I have learned that whenever a transaction is declined on my Apple Card, all I 
need to do is open the Wallet app, and go to my Apple Card, and then submit the 
transaction again, and it goes through with no problem.

- Brad -



On Mar 6, 2024, at 14:38, Mary Otten <motte...@gmail.com> wrote:

Interesting. I have had legitimate purchases declined by my Apple Card. I get a 
notification immediately telling me this was declined, did you do it? And if I 
go click yes, then it goes through. I’ve never had them not catch something. So 
that was very interesting. I have had fraud on two other cards. Nothing to do 
with Apple or my phone or anything I did. The damned thieves probably got my 
number someway somewhere but not because I lost a card or saved a card on a 
website or whatever. I never ever save credit card information anywhere Except 
on braille cards that I keep. Nobody reads braille except blind people. Smile. 
Sent from my iPhone

> On Mar 6, 2024, at 10:41 AM, 'Mary Ward' via MacVisionaries 
> <macvisionaries@googlegroups.com> wrote:
> 
> 
> I had fraudulent attacks on two cards on the same day. It was my own fault, I 
> was not paying attention. Anyway, the Chase bank caught it, and the charge 
> never went through, but the charge went through on the Apple card.
> Mary Ward
> 
> On Mar 6, 2024, at 12:15 PM, Brad Snyder <wb...@swbell.net> wrote:
> 
> I don't think Mary's concerns have anything to do with Apple Pay. I believe 
> this is a Chase bank issue.
> 
> - Brad -
> 
> On Mar 6, 2024, at 10:55, 'Donna Goodin' via MacVisionaries 
> <macvisionaries@googlegroups.com> wrote:
> 
> Thank you, everyone for sharing your experiences.  Mary, the concerns you 
> raise are among those I’m trying to figure out, so I really appreciate you 
> mentioning them.
> Cheers,
> Donna
> 
>> On Mar 6, 2024, at 9:55 AM, 'Mary Ward' via MacVisionaries 
>> <macvisionaries@googlegroups.com> wrote:
>> 
>> Yes, I use both. I use Apple Pay on the phone and the Mac. The only concern 
>> I have is that once I had some fraudulent charges. The chase bank people 
>> were on the ball, but with Apple Pay, I had to contest the charges and wait 
>> for the money. I thought they were not quite as much on the ball.
>> Mary Ward
>> 
>> On Mar 6, 2024, at 8:43 AM, 'Donna Goodin' via MacVisionaries 
>> <macvisionaries@googlegroups.com> wrote:
>> 
>> Hi all,
>> 
>> Subject says it all,  I’m considering one or both of these options.  Would 
>> love to know list members experiences, both good and bad.
>> Thanks,
>> Donna
>> 
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