i can confirm this to be the case. where i work the cashback procedure
is indeed just a signature of the receipt. As far as i know ATMs that
issue £5 notes tend to for a long time, i don't recall any here suddenly
stopping. source on why it may be valuable information to some (note the
small number that do):
https://metro.co.uk/2018/05/21/why-do-so-few-cash-machines-dispense-fivers-and-where-are-they-7565615/
an extra way to verify for link ATMs specifically:
https://www.link.co.uk/consumers/locator/ where i work there are three
ATMs, however people still often request cashback due to the fact it
saves the extra trip (and the closest ATM is difficult to troubleshoot
if it goes down, i don't think the operator is local). so cash machines
are verifiable by survey, or by checking official sources; cashback
would be purely survey. ATMs can also offer phone top ups
(vending=telephone_vouchers?) and pin change services. all of these
should be surveyable.
On 08/24/18 14:15, Paul Allen wrote:
On Fri, Aug 24, 2018 at 1:44 PM, Philip Barnes <p...@trigpoint.me.uk
<mailto:p...@trigpoint.me.uk>> wrote:
On Fri, 2018-08-24 at 14:22 +0200, Martin Koppenhoefer wrote:
How is this verifiable? Do they write it on the machine what kind
of notes are contained?
Certainly not verifiable, sometimes they may give you a choice but
not always.
Some ATMs do say what notes they MAY dispense. That was fairly common
back when they switched from dispensing
£5 and £10 to £10 and £20. Sure, if you go to a £10/£20 machine it
may have run out of £10 notes. Sure, if you go to
a £5/£10/£20 machine (they do exist) it might have run out of £5
notes. But most of the time you can get the lower value.
Usually the machine decides, so if you ask for £20 you may not get two
x £10, but some machines will try to give at least
one, and (if your request is high enough) two of the lowest
denomination. Of course, if you really want 2 x £10 you can
make two withdrawals to foil machines that try to dispense the fewest
notes.
Certainly it's verifiable. Try to make a withdrawal of £5 and it will
either tell you it doesn't dispense them or that it
has temporarily run out of them. This information is useful to know
if you're in a strange place, need (say) £25 cash and
have only £26 in your account. An ATM that doesn't dispense £5 notes
is not of use to you. So it's verifiable and possibly
worth mapping. The problem is, as with much information, is it's
somewhat ephemeral. Next week there may still be
an ATM there but it no longer dispenses £5.
Cashback is not a misleading name, it is not a cash withdrawal.
They add extra to your payment and give you the change. It is
offered to reduce the shops charges for banking cash but is
usually more trouble than it is worth as the cashier has to write
down the transaction number and you then have to sign for it.
I've had cashback from several different shops and NONE of them
required the cashier to write down the transaction
number. It's all done electronically these days. Sometimes, some
shops require you to sign the shop's copy of
the receipt but that's a policy of the shop to try to minimize people
later claiming they weren't given the cash (it doesn't
really help and the distraction is more likely to cause both parties
to forget to hand over/receive the money).
--
Paul
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