In my opinion it is *not* the correct way to handle in your workflow but SME 
should weigh in as well. You should un-reconciled that transaction in the 
reconciliation window until next statement. Your balance that you would be 
reconciling should be reduced by that transaction amount from the statement.

This is the precise reason why I overwrite my transaction dates to that of what 
financial institution has posted when reconciling so that I can reconcile 
against their balance - and I think this is really the purpose of 
reconciliation in my mind - that both sides agree on the balance. If need be I 
denote any pertinent information (such as who the check/cheque was written to) 
in the memo section which does not, I believe, get overwritten.

Someone mentioned about worrying if the payment was posted late or not, if that 
was the case then I would update the transaction to include the late payment as 
the third leg in transaction so I can also easily identify that way that 
payment was posted late.

 

-----Original Message-----
From: Brook Milligan <[email protected]> 
Sent: Wednesday, March 11, 2026 11:45 PM
To: Kalpesh Patel <[email protected]>
Cc: [email protected]
Subject: Re: [GNC] Kind of a Philosophical Question about Transaction Dates


> On Mar 3, 2026, at 15:04, Kalpesh Patel <[email protected]> wrote:
> 
> I normally put the date that I transact, and then when I reconcile from the 
> downloaded monthly statement comes out I have it updated to the one that 
> financial institution says so.

I also typically use the date I initiate the transaction and generally do not 
change the GC date to match bank statements (although I usually note in the 
description when the bank posted a transaction).  

However, now I am facing a problem that I’m not certain this thread has 
addressed.

I initiated a transaction on one day that just happened to be the day prior to 
a bank statement, and that statement did not include the transaction.  Going 
through the GC reconciliation process, I find that the GC balance cannot match 
the bank balance because the former has included the transaction and the latter 
has not.  To complete the reconciliation, I am forced to change the GC 
transaction date until some time following the bank statement date.

Is that the correct way to handle this or is there some other option that I am 
not thinking of?

Thanks for your help.

Cheers,
Brook

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