We don't have as much concern about this in California (unfortunately) but
when I feel a slight threat, these are light, small enough to carry, and
have you covered with wide tires:
http://www.sks-germany.com/?l=en&a=product&r=mudguards&i=529330&MUD-X
http://www.sks-germany.com/?l=en&a=produ
Dear Sheldon B.,
As a firm believer in the use of fenders to manipulate weather I put
fenders on my Quickbeam. Subsequently, Colorado, where I was born and
raised and yet reside, has been wetter than anywhere else in the world, to
the point that everyone is naming their sons Noah. What gives?!