Yes, it is a judgement call, if it is not routine. I suppose the agent can decide, but usually they will show it to an underwriter and they do a little broader research to see if the company has any guidance or precedent.
That means don't tell whoever it is too much about the EV. Only tell them what they ask. Go to agents that are used to the unusual, hot rods, antiques, weird imports, kit cars, etc. Be nice - an antagonistic attitude can queer any deal, and you are not the customer so much as a supplicant if it is a non-routing policy. You want the agent on your side in the conversation with the underwriter. Try different companies, obviously, and if you do get a quote don't feel bad about trying to beat the price somewhere else - they are used to that, but do it nicely. On Tue, Mar 10, 2015 at 5:41 PM, Cor van de Water via EV <[email protected]> wrote: > I have always had Farmers insurance and the agent made it clear that there > is no problem > to insure any car, conversion, hybrid, Salvage or not, for Liability, so I > have insured > in the past my EV truck and my Salvage-bought and restored Prius, a BMW > 325i that I was > going to convert but replacing the headgasket made it as good as new, a > BMW 540i, a BMW 530i, > a Geo Prizm and today a 2002 Prius and a different EV truck (conversion, > bought salvage) > and coming Sat a 2001 Prius. > > Now, not all agents may have the same attitude - some insurances allow a > lot of latitude > by their agents to decide what they allow or not, so ask your local agents > for a quote and > decide based on that. I have a very responsive agent, just need to send > him an email or call > and leave a voice mail and he will respond back. That is the type you need. > If you are in the SF Bay Area, contact me for a reference. > > Cor van de Water > Chief Scientist > Proxim Wireless > > office +1 408 383 7626 Skype: cor_van_de_water > XoIP +31 87 784 1130 private: cvandewater.info > www.proxim.com > > > This email message (including any attachments) contains confidential and > proprietary information of Proxim Wireless Corporation. If you received > this message in error, please delete it and notify the sender. Any > unauthorized use, disclosure, distribution, or copying of any part of this > message is prohibited. > > > -----Original Message----- > From: EV [mailto:[email protected]] On Behalf Of Bill Dennis via > EV > Sent: Tuesday, March 10, 2015 11:38 AM > To: 'Electric Vehicle Discussion List' > Subject: [EVDL] Insurance Woes > > I got rid of my Geo Metro EV and purchased a 1974 Saab Sonett that was > originaly converted to electric by Walter Kern, of Saab Quantum fame, back > in the 1980's. I'm swapping the lead-acid batteries for lithium, plus > updating some of the electronics. But my old insurance company, SafeCo, > has declined to insure the Saab, even though they'd been insuring my Geo EV > for > 8 years. My insurance agent is unable to find anyone here in Utah that > will insure it. I even called Haggerty myself, but they said they don't > insure electric vehicles. So I need help. Can anyone point me in the > right direction? All I really need is liability. > > Thanks, > > Bill > > _______________________________________________ > UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub > http://lists.evdl.org/listinfo.cgi/ev-evdl.org > For EV drag racing discussion, please use NEDRA ( > http://groups.yahoo.com/group/NEDRA) > > _______________________________________________ > UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub > http://lists.evdl.org/listinfo.cgi/ev-evdl.org > For EV drag racing discussion, please use NEDRA ( > http://groups.yahoo.com/group/NEDRA) > > -- To invent, you need a good imagination and a pile of junk. Thomas A. Edison <http://www.brainyquote.com/quotes/quotes/t/thomasaed125362.html> A public-opinion poll is no substitute for thought. *Warren Buffet* Michael E. Ross (919) 585-6737 Land (919) 576-0824 <https://www.google.com/voice/b/0?pli=1#phones> Google Phone (919) 631-1451 Cell [email protected] <[email protected]> -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://lists.evdl.org/private.cgi/ev-evdl.org/attachments/20150310/c544863f/attachment.htm> _______________________________________________ UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub http://lists.evdl.org/listinfo.cgi/ev-evdl.org For EV drag racing discussion, please use NEDRA (http://groups.yahoo.com/group/NEDRA)
