On Sat, May 2, 2009 at 2:34 PM, Orlando Andico <[email protected]> wrote:
> well rural banks have such small revenue that they could not afford
> even a unix-based core banking system such as Temenos, Ambit, or
> iFlex..

there you go again... you always love to under estimate and blunder...
you dont know the owners of these rural banks... for your
information... i was a technical consultant with two local banks.. one
bank have 5 branches (iloilo, antique, capiz, bacolod and victorias)
in region 6... the owner of this local bank is a secret chinese
billionaire... aside from banking, he is into real estates owning lots
of subdivisions and a cemetery, exclusive franchise of mitsubishi
automobile (and isuzu before) in that region, with its own holdings
and others... he can even afford to buy your oracle enterprise
products with a snap... the rule of the game for him... economics
101.. why buy an expensive car if an ordinary and cheaper car already
serve its purpose?

i learn a lot from him with his business model - practicality...

the original setup 11 years ago was a clipper + novell operating
system... clipper program was bought in manila... the creator of this
program is a company popular to rural banks community... novell was
licensed version 4.11..  his in house technical guy went to hongkong
and that is where i came in as a consultant... the problem they were
facing was that novell 4.11 partition was only limited to 2GB... i
told him you can upgrade that to a higher novell version 5.x... but he
dont want to spend money anymore as it is already overkill for this
kind of a setup... he asked if there is another alternative for that?
and i said yes... that is where i introduced to him freebsd and samba
which is totally free... i choose freebsd over linux because ufs is
much reliable than ext2...

believe it or not.. that bank's branches are still running using
freebsd 4.7 and samba (forgot the version of samba)  as a file server
without a single glitch on the software level as of now... of course
on the hardware level.. the mean time between failure of that hard
disk has been reached out but it is under the raid 0+1 configuration..

the second bank is using clipper too... the owner was complaining to
me that processing their daily reports took 5 hours to finish and the
advice from the software company was to uprade the hardware... upon
looking at it... the problem was not the hardware but the program was
not fully utilizing the 16mb ram they had.. upon activating the
himem... their daily reports went to 30 minutes to finish...

> that wasn't what i had in mind...

but your orignal challenged to this list who wants to deposit your
money in a bank using postgres or mysql database as their core banking
system?

the short answer is - who cares?

even if they used spread sheets.. who cares? as long as i have my
passbook and earn interests.. who cares?

and mind you.. the owner of that bank has lots of chinese depositors
where each depositor deposits in a million pesos range....

> besides we shouldn't hold up rural banks as examples... it's that sort
> of shoddy management that resulted in the Legacy scandal.

there you go again.. another irrelavant topic... even if they go
bankcrupt.. their database is still there... bankcruptcy/scandal of a
small or big bank has nothing to do whatever database they used... but
your money is....

fooler.
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