The first year, I had hull as well as liability (playing the odds, but 
fortunately I lost), second year, liability only.   There was no reduction 
in the liability the second year with Falcon although I had over 100 hours 
in the KR-2.   I switched to Sky Smith and saved a few bucks.  About $500 
for $1million liability.

Ken Jones, kenbjo...@cinci.rr.com
Sharonville, OH
N5834, aka The Porkopolis Flying Pig
147 hours




> Brian Douglas wrote:
>> The way that I
>> look at it, if I crash then that is the cost of doing business.  So hull
>> insurance is not the way to go.

> Mark langford wrote:
> If you'd seen me fly my plane the first few times, you'd have bet real 
> money
> that hull insurance would pay off!  I'll probably drop it the next time
> around...
> 



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