Hi everyone & if I'm reading this somewhat disjointed thread hierarchy correctly:I'm seeing the following:
1) Lincoln can't get by w/o a bank? 2) Because of the need for safe deposit boxes? Is that really a 'thing' anymore? If so, what percentage of Lincoln'ites believe they are a must? 10%? 20%? more? 3) Many people don't have cars so there 'has to' be bank representation within walking distance (?) - Folks can;'t get a ride these days? Perhaps take that 'wonderful' commuter rail to COncord center to execute banking? Has anyone heard of *online* banking? OK, the elderly don't know how to use it? Find the nearest 10 year old & you're now online banking. The following *sky is falling* excerpt is a peach - my goodness, seriously?: "That is why I urge serious town-wide conversation of what is needed and what is wanted, and what it might take to get it. We need a clear-eyed approach to the realities of the market place. If we are not proactive and let the free market dictate, there will, most likely, be no more commerce. If the town chooses to allow that to happen, so be it. But, we should have a conversation-what would it take to keep commerce? What kind of public investment?" Can we get back to conversing about the mess that is the *overflowing auto mechanic establishments* in this 'rural' town? There are three eyesores at the moment..... Esta On Mon, Nov 10, 2025 at 2:17 PM Vkram Saleme <[email protected]> wrote: > > > ---------- Forwarded message --------- > From: Lis Herbert <[email protected]> > Date: Sun, Nov 9, 2025 at 9:11 PM > Subject: Re: [LincolnTalk] Replacing the Bank of America > To: Rachel Marie Schachter <[email protected]> > CC: Lincoln Talk <[email protected]> > > > It’s odd (in my admittedly under-informed opinion) to lament the closure > of a multinational bank while saying it means the end of a village… what if > this is just an incredibly boring leasing decision, for all the reasons > Nick Gardner stated, and a small locally owned business moves in? Why, > apart from the closure of a bank branch (which it seems people are somehow > attached to as a fixture of village life??) is this reason to say the sky > is falling? And why would the maneuvers of a bank with (let’s at least be > honest) zero physical investment in town, trump the needs/opinions (and as > yet totally nonexistent maneuvering) of the non-profit organization that is > largely if not entirely — and I mean no offense to past town officials — > responsible for Lincoln looking and feeling so rural, expansive, and > wonderful as it does today? > > Lis > > > Sent from my iPhone > > On Nov 9, 2025, at 7:42 PM, Rachel Marie Schachter < > [email protected]> wrote: > > > > Didn't expect to be chiming in here, but for some of us in a lower income > bracket, the fee for depositing cash at the ATM if you don't bank there > really does affect our bottom line. > > I don't expect anyone to rally for East Cambridge Savings Bank (or have > any idea what rallying would actually do), but I do happen to be a customer > and a fan. > > Rachel > > On Sun, Nov 9, 2025 at 7:35 PM Nick Gardner <[email protected]> wrote: > >> I think the broad issue is that even for good banks, there's less and >> less reason to use in person branches. I can deposit cash into the ATM, >> deposit checks on my phone, open and close accounts on my phone, and even >> get loans on my laptop. I've probably had to use a physical bank branch >> half a dozen times in the last decade, and it's why so many physical >> branches are closing. >> >> I would love to see a good bank or credit union come to Lincoln but it's >> an uphill battle these days. >> >> -Nick >> >> On Sun, Nov 9, 2025, 19:31 JMG at Lincolntalk < >> [email protected]> wrote: >> >>> I upvote DCU also. Great rates, plus staff in Lexington, online app, all >>> good. >>> Jennie >>> >>> On Nov 8, 2025, at 3:26 PM, Jennifer Saffran <[email protected]> >>> wrote: >>> >>> We have been using DCU—Digital Federal Credit Union—for many years. >>> >>> On Nov 8, 2025, at 1:22 PM, Bob Kupperstein <[email protected]> wrote: >>> >>> IMO everyone should consider using a credit union rather than a bank - >>> lower or no fees, lower penalties and charges, better service, etc. >>> >>> There are a number of excellent ones in the area and they use convenient >>> ATM networks with no fees. >>> >>> -Bob >>> >>> On Saturday, November 8, 2025, nbergen--- via Lincoln < >>> [email protected]> wrote: >>> >>>> I also use Middlesex Saving Bank and have for years. They are small >>>> and personable and I love it. >>>> >>>> Nan B. >>>> ------------------------------ >>>> *From:* Lincoln <[email protected]> on behalf of Anna >>>> Lombroso <[email protected]> >>>> *Sent:* Saturday, November 8, 2025 11:07 AM >>>> *To:* Anne Sobol <[email protected]> >>>> *Cc:* [email protected] <[email protected]> >>>> *Subject:* Re: [LincolnTalk] Replacing the Bank of America >>>> >>>> Another very satisfied Middlesex Savings Bank customer here, for 30 >>>> years. Close branches in Wayland, W. Concord, Concord and Sudbury. >>>> ACL >>>> >>>> Sent from my iPad >>>> >>>> On Nov 8, 2025, at 10:31 AM, Anne Sobol <[email protected]> wrote: >>>> >>>> >>>> I also use Middlesex Savings Bank, it has lots of branches, and it is a >>>> small bank which doesn't lend to fossil fuel projects, I think it mostly >>>> lends for residential mortgages. >>>> >>>> On Fri, Nov 7, 2025 at 4:38 PM Jeff Eaton via Lincoln < >>>> [email protected]> wrote: >>>> >>>> >>>> Hello Steve- >>>> >>>> For what it's worth, I have been a customer of the Middlesex Savings >>>> Bank (nee "Middlesex Institution for Savings") for over sixty years. >>>> Likely that's more akin to an indication of inertia, but when I've needed >>>> their services they have done well. I also have maintained a Safe Deposit >>>> Box with them for all these years... at their Main Street building, Concord >>>> Village. >>>> >>>> --- Jeff >>>> >>>> Jeff Eaton >>>> 8 Storey Drive >>>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>>> Lincoln MA 01773-2109 >>>> <https://www.google.com/maps/search/8%0D%0A+Storey+Drive+%0D%0ALincoln+MA+01773-2109?entry=gmail&source=g> >>>> >>>> Covid booster: October 17, 2025 >>>> >>>> cell: (781) 686-8120 >>>> Land line: (781) 259-0321 >>>> Permanent email address: >>>> [email protected] >>>> >>>> * We are on a highway to climate hell ... with our foot still on >>>> the accelerator.”* >>>> >>>> * - António Guterres, >>>> 11-7-2022* >>>> >>>> >>>> >>>> In a message dated 11/7/2025 3:17:33 PM Eastern Standard Time, >>>> [email protected] writes: >>>> >>>> >>>> *Many of us have been notified of the BofA’s plans to leave Lincoln.* >>>> >>>> >>>> *For some of us, it’s good riddance! Terrible hours, horrible customer >>>> service (I was on hold for 40 minutes today waiting to ask a simple >>>> question of the BofA’s national customer service team), interest rates on >>>> deposits that sucked, and fees charged to customers that “blew” (the >>>> opposite of sucked when money flows in the opposite direction!).* >>>> >>>> >>>> *Obviously, the Rural Land Foundation will be working hard to find a >>>> new bank, a better bank—one that is not just “here,” but one that is here >>>> for its customers.* >>>> >>>> >>>> *Right now, there is one thing that all current customers of the >>>> Lincoln BofA branch can do to help the RLF attract a top-notch replacement: >>>> We can continue to rely on Lincoln’s BofA branch for safe deposit box >>>> services. Think of that not as maintaining a relationship with the BofA, >>>> but rather a relationship with the Lincoln Mall and the replacement bank >>>> that the RLF secures.* >>>> >>>> >>>> >>>> *In evaluating the desirability of establishing a new branch in >>>> Lincoln, the existence of our large safe deposit box base will be an >>>> important inducement to open a branch here because it means not building a >>>> customer base from scratch.* >>>> >>>> >>>> >>>> *For Lincolnites, maintaining a safe deposit box in Lincoln will be an >>>> inducement to keep the rest of our banking business in Lincoln, and that >>>> will help our new bank to succeed here.* >>>> >>>> >>>> Regards, >>>> Steve Low >>>> >>>> -- >>>> The LincolnTalk mailing list. >>>> To post, send mail to [email protected]. >>>> Browse the archives at >>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>> <https://pairlist9.pair.net/mailman/private/lincoln/> >>>> Change your subscription settings at >>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>> >>>> -- >>>> The LincolnTalk mailing list. >>>> To post, send mail to [email protected]. >>>> Browse the archives at >>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>> Change your subscription settings at >>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>> >>>> -- >>>> The LincolnTalk mailing list. >>>> To post, send mail to [email protected]. >>>> Browse the archives at >>>> https://pairlist9.pair.net/mailman/private/lincoln/. >>>> Change your subscription settings at >>>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>>> >>>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at >>> https://pairlist9.pair.net/mailman/private/lincoln/. >>> Change your subscription settings at >>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>> >>> >>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at >>> https://pairlist9.pair.net/mailman/private/lincoln/. >>> Change your subscription settings at >>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>> >>> -- >>> The LincolnTalk mailing list. >>> To post, send mail to [email protected]. >>> Browse the archives at >>> https://pairlist9.pair.net/mailman/private/lincoln/. >>> Change your subscription settings at >>> https://pairlist9.pair.net/mailman/listinfo/lincoln. >>> >>> -- >> The LincolnTalk mailing list. >> To post, send mail to [email protected]. >> Browse the archives at >> https://pairlist9.pair.net/mailman/private/lincoln/. >> Change your subscription settings at >> https://pairlist9.pair.net/mailman/listinfo/lincoln. >> >> -- > The LincolnTalk mailing list. > To post, send mail to [email protected]. > Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/ > . > Change your subscription settings at > https://pairlist9.pair.net/mailman/listinfo/lincoln. > > -- > The LincolnTalk mailing list. > To post, send mail to [email protected]. > Browse the archives at https://pairlist9.pair.net/mailman/private/lincoln/ > . > Change your subscription settings at > https://pairlist9.pair.net/mailman/listinfo/lincoln. > >
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