1. We learned 20 years ago from Hurricane Katrina that you should not have a 
safe deposit vault in a bank near your home. If massive fires or tornados come 
into Lincoln, it could wipe out your house and the local bank. Best to have a 
safe deposit vault in another town.

2. There might not be enough traffic to keep another bank here, or any retail 
for that matter. Ask Cambridge Trust and Santander why they left.

3. Market Basket has an ATM to the left of their customer service window in 
Waltham. As mentioned before, several banks will eat any fees generated by 
foreign ATMs. 


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