Re: [GNC] Cost basis adjustment

2025-02-20 Thread R Losey
Yes, this seems to be a "return of capital" case. I'm going to look up the
reference (thanks!).

By the way, you neglected to include the list in your reply, so I added it
for this one.



On Thu, Feb 20, 2025 at 11:20 PM Terrence Branscombe <
thirdmoonima...@gmail.com> wrote:

> It sounds like a "return of capital" distribution to me; but, I'm not in
> your jurisdiction and am not familiar with the typical content of the
> form you mentioned.  In my experience, these 'non-dividend' distros come
> in two flavours: a "return of capital" or a "capital gains dividend".
> Only the former reduces your adjusted cost basis (ACB), so look for
> something on your form to confirm that.  Others familiar with this form
> can chime in here as well.
>
> As to the mechanics, here's some basic GC documentation with an example:
> https://www.gnucash.org/docs/v5/C/gnucash-guide/invest-retofcap.html
>
>
> Good luck.  Let us know how you get on.
>
> Terry
>
>
> On 2025-02-20 8:36 p.m., R Losey wrote:
> > So, I just received my 1099-DIV and there are "non-dividend
> distributions"
> > (box 3).
> >
> > I'm told that I am supposed to reduce the cost basis by this amount, but
> > I'm not quite sure how to do this in GnuCash.
> >
> > I did quick search, and didn't spot anything, but I'm not quite sure how
> to
> > go about doing this.
> >
> > Any thoughts?
> >
> > Thank you!
> >
>


-- 
_
Richard Losey
rlo...@gmail.com
Micah 6:8
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Re: [GNC] Trading Accounts Balance

2025-02-20 Thread Bo Buckley
Dear John,

Thank you for the detailed example. Yes, your examples make sense to me,
and what I expect to happen, though I'm still not clear on how to actually
implement the following in GNUcash:

You need to book that gain as income in order for your book to stay in
> balance in USD.


In your example, of a $0.45 trading gain, assuming this is a taxable gain,
how exactly in GNUcash would I "book that gain as income"? Assuming I
classify the income as Income:Other, what would I offset the transaction of
$0.45 against for my "book to stay in balance in USD"? I would assume such
a transaction would be against the unrealized loss/gain shown on the
Trading account, but it appears you cannot offset against this account
directly.

I've attached an example book that just has only the following transactions:

1. 1/1/2024 10,000 JPY Opening Balance into Assets:Current
Assets:checking_jpy
2. 1/1/2024 100 USD Opening Balance into Assets:Current Assets:Checking
Account
3. 1/2/2024 Transfer of 100 USD to Assets:Current Assets:checking_jpy with
Exchange Rate of 0.0067 for a JPY value of 14,925

With only a single Price Database value for 1/2/2024 the Trading account
balance is 0.00 as expected. If I add another entry for 1/4/2024 of 0.007,
then the Trading account balance is -4.48 USD. (i.e. 100 - 14,925*0.007).
This appears to be an unrealized loss. If the value of JPY increased from
0.0067 USD to 0.007 USD, then shouldn't this be an unrealized gain and not
a loss?

Then if on 1/4/2024 I enter an expense of 1500 JPY against
the Assets:Current Assets:checking_jpy account, the Trading account balance
remains at -4.48.  How then am I to "book the gain as income" such that it
would modify the unrealized loss?

Thanks in advance.

On Sun, Feb 16, 2025 at 3:38 AM John Ralls  wrote:

> Bo,
>
> For this discussion I’m using the term trading gains to refer to both
> gains and losses and booking both (as credits and debits respectively) into
> an income account.
>
> As you say, the income occurs when you go the other way. Leaving off
> trading accounts for a moment, if you transfer $100 to JPY @$.67/¥100
> there’s no income. When you buy lunch later in the week for ¥1500 and the
> exchange rate that day is $.70/¥100 then you have a USD expense of $10.50
> (1500 * .7) but a USD cost of only $10.05 (.67 * 1500) so you have a
> trading gain of $.45.  You need to book that gain as income in order for
> your book to stay in balance in USD. Now you claim that some of those
> trading gains are taxable and some aren’t. If that’s true then you need two
> accounts to keep them separate so you know how much taxable trading income
> to report on your taxes.
>
> If it’s really that simple then you can use a single set of trading
> accounts to track your unreported realized gains.
>
> But what about JPY income? That has to be booked to a USD-denominated
> income account at the day’s exchange rate but when you buy lunch with that
> money and book the expense on a different day and exchange rate you have
> the appearance of a trading gain that needs to be balanced, but no trade
> occurred. At that point I’m in over my head and have to tell you to get
> professional advice on both how to do the accounting and how to use trading
> accounts to keep track of the trading gains. I can easily imagine the need
> for separate sets of trading accounts to ensure that everything stays in
> balance in both currencies, but remember that I have neither experience nor
> expertise in this.
>
> Regards,
> John Ralls
>
>
> On Feb 14, 2025, at 19:53, Bo Buckley  wrote:
>
> Dear John,
>
> Thank you for your reply.
>
> I don’t understand what you mean by “zero this out for today”.
>
>
> Maybe I misunderstood what you meant when you said,
>
> If the net gains aren’t taxable then you can book them to a separate
>> non-taxable income account.
>
>
> Say I'm doing my US reporting, and this transfer from USD to JPY wouldn't
> be taxable (as far as I know, only the opposite would be). Then to "book
> them to a separate non-taxable income account" would involve what exactly?
> Say I had an Income:NonTaxable account, what would the transaction look
> like? I apparently can't offset a debit to Income:NonTaxable with either
> Trading account, so not sure what this would look like.
>
> Thanks again.
>
> On Fri, Feb 14, 2025 at 10:38 AM John Ralls  wrote:
>
>> Bo,
>>
>> I don’t understand what you mean by “zero this out for today”.
>>
>> The Totals column on the Accounts page presents the ending balance for
>> each account (even if that’s in the future), converted to the book currency
>> using the most recent exchange rate available from the account’s commodity
>> to the book currency.
>>
>> The manually created trading splits will look just like the automatically
>> created ones. The difference will be that you have to create them yourself,
>> selecting the taxable or non-taxable balance. Remember that the trading
>> accounts are outside of the accounting equation and exist to 

Re: [GNC] Accessing data on a windows share fro a link app

2025-02-20 Thread Geoff

Bit of a long shot but have you had a look at this:

"SOLVED: run/user/1000/gvfs/smb-share no longer works"

https://forums.linuxmint.com/viewtopic.php?t=411005

Regards

Geoff
=

On 20/02/2025 8:10 am, griffin wrote:

/run/user/1001/gvfs/smb... could not be found

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Re: [GNC] Accessing data on a windows share fro a link app

2025-02-20 Thread Brad Morrison
Hi Mike & GNUCash users, 

Possibly minor point, but what version of Linux Mint are you using?
https://www.linuxmint.com/download_all.php 

Does your bookkeeper use Windows or Linux to access your GNUCash data
file? 

---
Thanks, 

Brad - https://www.facebook.com/brad.morrison.12327/ &
https://nextdoor.com/profile/01mP46jj8KCzj3sP4 &
https://norcal.social/@BradMorrison 

On 2025-02-19 09:10, Mike Brady wrote:

> Couple more notes:
> 
> I dual-boot Windows 11 and Linux Mint on the same machine. Windows and Linux 
> are installed on separate physical disks (though separate partitions work the 
> same way), and data are on other separate disks (machine has 2 SSDs and 2 
> HDs. Mint (Gnucash 5.10 in Flatpack) has no problem working with the Gnucash 
> data files on the separate data disk (NTFS) out of the box. Other flavors of 
> Linux might need something added to do that. Primary system used for Gnucash 
> work, however, is Window. Because of dual-booting, there is no possibility of 
> both OS's having the data file open at the same time.
> 
> I don't regularly do it, but I can also copy my Gnucash data to Onedrive and 
> work on if from a different machine. Onedrive simply acts as network-attached 
> storage in that application. Gnucash does simple locking when opening the 
> file, so there would be at least a speed bump if somebody else tried to open 
> the file from Onedrive while I was working on it. Again, seldom used.
> 
> My main way of sharing the Gnucash data is by sneakernetting USB sticks with 
> the bookkeeper. Then, of course, trying to remember where the most recent 
> copy of the data file is ... I'm prone to "Dory" moments (see "Little 
> Mermaid"). ;-)
> 
> Yes, more questions need to be answered...
> 
> Mike Brady
> 
> On 2/19/2025 7:34 AM, gnucash-user-requ...@gnucash.org wrote: Message: 8
> Date: Wed, 19 Feb 2025 10:34:41 -0500
> From: Michael or Penny Novack
> To:gnucash-user@gnucash.org
> Subject: Re: [GNC] Accessing data on a windows share fro a link app
> Message-ID:<401c0282-19d3-4aa6-b71c-e585f07c5...@comcast.net>
> Content-Type: text/plain; charset=UTF-8; format=flowed
> 
> On 2/19/2025 3:07 AM, Geoff wrote: This is a Windows/Linux networking 
> question, not specific to GnuCash
> per se. Yes, and there OTHER questions you need to answer. Are these two 
> different machines (connected by a LAN)? Is this on the same machine? If so, 
> is this two separate partitions? Or is Linux running in a Windows partition 
> (by one of the ways that can be done) or vice versa? Oh, one more 
> possibility. Here my cable-wireless modem has several Ethernet and USB ports 
> (for example, our printers connect to the modem by Ethernet*) So COULD have a 
> data drive connected with the gnucash data not on either machine. Michael D 
> Novack * One of those printers WOULD support direct wireless, but the if off 
> 24+ hours I'd have to go through getting it reconnected.
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Re: [GNC] Accessing data on a windows share fro a link app

2025-02-20 Thread Brad Morrison
Hi Griffin/GNUCash users, 

What Linux distro & version are you running on your Linux laptop?
https://distrowatch.com/ 

Are the versions of GNUCash on the Windows 10 desktop & the laptop
running Linux the same? 

https://gnucash.org/download.phtml - the current version of GNUCash is
5.10 for all the operating systems listed 

---
Thanks, 

Brad - https://www.facebook.com/brad.morrison.12327/ &
https://nextdoor.com/profile/01mP46jj8KCzj3sP4 &
https://norcal.social/@BradMorrison 

On 2025-02-19 13:10, griffin wrote:

> I have two different computers, my windows 10 desktop, and my Linux laptop. 
> The desktop is connected to my network wirelessly, while the desktop is a 
> wired connection.
> 
> I can access the entire windows share from Linux laptop, but GNUCash will not 
> open the GNUCash file stored on the windows share. I can select then, but 
> GNUCash will not open them.
> 
> I can access and use Thunderbird files on the Linux Laptop, and othe files,, 
> but not GNUCash, which leads me to believe this is something to do with 
> GNUCash, and any networking thing.
> 
> The message that is presented says;
> 
> The file/URI /run/user/1001/gvfs/smb... could not be found.
> 
> Any thoughts?
> 
> On 2025-02-19 8:34 a.m., Michael or Penny Novack via gnucash-user wrote: On 
> 2/19/2025 3:07 AM, Geoff wrote: This is a Windows/Linux networking question, 
> not specific to GnuCash per se. 
> Yes, and there OTHER questions you need to answer.
> 
> Are these two different machines (connected by a LAN)?
> 
> Is this on the same machine? If so, is this two separate partitions? Or is 
> Linux running in a Windows partition (by one of the ways that can be done) or 
> vice versa?
> 
> Oh, one more possibility. Here my cable-wireless modem has several Ethernet 
> and USB ports (for example, our printers connect to the modem by Ethernet*) 
> So COULD have a data drive connected with the gnucash data not on either 
> machine.
> 
> Michael D Novack
> 
> * One of those printers WOULD support direct wireless, but the if off 24+ 
> hours I'd have to go through getting it reconnected.
> 
> ___
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-- 
If you need end-to-end encryption, I have a PGP Key
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[GNC] Cost basis adjustment

2025-02-20 Thread R Losey
So, I just received my 1099-DIV and there are "non-dividend distributions"
(box 3).

I'm told that I am supposed to reduce the cost basis by this amount, but
I'm not quite sure how to do this in GnuCash.

I did quick search, and didn't spot anything, but I'm not quite sure how to
go about doing this.

Any thoughts?

Thank you!

-- 
_
Richard Losey
rlo...@gmail.com
Micah 6:8
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Re: [GNC] [Possible phishing attempt] Re: mail server changes to GnuCash list

2025-02-20 Thread Kalpesh Patel
I would have figured that by now email exploding server publishers have figured 
out kinks for best practices since managing things like bulletin boards in 
early nineties ... Most exploding servers don't rely too much on  message 
headers to tell the truth as much as they do to envelope headers.

Anyways, when Derek mentioned forwarding messages I took it as like my email 
address resides with Yahoo, setup a rule on Yahoo to forward messages to 
Google, and I am retrieving messages from Google and possibly replying back to 
it via Google. I don’t do that either. But I have observed even in that case it 
also re-writes headers correctly so they do not get tagged as spam.

Anyways it is time to move on to more important causes ...  

-Original Message-
From: gnuc...@4forl1st5.slmail.me  
Sent: Wednesday, February 19, 2025 7:23 PM
To: gnucash-user@gnucash.org
Cc: Kalpesh Patel ; 'Derek Atkins' 
Subject: Re: [GNC] [Possible phishing attempt] Re: mail server changes to 
GnuCash list

On Thursday, February 20th, 2025 at 00:15, Kevin Buckley via gnucash-user 
 wrote:
> 
> 
> 
> One way around this is to have the list server, or some intermediate 
> MTA, "munge" the From field into something like
> 
> "Kalpesh Patel via GnuCash User List" gnucash-user@gnucash.org
> 
> 
> along with adding your original email address into the headers (often 
> into the To header, because many list-servers will de-dupe outgoing 
> addresses to stop you getting a list copy as well) so that a 
> Reply-to-all will still go back to you, as well as the list.
> 
> That appraoach can, of course, make the From field look "a bit messy" 
> but it does defeat this particular anti-phishing check.
> 
> 
> 
> HTH (as well as hoping I have that, mostly, correct)


and, funnily enough, my Reply-To-All email, back to the list, which I have just 
received a copy of, HAS been sent out so that it appears to come from 

  Kevin Buckley via gnucash-user 

so maybe it's only some "new to the list server" emails that don't have the 
munging applied, as they are exploded back out?



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Re: [GNC] Quotes again?

2025-02-20 Thread Kalpesh Patel
TL;DR -

Apparently Yahoo's system doesn't like 39.0.2171.95 version string for Chrome. 

That version was released around late 2014 -- ten years ago -- so I reckon that 
they have explicit rule or have setup an explicit rule not to permit any 
browser older than 10 years.

It was selected that old in hope that any system would think that the browser 
isn't capable of providing tell-tale signs of modernity to potentially pass it 
through anti-scraping validation capabilities, but oh well ... ambiguous it is 
since it works.

-Original Message-
From: Bruce Schuck  
Sent: Wednesday, February 19, 2025 8:48 PM
To: GnuCash User 
Cc: Kalpesh Patel ; Cam Ellison ; 
Fross, Michael ; David G. Pickett 
Subject: Re: [GNC] Quotes again?

On Wed, Feb 19, 2025 at 9:25 AM Kalpesh Patel 
wrote:

> Yahoo's new changes are fixated on the value of the user agent header 
> being passed. The quick fix is to replace line 48 of YahooJSON.pm 
> module of the latest version from:

> my $browser = 'Mozilla/5.0 (Macintosh; Intel Mac OS X 10_10_1)
> AppleWebKit/537.36 (KHTML, like Gecko) Chrome/39.0.2171.95 
> Safari/537.36';

> my $browser = 'Mozilla/5.0';
Thank you Kalpesh.

For those who are not comfortable editing the Perl files, you can use cpan or 
cpanm to install "BPSCHUCK/Finance-Quote-1.64_02.tar.gz"

Bruce S.

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Re: [GNC] Are Trading Accounts meant to affect "Stocks" as well as Currencies?

2025-02-20 Thread Kalpesh Patel
If those 13k transactions are spread across multiple accounts than try doing 
one account at a time.

I've also noticed that more often it works better if the program is fresh 
launched and then commencing the check without doing anything in-between. 

-Original Message-
From: David Warren  
Sent: Wednesday, February 19, 2025 7:36 PM
To: tydeman.f...@gmail.com
Cc: gnucash-u...@lists.gnucash.org
Subject: Re: [GNC] Are Trading Accounts meant to affect "Stocks" as well as 
Currencies?

lol (and yes, I always make copies before going nuts), it started to 'repair' 
my 13k transactions andcrashed

On Wed, Feb 19, 2025 at 7:30 PM Fred Tydeman  wrote:

> Make a backup before you try this.
> Turn on Trading accounts.
> Actions
>   Check & Repair
>  All transactions
> Does that then add the Trading account splits to the transactions?
>
>
> On Wed, Feb 19, 2025 at 9:25 PM David Warren  wrote:
>
>> OK, I went to my toy account, and just created a simple traded USD 
>> equity account, and I see that with Trading Accounts turned on, they 
>> do indeed apply to all Stocks & Currencies.  So you get all of these 
>> extra trading account entries every time you buy or sell shares in a 
>> Stock account.  But I also see that the prior Unrealized Gains row in 
>> the B/S report is now replaced by Trading Gains.  When I sell shares 
>> of the stock, it doesn't automatically create any realized gains in 
>> my income statement or B/S, so apparently I'd have to add Realized 
>> Gains manually to the sall transaction?
>>
>> I think there is some logic to this, though I'd note there is now no 
>> clear/obvious way to distinguish between Trading Gains from 
>> currencies vs Trading Gains from stocks (since the offset account for 
>> both the stock I created and the non-USD currency are each the USD 
>> Trading account.)
>>
>> One takeaway is it seems it's a very bad idea to switch Trading 
>> Accounts on *after *one has hundreds or thousands of stock 
>> transactions.  As it appears I'd have to go and re-enter every single 
>> one of them for gc to add the Trading Account splits so that I could 
>> recover the Trading Gains (previously unrealized gains on stock 
>> investments) to get my Equity accounts in balance.
>>
>> So, for me, I'll have to wait to turn Trading Accounts on until I 
>> move all my (private) "Stock" investments to be Asset accounts, and 
>> then I'll deal with unrealized markups/markdowns periodically 
>> *manually*.  So then I can safely turn Trading Accounts on, and they 
>> should only apply to my remaining Currency Transactions.
>>
>> I'm still interested in how others with complex/rich multi-currency 
>> investment accounts handle all this.  And I suppose if you started 
>> with Trading Accounts on (or if there is some trick to *ex post 
>> *apply the Trading splits to thousands of stock transactions), then 
>> Trading Accounts for all investments where you use gc to track prices 
>> could make some real sense.  (I already made the decision NOT to 
>> track individual public equities in gc.  I get good reports from my 
>> brokerage accounts, and it would be wayyy too much work to try to 
>> match all individual transactions.  So I (again) treat brokerage 
>> accounts as Asset accounts, and then make debit entries for growth in 
>> the account, offsetting with Unrealized Income credits until the end 
>> of the year, where I then credit taxable income when I get my tax 
>> forms and debit Unrealized income in an offsetting amount.  (I am 
>> aware that some will choose to credit Equity instead of Unrealized 
>> Income, but this works for me in a personal capacity, and at all 
>> times I can see how much I have in aggregated unrealized gains that I 
>> will eventually have to pay tax on.))
>>
>>
>> On Wed, Feb 19, 2025 at 6:31 PM David Warren  wrote:
>>
>> > I am running 5.9+(2024-09-28) on Windows 11.
>> >
>> > I have been using gnucash for 18 months or so, solely for personal
>> finance
>> > purposes, but I have a reasonably sophisticated set of investments, 
>> > including numerous private fund & individual private positions
>> (businesses,
>> > real estate, etc.)  I set up all these private investments as "Stocks"
>> in
>> > new namespaces I created (Private Fund, Private Debt, Private Real
>> Estate),
>> > and for better or for worse, treated them like stocks, meaning if I 
>> > received an initial $15,000 capital call for a private fund, I
>> pretended I
>> > purchased 150 shares at $100/share.  If the Fund was later marked 
>> > up to $18,000, I remarked the shares to $120/share.  If I then 
>> > received a distribution, I "sold shares" .  (For a number of my 
>> > investments where there are lots of transactions, I have now moved 
>> > away from this
>> approach,
>> > and converted these investments to "Assets" (not Stocks) and then 
>> > simply debit the accounts upon in-flows or re-marks, and credit 
>> > them
>> after
>> > distributions to me.  I was probably heading to treating 

Re: [GNC] Are Trading Accounts meant to affect "Stocks" as well as Currencies?

2025-02-20 Thread David Warren
That's what I did. Opened account fresh. Ran checks. (took 0 seconds since
no trading accounts, no closed accounts, no imbalances). Then turned on
trading accounts. Then picked a relatively small account with say 20
transactions. Ran checks again. Crashed.

I did do a test on my toy account trying to dummy up currency trading
accounts manually by making my own top level currency trading accounts  as
per that long ago article. I can get the trading accounts themselves to
work, but the system creates crazy wrong unrealized gains/losses if you try
to adjust any currency off of 1:1. So I just don't think it works.

What I am going to do is later this month convert all my private funds to
Assets (not stocks) and remove all of their "prices". That will leave me
with just a few cross-currency transactions and I will then turn on trading
accounts, and not be too worried about running  checks or crashing the
system then.

On Thu, Feb 20, 2025, 9:32 AM Kalpesh Patel  wrote:

> If those 13k transactions are spread across multiple accounts than try
> doing one account at a time.
>
> I've also noticed that more often it works better if the program is fresh
> launched and then commencing the check without doing anything in-between.
>
> -Original Message-
> From: David Warren 
> Sent: Wednesday, February 19, 2025 7:36 PM
> To: tydeman.f...@gmail.com
> Cc: gnucash-u...@lists.gnucash.org
> Subject: Re: [GNC] Are Trading Accounts meant to affect "Stocks" as well
> as Currencies?
>
> lol (and yes, I always make copies before going nuts), it started to
> 'repair' my 13k transactions andcrashed
>
> On Wed, Feb 19, 2025 at 7:30 PM Fred Tydeman 
> wrote:
>
> > Make a backup before you try this.
> > Turn on Trading accounts.
> > Actions
> >   Check & Repair
> >  All transactions
> > Does that then add the Trading account splits to the transactions?
> >
> >
> > On Wed, Feb 19, 2025 at 9:25 PM David Warren  wrote:
> >
> >> OK, I went to my toy account, and just created a simple traded USD
> >> equity account, and I see that with Trading Accounts turned on, they
> >> do indeed apply to all Stocks & Currencies.  So you get all of these
> >> extra trading account entries every time you buy or sell shares in a
> >> Stock account.  But I also see that the prior Unrealized Gains row in
> >> the B/S report is now replaced by Trading Gains.  When I sell shares
> >> of the stock, it doesn't automatically create any realized gains in
> >> my income statement or B/S, so apparently I'd have to add Realized
> >> Gains manually to the sall transaction?
> >>
> >> I think there is some logic to this, though I'd note there is now no
> >> clear/obvious way to distinguish between Trading Gains from
> >> currencies vs Trading Gains from stocks (since the offset account for
> >> both the stock I created and the non-USD currency are each the USD
> >> Trading account.)
> >>
> >> One takeaway is it seems it's a very bad idea to switch Trading
> >> Accounts on *after *one has hundreds or thousands of stock
> >> transactions.  As it appears I'd have to go and re-enter every single
> >> one of them for gc to add the Trading Account splits so that I could
> >> recover the Trading Gains (previously unrealized gains on stock
> >> investments) to get my Equity accounts in balance.
> >>
> >> So, for me, I'll have to wait to turn Trading Accounts on until I
> >> move all my (private) "Stock" investments to be Asset accounts, and
> >> then I'll deal with unrealized markups/markdowns periodically
> >> *manually*.  So then I can safely turn Trading Accounts on, and they
> >> should only apply to my remaining Currency Transactions.
> >>
> >> I'm still interested in how others with complex/rich multi-currency
> >> investment accounts handle all this.  And I suppose if you started
> >> with Trading Accounts on (or if there is some trick to *ex post
> >> *apply the Trading splits to thousands of stock transactions), then
> >> Trading Accounts for all investments where you use gc to track prices
> >> could make some real sense.  (I already made the decision NOT to
> >> track individual public equities in gc.  I get good reports from my
> >> brokerage accounts, and it would be wayyy too much work to try to
> >> match all individual transactions.  So I (again) treat brokerage
> >> accounts as Asset accounts, and then make debit entries for growth in
> >> the account, offsetting with Unrealized Income credits until the end
> >> of the year, where I then credit taxable income when I get my tax
> >> forms and debit Unrealized income in an offsetting amount.  (I am
> >> aware that some will choose to credit Equity instead of Unrealized
> >> Income, but this works for me in a personal capacity, and at all
> >> times I can see how much I have in aggregated unrealized gains that I
> >> will eventually have to pay tax on.))
> >>
> >>
> >> On Wed, Feb 19, 2025 at 6:31 PM David Warren  wrote:
> >>
> >> > I am running 5.9+(2024-09-28) on Windows 11.
> >> >
> >> > I

Re: [GNC] Are Trading Accounts meant to affect "Stocks" as well as Currencies?

2025-02-20 Thread Kalpesh Patel
I am not sure what OS you are on but if you are type that welcomes technical 
challenges then suggest to temporarily run a different OS on virtual machine 
(Oracle VirtualBox), installing GnuCash on it and then try performing checks. 
Netboot (https://netboot.xyz/) or Ventoy (https://www.ventoy.net/en/index.html) 
will facilitate easy install bootstrapping… 

 

From: David Warren  
Sent: Thursday, February 20, 2025 10:50 AM
To: Kalpesh Patel 
Cc: tydeman.f...@gmail.com; gnucash-u...@lists.gnucash.org
Subject: Re: [GNC] Are Trading Accounts meant to affect "Stocks" as well as 
Currencies?

 

That's what I did. Opened account fresh. Ran checks. (took 0 seconds since no 
trading accounts, no closed accounts, no imbalances). Then turned on trading 
accounts. Then picked a relatively small account with say 20 transactions. Ran 
checks again. Crashed.

 

I did do a test on my toy account trying to dummy up currency trading accounts 
manually by making my own top level currency trading accounts  as per that long 
ago article. I can get the trading accounts themselves to work, but the system 
creates crazy wrong unrealized gains/losses if you try to adjust any currency 
off of 1:1. So I just don't think it works.

 

What I am going to do is later this month convert all my private funds to 
Assets (not stocks) and remove all of their "prices". That will leave me with 
just a few cross-currency transactions and I will then turn on trading 
accounts, and not be too worried about running  checks or crashing the system 
then. 

 

On Thu, Feb 20, 2025, 9:32 AM Kalpesh Patel mailto:kalpesh.pa...@usa.net> > wrote:

If those 13k transactions are spread across multiple accounts than try doing 
one account at a time.

I've also noticed that more often it works better if the program is fresh 
launched and then commencing the check without doing anything in-between. 

-Original Message-
From: David Warren mailto:da...@warren1.net> > 
Sent: Wednesday, February 19, 2025 7:36 PM
To: tydeman.f...@gmail.com  
Cc: gnucash-u...@lists.gnucash.org  
Subject: Re: [GNC] Are Trading Accounts meant to affect "Stocks" as well as 
Currencies?

lol (and yes, I always make copies before going nuts), it started to 'repair' 
my 13k transactions andcrashed

On Wed, Feb 19, 2025 at 7:30 PM Fred Tydeman mailto:tydeman.f...@gmail.com> > wrote:

> Make a backup before you try this.
> Turn on Trading accounts.
> Actions
>   Check & Repair
>  All transactions
> Does that then add the Trading account splits to the transactions?
>
>
> On Wed, Feb 19, 2025 at 9:25 PM David Warren   > wrote:
>
>> OK, I went to my toy account, and just created a simple traded USD 
>> equity account, and I see that with Trading Accounts turned on, they 
>> do indeed apply to all Stocks & Currencies.  So you get all of these 
>> extra trading account entries every time you buy or sell shares in a 
>> Stock account.  But I also see that the prior Unrealized Gains row in 
>> the B/S report is now replaced by Trading Gains.  When I sell shares 
>> of the stock, it doesn't automatically create any realized gains in 
>> my income statement or B/S, so apparently I'd have to add Realized 
>> Gains manually to the sall transaction?
>>
>> I think there is some logic to this, though I'd note there is now no 
>> clear/obvious way to distinguish between Trading Gains from 
>> currencies vs Trading Gains from stocks (since the offset account for 
>> both the stock I created and the non-USD currency are each the USD 
>> Trading account.)
>>
>> One takeaway is it seems it's a very bad idea to switch Trading 
>> Accounts on *after *one has hundreds or thousands of stock 
>> transactions.  As it appears I'd have to go and re-enter every single 
>> one of them for gc to add the Trading Account splits so that I could 
>> recover the Trading Gains (previously unrealized gains on stock 
>> investments) to get my Equity accounts in balance.
>>
>> So, for me, I'll have to wait to turn Trading Accounts on until I 
>> move all my (private) "Stock" investments to be Asset accounts, and 
>> then I'll deal with unrealized markups/markdowns periodically 
>> *manually*.  So then I can safely turn Trading Accounts on, and they 
>> should only apply to my remaining Currency Transactions.
>>
>> I'm still interested in how others with complex/rich multi-currency 
>> investment accounts handle all this.  And I suppose if you started 
>> with Trading Accounts on (or if there is some trick to *ex post 
>> *apply the Trading splits to thousands of stock transactions), then 
>> Trading Accounts for all investments where you use gc to track prices 
>> could make some real sense.  (I already made the decision NOT to 
>> track individual public equities in gc.  I get good reports from my 
>> brokerage accounts, and it would be wayyy too much work to try to 
>> match all individual transactions.  So

Re: [GNC] Trading Accounts Balance

2025-02-20 Thread John Ralls
Bo,

It doesn’t matter whether or not the gain is taxable. You must book trading 
gains to keep your book in balance. Please study 
https://www.gnucash.org/docs/v5/C/gnucash-guide/chapter_capgain.html for the 
different ways to accomplish that in GnuCash.

One more time: The price database has nothing to do with this. Nothing! It’s 
entirely about differences in book-currency value between conversions to and 
from other commodities. You must use the Average Cost price source—that 
calculates the effective price of the non-book-currency commodities based on 
the transactions into and out of each of those currencies—when running the 
trial balance report. You can run a regular balance sheet, or any other, report 
with that price source if you find it helpful. Just be careful with period 
reports like the Income Statement because the average cost report calculates 
based on all transactions, not just those for the past year. You should also be 
aware that the average cost calculation does not work with three-or-more 
commodity transactions, see https://bugs.gnucash.org/show_bug.cgi?id=797796.

Having an opening balance in JPY also will create trouble with calculating the 
trading gain unless the Equity account is in USD because there’s no USD value 
and no trading account splits for it. 

Since both the creation of the JPY opening balance and the transfer from USD 
were on the same day, for accounting purposes the exchange rate is the same: 
67/1. Your purchase the following day with ¥1500 at a rate of 70/1 
reflects a difference of 3/1, multiplied by ¥1500 yields a loss of $0.45. 
That third transaction will be

Checking_jpy.   ¥1500
Expenses:Groceries   $10.50
Income:Trading Gains.  $0.45
Trading:JPY.   ¥1500
Trading:USD   $10.95

Regards.
John Ralls


> On Feb 20, 2025, at 00:22, Bo Buckley  wrote:
> 
> Dear John,
> 
> Thank you for the detailed example. Yes, your examples make sense to me, and 
> what I expect to happen, though I'm still not clear on how to actually 
> implement the following in GNUcash:
> 
>> You need to book that gain as income in order for your book to stay in 
>> balance in USD.
> 
> In your example, of a $0.45 trading gain, assuming this is a taxable gain, 
> how exactly in GNUcash would I "book that gain as income"? Assuming I 
> classify the income as Income:Other, what would I offset the transaction of 
> $0.45 against for my "book to stay in balance in USD"? I would assume such a 
> transaction would be against the unrealized loss/gain shown on the Trading 
> account, but it appears you cannot offset against this account directly.  
> 
> I've attached an example book that just has only the following transactions:
> 
> 1. 1/1/2024 10,000 JPY Opening Balance into Assets:Current Assets:checking_jpy
> 2. 1/1/2024 100 USD Opening Balance into Assets:Current Assets:Checking 
> Account
> 3. 1/2/2024 Transfer of 100 USD to Assets:Current Assets:checking_jpy with 
> Exchange Rate of 0.0067 for a JPY value of 14,925
> 
> With only a single Price Database value for 1/2/2024 the Trading account 
> balance is 0.00 as expected. If I add another entry for 1/4/2024 of 0.007, 
> then the Trading account balance is -4.48 USD. (i.e. 100 - 14,925*0.007). 
> This appears to be an unrealized loss. If the value of JPY increased from 
> 0.0067 USD to 0.007 USD, then shouldn't this be an unrealized gain and not a 
> loss? 
> 
> Then if on 1/4/2024 I enter an expense of 1500 JPY against the Assets:Current 
> Assets:checking_jpy account, the Trading account balance remains at -4.48.  
> How then am I to "book the gain as income" such that it would modify the 
> unrealized loss?
> 
> Thanks in advance.
> 
> On Sun, Feb 16, 2025 at 3:38 AM John Ralls  > wrote:
>> Bo,
>> 
>> For this discussion I’m using the term trading gains to refer to both gains 
>> and losses and booking both (as credits and debits respectively) into an 
>> income account.
>> 
>> As you say, the income occurs when you go the other way. Leaving off trading 
>> accounts for a moment, if you transfer $100 to JPY @$.67/¥100 there’s no 
>> income. When you buy lunch later in the week for ¥1500 and the exchange rate 
>> that day is $.70/¥100 then you have a USD expense of $10.50 (1500 * .7) but 
>> a USD cost of only $10.05 (.67 * 1500) so you have a trading gain of $.45.  
>> You need to book that gain as income in order for your book to stay in 
>> balance in USD. Now you claim that some of those trading gains are taxable 
>> and some aren’t. If that’s true then you need two accounts to keep them 
>> separate so you know how much taxable trading income to report on your taxes.
>> 
>> If it’s really that simple then you can use a single set of trading accounts 
>> to track your unreported realized gains.
>> 
>> But what about JPY income? That has to be booked to a USD-denominated income 
>> account at the day’s ex

Re: [GNC] Accessing data on a windows share from a link app, (Brad Morrison)

2025-02-20 Thread Mike Brady
Using Linux Mint 21.3 Cinnamon dual-booting with Windows 11 on a 
desktop. Also using Windows 11 on a laptop with either Onedrive or USB 
stick copies of the Gnucash database.


Bookkeeper uses using Windows 10; trying to decide whether to upgrade to 
11 (her computer qualifies) or buy a new computer with it. Has seen me 
using Linux, but not sure she wants that as an only OS.


And another thought: I dual-boot, so there's no chance of accidentally 
changing the data file while it's open in both OS at the same time. 
Somebody running Linux in a VM under Windows (or vice versa), or with 
multiple computers accessing the main file in network-attached storage 
(aka a server?), does have that danger, mitigated somewhat by Gnucash 
file locking which tries to be sure only one user has write access (but 
easy to override) and any locking provided by the server OS.


Using the same or near-same version of Gnucash all over: 5.10 on Windows 
and Linux (via Flatpack in Linux - the Ubuntu repository otherwise used 
by Mint is massively out of date). Until recently the bookkeeper was 
using 5.8 (I recommended upgrade and showed her how to use winget to do 
that easily) which was no problem in terms of file compatibility.


A side question not really relevant here, though: when is 5.11 coming 
out? Winget seems to think that 5.10 (installed) is 5.1, and downloads 
and installs 5.10 *every time I run it*. Annoying and a waste of 
bandwidth. 5.11 will probably fix that.


Cheers!

Mike Brady

On 2/20/2025 8:09 AM, Brad Morrison (via 
gnucash-user-requ...@gnucash.org) wrote:

--

Message: 1
Date: Thu, 20 Feb 2025 01:18:35 -0800
From: Brad Morrison 
To: gnucash-user@gnucash.org
Subject: Re: [GNC] Accessing data on a windows share fro a link app
Message-ID: <8fda282f456b0feb99840ac9ca39f...@sonic.net>
Content-Type: text/plain; charset=US-ASCII

Hi Mike & GNUCash users,

Possibly minor point, but what version of Linux Mint are you using?
https://www.linuxmint.com/download_all.php

Does your bookkeeper use Windows or Linux to access your GNUCash data
file?

---
Thanks,

Brad - https://www.facebook.com/brad.morrison.12327/ &
https://nextdoor.com/profile/01mP46jj8KCzj3sP4 &
https://norcal.social/@BradMorrison

On 2025-02-19 09:10, Mike Brady wrote:


Couple more notes:

I dual-boot Windows 11 and Linux Mint on the same machine. Windows and Linux 
are installed on separate physical disks (though separate partitions work the 
same way), and data are on other separate disks (machine has 2 SSDs and 2 HDs. 
Mint (Gnucash 5.10 in Flatpack) has no problem working with the Gnucash data 
files on the separate data disk (NTFS) out of the box. Other flavors of Linux 
might need something added to do that. Primary system used for Gnucash work, 
however, is Window. Because of dual-booting, there is no possibility of both 
OS's having the data file open at the same time.

I don't regularly do it, but I can also copy my Gnucash data to Onedrive and 
work on if from a different machine. Onedrive simply acts as network-attached 
storage in that application. Gnucash does simple locking when opening the file, 
so there would be at least a speed bump if somebody else tried to open the file 
from Onedrive while I was working on it. Again, seldom used.

My main way of sharing the Gnucash data is by sneakernetting USB sticks with the bookkeeper. Then, 
of course, trying to remember where the most recent copy of the data file is ... I'm prone to 
"Dory" moments (see "Little Mermaid"). ;-)

Yes, more questions need to be answered...

Mike Brady

On 2/19/2025 7:34 AM, gnucash-user-requ...@gnucash.org wrote: Message: 8
Date: Wed, 19 Feb 2025 10:34:41 -0500
From: Michael or Penny Novack
To:gnucash-user@gnucash.org
Subject: Re: [GNC] Accessing data on a windows share fro a link app
Message-ID:<401c0282-19d3-4aa6-b71c-e585f07c5...@comcast.net>
Content-Type: text/plain; charset=UTF-8; format=flowed

On 2/19/2025 3:07 AM, Geoff wrote: This is a Windows/Linux networking question, 
not specific to GnuCash
per se. Yes, and there OTHER questions you need to answer. Are these two 
different machines (connected by a LAN)? Is this on the same machine? If so, is 
this two separate partitions? Or is Linux running in a Windows partition (by 
one of the ways that can be done) or vice versa? Oh, one more possibility. Here 
my cable-wireless modem has several Ethernet and USB ports (for example, our 
printers connect to the modem by Ethernet*) So COULD have a data drive 
connected with the gnucash data not on either machine. Michael D Novack * One 
of those printers WOULD support direct wireless, but the if off 24+ hours I'd 
have to go through getting it reconnected.

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Re: [GNC] Accessing data on a windows share from a link app, (Brad Morrison)

2025-02-20 Thread John Ralls


> On Feb 20, 2025, at 10:41 AM, Mike Brady  wrote:
> 
> A side question not really relevant here, though: when is 5.11 coming out? 
> Winget seems to think that 5.10 (installed) is 5.1, and downloads and 
> installs 5.10 *every time I run it*. Annoying and a waste of bandwidth. 5.11 
> will probably fix that.

https://wiki.gnucash.org/wiki/Release_Schedule

Regards,
John Ralls

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Re: [GNC] Accessing data on a windows share from a link app, (Brad Morrison)

2025-02-20 Thread Michael or Penny Novack via gnucash-user





And another thought: I dual-boot, so there's no chance of accidentally 
changing the data file while it's open in both OS at the same time. 
Somebody running Linux in a VM under Windows (or vice versa), or with 
multiple computers accessing the main file in network-attached storage 
(aka a server?), does have that danger, mitigated somewhat by Gnucash 
file locking which tries to be sure only one user has write access 
(but easy to override) and any locking provided by the server OS. 


THAT is precisely why some of us describe the process of overriding or 
deleting a file lock including AFTER MAKING SURE NO OTHER INSTANCE OF 
GNUCASH COULD BE USING THE FILE. We aren't being silly, just including 
the possibility the resource is available to a network.


Michael D Novack


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Re: [GNC] Accessing data on a windows share from a link app, (Brad Morrison)

2025-02-20 Thread griffin
So far I have found that /run/user/11001 is a tmpfs file system which is 
currently in use by by about 30 processes!!!



On 2025-02-20 11:41 a.m., Mike Brady wrote:

Using Linux Mint 21.3 Cinnamon dual-booting with Windows 11 on a 
desktop. Also using Windows 11 on a laptop with either Onedrive or USB 
stick copies of the Gnucash database.


Bookkeeper uses using Windows 10; trying to decide whether to upgrade 
to 11 (her computer qualifies) or buy a new computer with it. Has seen 
me using Linux, but not sure she wants that as an only OS.


And another thought: I dual-boot, so there's no chance of accidentally 
changing the data file while it's open in both OS at the same time. 
Somebody running Linux in a VM under Windows (or vice versa), or with 
multiple computers accessing the main file in network-attached storage 
(aka a server?), does have that danger, mitigated somewhat by Gnucash 
file locking which tries to be sure only one user has write access 
(but easy to override) and any locking provided by the server OS.


Using the same or near-same version of Gnucash all over: 5.10 on 
Windows and Linux (via Flatpack in Linux - the Ubuntu repository 
otherwise used by Mint is massively out of date). Until recently the 
bookkeeper was using 5.8 (I recommended upgrade and showed her how to 
use winget to do that easily) which was no problem in terms of file 
compatibility.


A side question not really relevant here, though: when is 5.11 coming 
out? Winget seems to think that 5.10 (installed) is 5.1, and downloads 
and installs 5.10 *every time I run it*. Annoying and a waste of 
bandwidth. 5.11 will probably fix that.


Cheers!

Mike Brady

On 2/20/2025 8:09 AM, Brad Morrison (via 
gnucash-user-requ...@gnucash.org) wrote:

--

Message: 1
Date: Thu, 20 Feb 2025 01:18:35 -0800
From: Brad Morrison 
To: gnucash-user@gnucash.org
Subject: Re: [GNC] Accessing data on a windows share fro a link app
Message-ID: <8fda282f456b0feb99840ac9ca39f...@sonic.net>
Content-Type: text/plain; charset=US-ASCII

Hi Mike & GNUCash users,

Possibly minor point, but what version of Linux Mint are you using?
https://www.linuxmint.com/download_all.php

Does your bookkeeper use Windows or Linux to access your GNUCash data
file?

---
Thanks,

Brad - https://www.facebook.com/brad.morrison.12327/ &
https://nextdoor.com/profile/01mP46jj8KCzj3sP4 &
https://norcal.social/@BradMorrison

On 2025-02-19 09:10, Mike Brady wrote:


Couple more notes:

I dual-boot Windows 11 and Linux Mint on the same machine. Windows 
and Linux are installed on separate physical disks (though separate 
partitions work the same way), and data are on other separate disks 
(machine has 2 SSDs and 2 HDs. Mint (Gnucash 5.10 in Flatpack) has 
no problem working with the Gnucash data files on the separate data 
disk (NTFS) out of the box. Other flavors of Linux might need 
something added to do that. Primary system used for Gnucash work, 
however, is Window. Because of dual-booting, there is no possibility 
of both OS's having the data file open at the same time.


I don't regularly do it, but I can also copy my Gnucash data to 
Onedrive and work on if from a different machine. Onedrive simply 
acts as network-attached storage in that application. Gnucash does 
simple locking when opening the file, so there would be at least a 
speed bump if somebody else tried to open the file from Onedrive 
while I was working on it. Again, seldom used.


My main way of sharing the Gnucash data is by sneakernetting USB 
sticks with the bookkeeper. Then, of course, trying to remember 
where the most recent copy of the data file is ... I'm prone to 
"Dory" moments (see "Little Mermaid"). ;-)


Yes, more questions need to be answered...

Mike Brady

On 2/19/2025 7:34 AM, gnucash-user-requ...@gnucash.org wrote: 
Message: 8

Date: Wed, 19 Feb 2025 10:34:41 -0500
From: Michael or Penny Novack
To:gnucash-user@gnucash.org
Subject: Re: [GNC] Accessing data on a windows share fro a link app
Message-ID:<401c0282-19d3-4aa6-b71c-e585f07c5...@comcast.net>
Content-Type: text/plain; charset=UTF-8; format=flowed

On 2/19/2025 3:07 AM, Geoff wrote: This is a Windows/Linux 
networking question, not specific to GnuCash
per se. Yes, and there OTHER questions you need to answer. Are these 
two different machines (connected by a LAN)? Is this on the same 
machine? If so, is this two separate partitions? Or is Linux running 
in a Windows partition (by one of the ways that can be done) or vice 
versa? Oh, one more possibility. Here my cable-wireless modem has 
several Ethernet and USB ports (for example, our printers connect to 
the modem by Ethernet*) So COULD have a data drive connected with 
the gnucash data not on either machine. Michael D Novack * One of 
those printers WOULD support direct wireless, but the if off 24+ 
hours I'd have to go through getting it reconnected.

  ___
gnucash-user 

[GNC] Printing personal checks

2025-02-20 Thread jwhubin

Gnucash User,

I used to be able to print checks using gnucash.  I have a HP Lazerjet 
1012, and I would put check in the center print input area. Some of the 
"chk" files would create check going in the correct way, the short part 
of the check going first.  But it would be on the left and not in the 
center.  And I could never modify a "chk" file to correctly do it.  Does 
anybody have a "chk" file that will do this?


Thank you for your help!!

James Hubin
jwhu...@gmail.com
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Re: [GNC] Accessing data on a windows share fro a link app

2025-02-20 Thread griffin

Wow! Thats a long read!!




On 2025-02-20 2:37 a.m., Geoff wrote:

Bit of a long shot but have you had a look at this:

"SOLVED: run/user/1000/gvfs/smb-share no longer works"

https://forums.linuxmint.com/viewtopic.php?t=411005

Regards

Geoff
=

On 20/02/2025 8:10 am, griffin wrote:

/run/user/1001/gvfs/smb... could not be found


--
If you need end-to-end encryption, I have a PGP Key


--
This email has been checked for viruses by Avast antivirus software.
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