On Wed, 26 Dec 2018 at 21:48, bkil <bkil.hu...@gmail.com> wrote: > Yes, it would be more comfortable to tag the PayPoint service itself in a > certain way instead of all the individual services. > > It is also better maintainable, as when a new provider registers with > PayPoint, we don't need to amend all previously tagged places with a mass > import. >
As I already mentioned, I couldn't find an authoritative, definitive list. They claim to route payments to over 300 companies and showed over 30 logos (most of which I could identify). I think from a user perspective, you already know if you can use PayPoint to complete whichever transaction you have in mind and so you just need to find a shop with a PayPoint terminal in whatever location you happen to be. In order to properly fill payment:*=*, I once started to gather the kind of > POS terminals and payment processors in Hungary and the type of cards > accepted at each place, but the list was not pretty. Basically each shop > accepts a random subset of 5-10 card issuers depending on the payment > processor/terminal provider. > Sounds about right unless your country has a large payment processor like PayPoint. They accept all major credit/debit/bank cards (I have a vague memory they don't accept American Express or Diner's Club). And, of course, you can pay by cash. Noting all accepted cards precisely for every shop is exhaustive, so it is > not being done around here (I myself simply use debit_cards=yes instead). > Again, in the UK, we have all our shit in one sock (mostly). If a shop has EPOS then it accepts all major credit/debit/bank cards (American Express and Diner's Club are exceptions). Payment processors in the UK generally accept all major cards. And so do ATMs. Our banks talk to each other. EPOS is how the shop accepts payments for its own goods/services, PayPoint is how it allows customers to pay others. It would also carry a high maintenance burden later on. However, if we > simply mapped the payment processor/terminal provider instead of the > individual card combinations accepted, it could be done much more > effectively, but then we needed an external lookup table very similar to > what you propose, that may be edited on a machine readable wiki page for > example. > Depends on the country, I suppose. In the UK you know if you have a card that is usable in any card reader or if it's only useful in a very limited number of outlets. > Although I'm not from the UK, I think this is where the term "top up" > originated from and what the of the world identifies it as: https://en.wikipedia.org/wiki/Top_up > That looks about right, although I expect the term originally derives by analogy with topping up your petrol tank. It's pretty much the same situation with PAYG phones. Well, was, because what some major operators here are now pushing as PAYG isn't. But it used to be. You put some "minutes" in your phone's "tank" and could continue to use it until it went dry. At any point you could top it up, even if it wasn't close to empty. I think (my memory isn't that good and I wasn't paying much attention at the time) that PayPoint started out as a way of topping up mobiles but has now expanded into many other sorts of payments. But it's still where you go for top-ups. In much the same way, we still talk about dialling somebody's phone number even though very few of us have a phone with a rotary dial. So if you see a potential for confusion with the future use of the term > "top up", please help us come up with a better one that can still be > understood and translated internationally. > PayPoint, at least, covers all types of payment. Prepayment for phones, electricity keys, TV licence. Regular payments. Bill payments. Payment by arrangement if you can't pay your full gas bill in one go. Etc. In other countries it may well be different, although in the future they may find similar payment systems appear (because there's a demand for them). I can't think of a good term to cover it, except how PayPoint describe what they offer: payment services. I'm not particularly happy with that, but it describes what they do better than "top ups." -- Paul
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