I do see random fraud charges on my cards requiring a new card every couple
of years.  Seems like it might be from travel usage (hotel, restaurant) or
online purchases, but I can't be sure.

I also find that I misplace cards at about the same frequency. I blame my
easy distactabiity and I don't think my wife has ever lost a card.

I've started using individual virtual cards for all my recurring expenses,
so when a card has to be cycled I don't have to run around and update all
my recurring vendors.  I also use them for untrusted online merchants, but
I'm not sure that helps.



On Thu, Feb 6, 2025, 11:34 AM Ken Hohhof <khoh...@kwom.com> wrote:

> It seems to me the rate at which customers have to give us a new card
> number because their card “got hacked” (i.e. fraud) is surprisingly high.
> My own experience with both personal and business cards is this happens at
> most every 10 years or so, and I do a lot of both in person and online card
> transactions.  Not too many though where I hand the card to someone.
>
>
>
> Is this common?  Why does it happen so often to some people?  Or is
> something else going on and they aren’t telling me the real reason?
>
>
>
> I know some people use one-time cards and give us a different one every
> month or two, but I think this is different.
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