Paul, When I try to \usepackage{time} I get the error that time.sty was not found. When I browse for packages to install via MikTex time is not an option.
By "too fancy" I mean that I don't seem to get any headers unless I use \pagestyle{fancy} (i.e. \pagestyle{plain} just gives my page numbers in the footer). And if I use \pagestyle{fancy} then I get a line at the top and section numbers and names (unless I specifically change them to be empty)... i.e. a bit too fancy but will do the trick if I can get rid of the line. Thanks for your help. Ken