I just today paid the annual $1,000,000 CAD liability-only premium for
my 1978 C&C27 on the Canadian side of Lake Erie. It was $70.20 CAD.
Desjardins Insurance, which bought out State Farm here a few years ago.
The 1980 C&C36 in Central Florida on the other hand, costs over $800.00
US for 300,000 US liability with Progressive. That is with the hull
valued at 5,000 and a 2,000 dollar deductible. (I know, but for some
reason, they would not write me a liability-only policy. Without the
deductible, the premium would have been over $1,200.00 US. They refused
to write a liability-only policy ostensibly because I live out of
state.)
Your mileage may vary.
Steve Thomas
------ Original Message ------
From: cnc-list@cnc-list.com
To: cnc-list@cnc-list.com
Cc: trya...@alumni.usc.edu
Sent: Tuesday, June 22, 2021 4:41 PM
Subject: Stus-List Re: Insurance for Older Boats
One thing you can do is just get liability insurance. Your boat won't be
covered, but you'll be insured if you damage another person's property.
Alan Bergen
35 Mk III Thirsty
Rose City YC
Portland, OR
Thanks to all of the subscribers that contributed to the list to help with the
costs involved. If you want to show your support to the list - use PayPal to
send contribution -- https://www.paypal.me/stumurray Thanks - Stu
