So now after 3 years or however long it has been, hanging on to avoid
administration, it has finally happened and we are now (almost ) debt free
Could we have not have done all this when we first got into trouble (and if I
am right) before the introduction of the 10 point penalty ? that way we would
have a chance of being on the road to recovery by now rather than starting from
scratch or am I missing something ?
Dave
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