Dennis,
Along the East Coast from the Carolinas north, or maybe it’s just for offshore and coastal coverage, it is typical for the insurance companies to specify a location and date range that is the southernmost area you can take your boat during Hurricane season and still have coverage or not incur additional premiums. Since you’d need to take your boat north to about Memphis, I’m presuming you have some other type of provision for Hurricane season in your area. My policy specifies 35 North (roughly Oriental NC) before October 1st. . But I know from a local boat owner that Zurich Insurance specifies the Virginia/NC state line before November 1st (which, I’m sure you know, is now the official end of the season) and charges a 10% additional premium if you’re south of the line and increases deductable to 20% of coverage in the event of damage in a named storm before then. The two marinas closest to me each get 2 or 3 boats a year than are brought north and hauled around June to retain coverage during Hurricane season. I suppose after Sandy that the insurance companies will move the line north to about Boston when it comes time for renewal again. Rick Brass Washington, NC From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis C. Sent: Friday, April 26, 2013 11:12 PM To: j...@dellabarba.com; cnc-list@cnc-list.com Subject: Re: Stus-List Security question Joe, Please explain insurance deadline. End of hurricane season? Dennis C. Touché 35-1 #83 Mandeville, LA
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