Re: [Bitcoin-development] Instant / contactless payments

2014-03-10 Thread Alex Kotenko
Ah, I see, so it's only payee who has to enable it, payer side is on by default. Then fine, situation is better than I thought. We'll look at implementing BIP70 asap. Best regards, Alex Kotenko 2014-03-10 19:28 GMT+00:00 Andreas Schildbach : > On 03/10/2014 04:09 PM, Alex Kotenko wrote: > > > ​

Re: [Bitcoin-development] Instant / contactless payments

2014-03-10 Thread Andreas Schildbach
On 03/10/2014 04:09 PM, Alex Kotenko wrote: > ​Yes, ​I'm certain about that we need to switch to BIP70 asap. As I said > earlier - support among the wallets is the biggest problem here really. > Only Andreas' Wallet supports it right now AFAIK, and even in there it's > only as "LABS feature", so w

Re: [Bitcoin-development] Instant / contactless payments

2014-03-10 Thread Alex Kotenko
It heavily depends on where you use it. Here in UK any card payments are often limited to minimum of £5 in small shops that have heavy transaction fees burden and low margins. Big networks with more resources often let you pay as little as you want by card, and they more often have NFC enabled POS

Re: [Bitcoin-development] Instant / contactless payments

2014-03-10 Thread Jean-Paul Kogelman
Just to add some more numbers, in Canada, the maximum is $50 and I've used it for transactions of $5, even less. I use it every day to pay for breakfast and it works through my wallet, even with multiple NFC enabled cards in there (though not overlapping). The experience is quite smooth; simpl

Re: [Bitcoin-development] Instant / contactless payments

2014-03-10 Thread Mike Hearn
> > I just did my first contactless nfc payment with a MasterCard. It worked > very well and was quite delightful - definitely want to be doing more of > these in future. > A bit more competitive intelligence - turns out that the experience isn't quite so good after all. After trying a few more ti

Re: [Bitcoin-development] Instant / contactless payments

2014-03-10 Thread Alex Kotenko
2014-03-08 8:52 GMT+00:00 Jan Vornberger : ​​ > On Thu, Mar 06, 2014 at 02:39:52PM +, Alex Kotenko wrote: > > Not sure if you've seen it, but here is how we do NFC right now > > http://www.youtube.com/watch?v=DGOMIG9JUY8 with XBTerminal. > > Very interesting, thanks for sharing! Are the two de

Re: [Bitcoin-development] Instant / contactless payments

2014-03-08 Thread Jan Vornberger
On Thu, Mar 06, 2014 at 02:39:52PM +, Alex Kotenko wrote: > Not sure if you've seen it, but here is how we do NFC right now > http://www.youtube.com/watch?v=DGOMIG9JUY8 with XBTerminal. Very interesting, thanks for sharing! Are the two devices on the same wifi network in the demo? In my experi

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Troy Benjegerdes
On Thu, Mar 06, 2014 at 10:45:31AM +0100, Mike Hearn wrote: > I just did my first contactless nfc payment with a MasterCard. It worked > very well and was quite delightful - definitely want to be doing more of > these in future. I think people will come to expect this kind of > no-friction payment

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Joel Kaartinen
I think a reputation network is more complicated than is needed for this. This can be solved by the market. What is needed is a simple method for each individual user to mark certain merchant as trusted. For example, if your device gets an untrusted payment request, it'll make a small sound, light

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Johannes Zweng
2014-03-07 11:23 GMT+01:00 Andreas Schildbach : > Good news: HCE offers the required dispatch ability -- they call it AID > (Application ID). > Yes, that's also something adopted from the existing Smartcard world. Existing smartcards can contain different payment applications (for example in Ger

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Mike Hearn
> > Interesting side note: They recommend messages transmitted via NFC to > not exceed 1 KB in order for a snappy experience. This (again) questions > usage of bulky X.509 certificates in our payment request messages. > Bitcoin Wallet currently does not sign payment requests, so I could not > try h

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Andreas Schildbach
On 03/07/2014 10:26 AM, Johannes Zweng wrote: > In current phone implementations, the screen must be on already for NFC > to be active. Also it must be unlocked, although I certainly hope future > OSes will allow payment apps on the lock screen, just like they allow > music players

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Mike Hearn
HCE is a bit scary. It's like the card companies tried the secure element thing, decided the security was too hard and were like "screw it, let's just use regular apps after all". Not that we're any better :) At any rate, Bitcoin doesn't have any need to emulate smartcards as we don't have any pre

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Johannes Zweng
2014-03-06 12:26 GMT+01:00 Andreas Schildbach : > In current phone implementations, the screen must be on already for NFC > to be active. Also it must be unlocked, although I certainly hope future > OSes will allow payment apps on the lock screen, just like they allow > music players. Just a sm

Re: [Bitcoin-development] Instant / contactless payments

2014-03-07 Thread Andreas Schildbach
On 03/06/2014 07:03 PM, Alex Kotenko wrote: > Supporting Bluetooth is optional in the sense that if a wallet should > not support it, you will still receive the transaction via the P2P > network. So I'd say definately go for Bluetooth. > > ​Yes, it's part of the​ plan. Just again - I

Re: [Bitcoin-development] Instant / contactless payments, IsoDep

2014-03-07 Thread Andreas Schildbach
I doubt that this is possible (with the Android API). But I'll try. On 03/06/2014 06:00 PM, Mike Hearn wrote: > I think maybe the way you do it is to have a NDEF tag that triggers the > app, and then that starts an IsoDep protocol once opened. I *think*. > > > On Thu, Mar 6, 2014 at 5:55 PM, An

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Alex Kotenko
2014-03-06 17:03 GMT+00:00 Mike Hearn : > About the video - I'm curious how your device is better than just a > regular tablet. Could you give us the elevator pitch? :) sure, here: - tougher than phone/tablet. Phone dropped on the tiled floor is likely to die instantly. Our device is designed to

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Mike Hearn
> > it's the responsibility of the individual members to maintain their own > good/bad user lists. Would you think that's a good thing or a bad thing to > give the individual players that level of control/responsibility? > If it's explicit, I think it's a non starter and nobody will bother with it

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Brooks Boyd
On Thu, Mar 6, 2014 at 12:12 PM, Mike Hearn wrote: > If there was a way for a Bitcoin user to provide feedback on a payment >> (ECDSA signature from one of the addresses involved in the payment, signing >> an identifier of the payment and a feedback score) >> > > Well now you're getting into the

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Mike Hearn
> > If there was a way for a Bitcoin user to provide feedback on a payment > (ECDSA signature from one of the addresses involved in the payment, signing > an identifier of the payment and a feedback score) > Well now you're getting into the area that I said "rapidly got very complicated". Define

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Brooks Boyd
On Thu, Mar 6, 2014 at 11:07 AM, Mike Hearn wrote: > if some sort of Stealth address or HD wallet root was the identity gaining >> the reputation, then address re-use wouldn't have to be mandatory. >> > The identity would be the X.520 name in the signing cert that signed the > payment request. It

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Alex Kotenko
2014-03-06 16:46 GMT+00:00 Andreas Schildbach : > Supporting Bluetooth is optional in the sense that if a wallet should > not support it, you will still receive the transaction via the P2P > network. So I'd say definately go for Bluetooth. > ​Yes, it's part of the​ plan. Just again - I need to mak

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Mike Hearn
> > if some sort of Stealth address or HD wallet root was the identity gaining > the reputation, then address re-use wouldn't have to be mandatory. > The identity would be the X.520 name in the signing cert that signed the payment request. It doesn't have to be a difficult to obtain cert. It could

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Mike Hearn
Thanks Alex! About the video - I'm curious how your device is better than just a regular tablet. Could you give us the elevator pitch? :) On Thu, Mar 6, 2014 at 3:39 PM, Alex Kotenko wrote: > I mean - if with Bitcoin v0.9 transaction fees will become really > floating, and it should eventually

Re: [Bitcoin-development] Instant / contactless payments, IsoDep

2014-03-06 Thread Mike Hearn
I think maybe the way you do it is to have a NDEF tag that triggers the app, and then that starts an IsoDep protocol once opened. I *think*. On Thu, Mar 6, 2014 at 5:55 PM, Andreas Schildbach wrote: > On 03/06/2014 03:51 PM, Andreas Schildbach wrote: > > >> I'm not sure if iso-dep is the way

Re: [Bitcoin-development] Instant / contactless payments, IsoDep

2014-03-06 Thread Andreas Schildbach
On 03/06/2014 03:51 PM, Andreas Schildbach wrote: >> I'm not sure if iso-dep is the way to go here. Afaik as soon as you pick >> up the phone the connection breaks. >> >> If the phone isn't willing to immediately authorise then it'd have to >> fall back to HTTPS or Bluetooth as normal. >

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Mike Hearn
> > I wonder about the receipt step -- are you generating a PDF on device > and sending it via NFC? This is something that could be supported by the > BIP70 payment protocol. We should try to avoid the second tap, its not > intuitive. > Together, the signed PaymentRequest and the transactions in t

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Andreas Schildbach
> Not sure if you've seen it, but here is how we do NFC right > now http://www.youtube.com/watch?v=DGOMIG9JUY8 with XBTerminal. Thanks for the video! It's always good to see these things in action so you can start believing in it. > For now this is just an NDEF URI message with Bitcoin URI insid

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Andreas Schildbach
On 03/06/2014 02:44 PM, Mike Hearn wrote: > I'm not sure if iso-dep is the way to go here. Afaik as soon as you pick > up the phone the connection breaks. > > If the phone isn't willing to immediately authorise then it'd have to > fall back to HTTPS or Bluetooth as normal. Ok, that would

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Alex Kotenko
Hi Mike Not sure if you've seen it, but here is how we do NFC right now http://www.youtube.com/watch?v=DGOMIG9JUY8 with XBTerminal. For now this is just an NDEF URI message with Bitcoin URI inside, and then transaction itself propagated to the network by the phone using it's own Internet connecti

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Brooks Boyd
On Mar 6, 2014 3:47 AM, "Mike Hearn" wrote: > > I just did my first contactless nfc payment with a MasterCard. It worked very well and was quite delightful - definitely want to be doing more of these in future. I think people will come to expect this kind of no-friction payment experience and Bitc

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Mike Hearn
On Thu, Mar 6, 2014 at 12:26 PM, Andreas Schildbach wrote: > I'm not sure if iso-dep is the way to go here. Afaik as soon as you pick > up the phone the connection breaks. If the phone isn't willing to immediately authorise then it'd have to fall back to HTTPS or Bluetooth as normal. > Besides

Re: [Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Andreas Schildbach
I'm not sure if iso-dep is the way to go here. Afaik as soon as you pick up the phone the connection breaks. It's ok if some people decide to let the app do risk analysis, but you cannot force it onto users by picking a protocol that cannot deal with manual verification. Users should always have th

[Bitcoin-development] Instant / contactless payments

2014-03-06 Thread Mike Hearn
I just did my first contactless nfc payment with a MasterCard. It worked very well and was quite delightful - definitely want to be doing more of these in future. I think people will come to expect this kind of no-friction payment experience and Bitcoin will need to match it, so here are some notes