I generally create a credit against the bank where the money to be saved
is, and a debit to some sort of a suspense account, even imbalance would
do. It would show up as an unreconciled transaction each month.

Of course you could also drop it into a savings account and earn some
interest on it :-)

On Fri, Jan 17, 2025, 16:09 Griffin <grif...@bernevyl.com> wrote:

>
> This is more accounting/procedural than about Gnucash.
>
> Suppose I had an amount of money that I needed to protect so that it was
> available for a future occasion. What would be the "preferred" way to do
> this.
>
> I could create the transaction in the account ledger and future date it.
>
> I could create an expense transaction, but not future date it, and then
> when the time comes, repay it.
>
> I could transfer it to either an asset or liability account, and when the
> time comes, repay it.
>
> I'd be interested in your thoughts.
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