This thread should die.......... We live by the rules (I hate rules) and the contracts that we sign. No one says that we have to, we choose to.
We are no different that the FAA or the insurance company. If you where asked to pay for someone's deliberate actions that were contrary to an agreement that you both signed, would you pay ? I don't think so. The FAA just like your local sheriff is confined by the rules. If you are in a speeding accident with your car, regardless of the chip installed, should the Insurance company cover you ? Why ? Remember the movie "Liar Liar ". Jim Carey says on the phone to the bank robber, "STOP BREAKING THE LAW" Ok, you can stop agreeing to the FAR's and your insurance contract, that you willing signed, and get out of aviation, you show no integrity by your FAR lawbreaking and contract breaking actions (addressed to no one in particular).