True and that should be mandatory but does not solve the telephone agent 
problem.

Steven Naslund
Chicago IL

  >  I understand that in some countries the common practice is that the
  >  waiter or clerk brings the card terminal to you or you go to it at the
  >  cashier's desk, and you insert or swipe it, so the card never leaves
  >  your hand.  And you have to enter the PIN as well.  This seems
  >  notably more secure against point-of-sale compromise.
  >     - Brian
    

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