I rarely lock my boat, but if I'm away for an extended time, I will. The lazarette is always unlocked and the anchor is always in the roller (or on the bottom of the ocean).
Also, if I'm in dodgier places, I'd lock it. Annapolis during October (see Joe's comment) or certain poorer Caribbean anchorages where the locals might be tempted . I wouldn't include St. Martin in that list as I would view SXM as totally safe. Places like Wallilabou in St. Vincent, or Castries or Soufriere in St. Lucia come to mind in this regard. Cheers Colin On 4/28/13, Rick Brass <rickbr...@earthlink.net> wrote: > Dennis, > > > > Along the East Coast from the Carolinas north, or maybe it’s just for > offshore and coastal coverage, it is typical for the insurance companies to > specify a location and date range that is the southernmost area you can take > your boat during Hurricane season and still have coverage or not incur > additional premiums. > > > > Since you’d need to take your boat north to about Memphis, I’m presuming you > have some other type of provision for Hurricane season in your area. > > > > My policy specifies 35 North (roughly Oriental NC) before October 1st. . But > I know from a local boat owner that Zurich Insurance specifies the > Virginia/NC state line before November 1st (which, I’m sure you know, is now > the official end of the season) and charges a 10% additional premium if > you’re south of the line and increases deductable to 20% of coverage in the > event of damage in a named storm before then. > > > > The two marinas closest to me each get 2 or 3 boats a year than are brought > north and hauled around June to retain coverage during Hurricane season. > > > > I suppose after Sandy that the insurance companies will move the line north > to about Boston when it comes time for renewal again. > > > > Rick Brass > > Washington, NC > > > > > > > > From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis > C. > Sent: Friday, April 26, 2013 11:12 PM > To: j...@dellabarba.com; cnc-list@cnc-list.com > Subject: Re: Stus-List Security question > > > > Joe, > > > > Please explain insurance deadline. End of hurricane season? > > > > Dennis C. > > Touché 35-1 #83 > > Mandeville, LA > > > > > > > -- Sent from my mobile device _______________________________________________ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
