boat damages another boat on club property, does 'liability only' cover
> those situations?  If no, that insurance would not be acceptable at our
> club.
>
> Rob Abbott
> AZURA
> C&C 32 #277
> Halifax, N.S.
>
> On 3/30/2020 6:09 PM, dwight veinot via CnC-List wrote:
>
> Thanks. That addresses my considerations exactly. Keep us informed please
>
> On Mon, Mar 30, 2020 at 5:58 PM Ronald B. Frerker via CnC-List <
> cnc-list@cnc-list.com> wrote:
>
>> I have liability only and it didn't require a survey.  It amounts to
>> self-insuring one's boat, which is always dangerous, but given the low
>> prices for our boats, it seemed like a good idea.
>> The latest problem though, is that some places now require the owner to
>> retrieve a sunken boat.  That could be quite expensive and a liability only
>> policy won't cover that; at least I don't think so.  I need to check with
>> my broker on that.
>> Ron
>> Wild Cheri
>> C&C 30-1
>> STL
>>
>>
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