Hi Mary, Thanks so much for all this information. I’ve never experienced fraud, but my husband has—a work study student stole his credit card.
I get the being tired thing, and sometimes you end up having to try and make decisions not under the best of circumstances. I just hired a driver in Sicily for our trip this summer. He used a payment service that I was completely unfamiliar with, which isn’t to say they aren’t legit, but making that purchase felt risky. So, my way of saying, that tired or not, we all have those moments and experiences. 😊 I actually really like the idea that the Apple Card notifies you when a purchase is made. At least that way if there is fraud, you’re more likely to catch it quickly. In general, I don’t really like the idea of getting an additional credit card, but the instant notifications might be enough to make me reconsider that. :) Thanks again, Donna > On Mar 6, 2024, at 1:19 PM, 'Mary Ward' via MacVisionaries > <macvisionaries@googlegroups.com> wrote: > > I feel the need to explain this a little better. It is not my intention at > all to trash the Apple Card. I still use it frequently and have put some > major purchases on it. It is easy to set up and use. I feel confident that > I always know exactly what is going on and that I have a lot of control, > something I have not always felt when dealing with credit cards. I still > recommend the Apple Card for VoiceOver users. It is amazingly easy. > > But I had the misfortunate to make an ill-advised transaction on a site that > turned out to be fraudulent. I was tired and in a hurry and did not use good > judgment, which is a major way that scams and fraud happen. I tried to use > two credit cards because I thought I just didn’t have the right number for > one of them. This is why I am comparing the two cards, Chase and Apple, > because both frauds happened at the same time. Both companies were extremely > courteous and professional when I spoke with them. And ultimately, I did not > lose any money, so I feel confident that I can use cards from both these > companies. The Apple Card in particularly sent me a notification that there > was a charge, and when I looked it was a charge I had not made. The only > difference was that Chase never allowed the fraudulent charge in the first > place, while I actually had to contest the charges with Apple. This took a > couple of weeks and was resolved quickly and painlessly. I am still happy > with my Apple Card. But I do think it is relevant that their fraud > protection was not quite as responsive. So I guess what I am saying is that > if you think you might have been defrauded for any reason, pay attention to > those notifications and take the time to go into the Wallet app and look > around. If it does happen, you will not wind up losing the money. They are > very professional about it. But Apple Pay and the Apple Card are the easiest > and most accessible ways to pay for anything that I can think of. > > I hope this clears it up. > > > >> On Mar 6, 2024, at 11:12 AM, Mary Otten <motte...@gmail.com> wrote: >> >> I have never had any problems with Apple Pay on my phone, which is the only >> place I use it. I do use the Apple Card for a lot of things and I love it, >> because you immediately know when anything was charged to your card. I don’t >> get that same thing with any other card, so I really appreciate The >> immediate notification. I’ve never had any problems with it. >> >> Sent from my iPhone >> >>> On Mar 6, 2024, at 6:43 AM, 'Donna Goodin' via MacVisionaries >>> <macvisionaries@googlegroups.com> wrote: >>> >>> Hi all, >>> >>> Subject says it all, I’m considering one or both of these options. Would >>> love to know list members experiences, both good and bad. >>> Thanks, >>> Donna >>> >>> -- >>> The following information is important for all members of the Mac >>> Visionaries list. >>> >>> If you have any questions or concerns about the running of this list, or if >>> you feel that a member's post is inappropriate, please contact the owners >>> or moderators directly rather than posting on the list itself. >>> >>> Your Mac Visionaries list moderator is Mark Taylor. 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You can reach mark at: >> mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at >> caraqu...@caraquinn.com >> >> The archives for this list can be searched at: >> http://www.mail-archive.com/macvisionaries@googlegroups.com/ >> --- >> You received this message because you are subscribed to the Google Groups >> "MacVisionaries" group. >> To unsubscribe from this group and stop receiving emails from it, send an >> email to macvisionaries+unsubscr...@googlegroups.com. >> To view this discussion on the web visit >> https://groups.google.com/d/msgid/macvisionaries/FFC6B6F5-1632-435A-9AFC-DA1EB714D6C3%40gmail.com. > > -- > The following information is important for all members of the Mac Visionaries > list. > > If you have any questions or concerns about the running of this list, or if > you feel that a member's post is inappropriate, please contact the owners or > moderators directly rather than posting on the list itself. > > Your Mac Visionaries list moderator is Mark Taylor. You can reach mark at: > mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at > caraqu...@caraquinn.com > > The archives for this list can be searched at: > http://www.mail-archive.com/macvisionaries@googlegroups.com/ > --- > You received this message because you are subscribed to the Google Groups > "MacVisionaries" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to macvisionaries+unsubscr...@googlegroups.com. > To view this discussion on the web visit > https://groups.google.com/d/msgid/macvisionaries/BAF93CB3-647D-42F9-9EE1-9A869BBC4F98%40icloud.com. -- The following information is important for all members of the Mac Visionaries list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your Mac Visionaries list moderator is Mark Taylor. You can reach mark at: mk...@ucla.edu and your owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at: http://www.mail-archive.com/macvisionaries@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "MacVisionaries" group. To unsubscribe from this group and stop receiving emails from it, send an email to macvisionaries+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/macvisionaries/DC122AE2-0426-42CA-BD71-1B931BB83921%40me.com.
