I have that.  But with a hull value of $125,000 it is a bit more risk than I 
have comfort assuming.

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________________________________
From: ALAN BERGEN via CnC-List <cnc-list@cnc-list.com>
Sent: Tuesday, June 22, 2021 12:41:05 PM
To: Stus-List <cnc-list@cnc-list.com>
Cc: ALAN BERGEN <trya...@alumni.usc.edu>
Subject: Stus-List Re: Insurance for Older Boats

One thing you can do is just get liability insurance. Your boat won't be 
covered, but you'll be insured if you damage another person's property.

Alan Bergen
35 Mk III Thirsty
Rose City YC
Portland, OR



On Tue, Jun 22, 2021 at 8:30 AM Korbey Hunt via CnC-List 
<cnc-list@cnc-list.com<mailto:cnc-list@cnc-list.com>> wrote:
I am having the same problem finding replacement hull insurance for my 1982 
Ocean Alexander 43 located in Mexico.  It was also previously insured by Geico.

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________________________________
From: Matthew via CnC-List <cnc-list@cnc-list.com<mailto:cnc-list@cnc-list.com>>
Sent: Tuesday, June 22, 2021 6:18:38 AM
To: 'Stus-List' <cnc-list@cnc-list.com<mailto:cnc-list@cnc-list.com>>
Cc: Matthew <wolf...@erie.net<mailto:wolf...@erie.net>>
Subject: Stus-List Re: Insurance for Older Boats


Until recently, I had Travelers.  No major issues getting the policy in place a 
few years ago, although I needed to update the original purchase survey as I 
recall.  At the time, I transferred to Travelers from Boat US (Geico) due to 
the 80% depreciation issue.  However, Travelers raised the premium to the point 
where it nearly doubled over a few years.  When I asked why the price rose so 
dramatically, I was told (twice) that “more people are using boats.”  This 
didn’t make sense to me, so this spring I switched from Travelers to 
Progressive, which did not require a survey.  I’m back to under $1 K for the 
annual premium.



Matt Wolford

1976 C&C 42 Custom



From: David Morris via CnC-List 
<cnc-list@cnc-list.com<mailto:cnc-list@cnc-list.com>>
Sent: Tuesday, June 22, 2021 9:04 AM
To: cnc-list@cnc-list.com<mailto:cnc-list@cnc-list.com>
Cc: djmor...@djma-ltd.com<mailto:djmor...@djma-ltd.com>
Subject: Stus-List Insurance for Older Boats



In the course of jumping through hoops imposed by our insurance carrier for our 
1975 C&C 30 MK1, I had an email from a senior VP with Gallagher Skipper’s Plan 
that says, in part: “In the today’s market it is extremely difficult to find 
insurers willing to write sailboats over 40 years old.  These boats have a high 
incidence of fires, rigging failures, pulled chainplates, and rudder failures 
and are considered high risk. Five insurance companies have stopped offering 
quotes for sailboats over 30 and the few that will offer it are very picky.” 
This, of course, is highly concerning. Any recommendation for a carrier that is 
more favourably inclined to cover an older boat would be most appreciated.



David Morris



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